MidFlorida Credit Union Arcadia FL | Best Auto Loans & Business Banking

Introduction

Welcome to Midflorida, your trusted partner in financial growth and community development! Located at 128 S Brevard Ave, Arcadia, FL 34266, our branch has been serving the community since 1954. With a commitment to enhancing the lives of our 472,203 members, we pride ourselves on fostering strong relationships built on trust and reliability. At Midflorida, we're not just about numbers; we're about people. Our total assets stand impressively at $8,040,523,100, demonstrating our stability and capability to support your financial needs. Whether you're looking for personal banking options or business loans, we offer a wide range of services tailored just for you. Our dedicated team is led by CEO Steve Moseley and Board President Christopher Geiger, both deeply invested in ensuring that our members receive exceptional service. With a total of 1,419 employees, we are here to assist you with everything from checking accounts and auto loans to mortgage refinancing and business banking solutions. We invite you to explore the various ways we can help you achieve your financial goals. Feel free to reach out by calling us at 866-913-3733, or visit our website at Midflorida for more information. Join us on this journey towards financial well-being because at Midflorida, you're not just a member; you're family!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to be part of something special. At Midflorida, you're not just another number; you're family. Experience personalized service that truly cares about your financial well-being. Join us today and discover all the benefits that come with being a member of Midflorida! For more information or assistance, feel free to reach out at (866) 913