MidFlorida Credit Union Avon Park FL | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Midflorida, your trusted financial partner located at 930 Us Highway 27 S, Avon Park, FL 33825. Since our establishment in 1954, we have proudly served our community and grown to support over 472,203 members. With assets totaling an impressive $8,040,523,100, we are committed to providing reliable banking solutions tailored to meet your needs. At Midflorida, we believe in building strong relationships with our members. Our dedicated team of 1,419 employees, led by CEO Steve Moseley and Board President Christopher Geiger, is here to guide you through every step of your financial journey. We offer a wide range of services from personal and auto loans to mortgage financing and business banking solutions. We understand the importance of accessibility. That's why we're proud to provide features like online and mobile banking, along with ATM access for quick withdrawals. Our branch also has a drive-thru service for your convenience, ensuring that your banking experience is smooth and efficient. With total deposits exceeding $554,970,676 and a net worth of $847,124,764, you can trust that your funds are safe with us. Whether you're looking for loans or simply want to manage your savings effectively, Midflorida is here to help you achieve your financial goals. If you have any questions or need assistance, feel free to reach out at (866) 913-3733. Visit us today or check out our website at midflorida.com for more information on how we can serve you better!

Branch History & Mission

Commitment to Service

In addition to traditional banking hours Monday through Saturday we're pleased to offer drive-thru services and ATM access for your convenience. With extended drive-thru hours from 7:00 am to 7:00 pm on weekdays and 8:30 am to 1:00 pm on Saturdays, we're here when you need us most. For any official correspondence, please note that while members can visit us at 930 Us Highway 27 S, official mail should be directed elsewhere if applicable. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Midflorida Credit Union where your financial well-being is our priority. Together, let's build a stronger community. For more information or to become a member today, call us at 866-913-3733 or visit our website.

Our Journey

Since our opening in 1954, Midflorida has dedicated itself to meeting the needs of its members and fostering community growth. From humble beginnings, we've expanded our services and embraced technological advancements to ensure that we remain relevant in an ever-changing world. Our commitment to providing excellent service is evident in everything we do. Over the years, we have achieved significant milestones that reflect our dedication to both our members and the community. We are proud to offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Each service is designed with our members' needs in mind.

Our Mission

At Midflorida, our mission is clear: we strive to empower individuals and families through accessible financial services while supporting our community's growth. We believe that everyone deserves the opportunity to achieve their financial goals, and we work tirelessly to provide resources that make this possible. Whether it's through personalized loan options or community outreach initiatives, we aim to make a positive impact on those we serve. Our branch is not just about banking; it's about building relationships. We actively participate in community events and forge partnerships that enhance the quality of life for residents in Avon Park and beyond.

Branch Location & Accessibility

Welcome to Midflorida, your friendly neighborhood credit union located at 930 Us Highway 27 S in Avon Park, FL! Our branch is easily accessible and perfectly situated near local landmarks, making it a convenient stop for all your banking needs. Whether you're heading to the nearby Avon Park Community Center or enjoying a day out at Lake Verona, we're just around the corner. At Midflorida, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking space, ensuring that everyone can visit us with ease. If you prefer a quick transaction, our drive-thru service is available to accommodate your busy schedule. We offer a variety of services tailored to meet your financial needs, from personal checking and savings accounts to auto loans and mortgage refinancing. Need cash on the go? No problem! We also have an ATM on-site for your convenience. Our operating hours are designed to fit into your lifestyle. You can visit us in the lobby Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. If you need assistance outside these hours, our drive-thru is open Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. While members can visit us at this location for all banking services, please note that official correspondence should be sent directly to our mailing address if it differs from our physical address. We invite you to come by and see how we can help you achieve your financial goals. Have questions? Give us a call at 866-913-3733 we'd love to hear from you!

Member Eligibility

Joining the Midflorida family is more than just opening a bank account; it's about becoming part of a supportive community that values your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria. Typically, if you live, work, or worship in our service areas or have a family member who's already a member, you can join us! We welcome individuals from all walks of life and are excited to help you achieve your financial goals. For the most current and detailed information on eligibility, please check out our resource page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is straightforward and hassle-free. You can start your journey towards membership by visiting us in person at our branch located at 930 Us Highway 27 S Avon Park Fl 33825, or you can explore the online account opening process through this link: https://loans.midflorida.com/. If you have any questions or need assistance, feel free to reach out to us at (866) 913-3733. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to process payments quickly while managing your cash flow seamlessly. Our merchant services provide just that, allowing you to accept various payment methods effortlessly. This means more time for you to focus on what really matters growing your business. Located at 930 Us Highway 27 S Avon Park Fl 33825, Avon Park, FL FL, we are here to partner with you every step of the way. Let us help you achieve your business goals today! For more information, call us at (866) 913-3733 or visit us online at Midflorida.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is simple and quick. Plus, enjoy the ease of basic drive-thru banking for deposits and withdrawals without leaving your vehicle.

Business Banking Support

For entrepreneurs and small businesses, we offer comprehensive Business Banking services, including merchant services and business loans. We aim to support local businesses in their growth and success, helping them thrive in the community.

Credit Cards with Benefits

With our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards! Whether it's cash back or travel perks, our credit cards add value to your everyday spending.

Digital Convenience at Your Fingertips

In today's busy world, convenience is key. That's why we provide robust Online & Mobile Banking options. Manage your accounts from anywhere with ease! Transfer funds, pay bills, and check balances right from your smartphone or computer.

Loans Tailored for You

Looking to buy a car or refinance your home? Our Auto Loans & Vehicle Financing options make purchasing your next vehicle simple and affordable. Picture driving off in a new car with a loan that fits your budget perfectly. If you're dreaming of owning a home, our Mortgage Loans & Refinancing services can help turn that dream into reality. We also provide Personal Loans & Debt Consolidation, giving you flexibility when you need it most.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed to help you achieve your goals. Imagine having a checking account that fits your lifestyle, making everyday purchases easy and convenient. Our savings accounts can help you set aside funds for future needs be it a vacation or an emergency.

Shared Branch Transactions

If you're part of another credit union in our network, you can benefit from Basic Shared Branch Transactions at Midflorida as well. This means you can deposit or withdraw funds just as easily as if you were at your own branch! We invite you to visit us at 930 Us Highway 27 S Avon Park Fl 33825 or give us a call at (866) 913-3733 to learn more about how we can assist you with all your financial needs. Explore our full suite of services today and discover the difference of banking with Midflorida!

Digital & Online Banking

Convenient Online Services

Imagine checking your account balance, transferring funds, or paying bills without having to visit a branch. Our 24/7 online banking services make this a reality. You can manage your accounts anytime, anywhere, ensuring you always have access to what you need.

Enhanced Security Features

Security is our top priority. We provide electronic signature authorization for all necessary transactions, ensuring that your information stays safe while you bank online. Plus, with our mobile payments feature, you can make purchases securely with just a tap of your smartphone.

Streamlined Account Management

You don't have to wait for paper statements anymore! Enjoy quick access to your e-statements whenever you need them perfect for keeping track of your spending and budgeting effectively. Plus, our person-to-person transfer service makes sending money to friends or family simple and fast. At Midflorida, we're committed to making banking easier for you. Explore all that our digital banking services have to offer and experience the convenience today!

User-Friendly Mobile Application

Stay connected with our user-friendly mobile application, available for download on various platforms. The app allows you to handle everyday banking tasks effortlessly. Whether it's accessing e-statements or initiating person-to-person transfers, everything is at your fingertips.

Financial Strength

Community Engagement

Our community trust is evident through our strong member base, reflected in our total share accounts of 1,315,690. This growing membership signifies that more people are choosing Midflorida as their trusted partner for financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 930 Us Highway 27 S Avon Park Fl 33825 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Member Savings

Your savings are secure with us. We have $1,560,259,479 in share certificates and $218,442,106 in money market shares, providing you with stable and rewarding opportunities for financial growth. Unlike traditional banks, we focus on our members first our non-member deposits total $105,925,874, which helps ensure that our resources are dedicated to benefiting you.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $30,389,324. This efficiency allows us to maintain competitive loan rates and robust financial products tailored for your needs. We take pride in having 1,175 full-time employees and 244 part-time employees, ensuring that we are always ready to assist you with knowledgeable support.

Our Financial Health

With a net worth of $847,124,764, we demonstrate robust financial strength. This solid foundation ensures that we can continue to support our members effectively. Our net worth ratio of 10.52% further illustrates our capital strength, allowing us to offer competitive loans and savings options even during challenging economic times.

Reinvesting in Our Future

We believe in reinvesting in our community and our services. With $735,873,915 in undivided earnings, we enhance our banking tools, lending options, and security measures, all aimed at serving you better. Our lending capacity is significant; we currently have $138,957 in used auto loans and a total of $6,291,591,067 available for various financing needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We cater to all types of vehicles, so whether it's a brand-new model or a reliable used car, our financing options can suit your needs.

Business Financing

For business owners looking to expand their operations, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed for growth and innovation. At Midflorida, we pride ourselves on offering personalized service and support throughout your borrowing experience. Whether you're applying for a loan or just exploring your options, our team is ready to assist you. For more details on our loan offerings and eligibility requirements, feel free to contact us at (866) 913-3733 or visit us at our branch located at 930 Us Highway 27 S Avon Park Fl 33825 in Avon Park, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines

For those who need a little extra flexibility, our credit lines amounting to $2,552,391,308 provide an easy solution for covering unexpected expenses or funding projects. These lines allow you to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, making it easier for you to secure the home of your dreams. If you're considering refinancing your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $151,724,964 in loans helping members manage their finances effectively, you can enjoy the convenience of cashless transactions while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect available options. - Real-Time Rate Comparisons: Stay updated with the most current loan rates from multiple institutions, helping you make timely and informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in aiding individuals to secure better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION - Avon Park, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Avon Park, FL (33825)

Introduction

Branch History & Mission

Commitment to Service

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

Accessing Cash Made Easy

Business Banking Support

Credit Cards with Benefits

Digital Convenience at Your Fingertips

Loans Tailored for You

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Convenient Online Services

Enhanced Security Features

Streamlined Account Management

User-Friendly Mobile Application

Financial Strength

Community Engagement

Member Savings

Operational Efficiency

Our Financial Health

Reinvesting in Our Future

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: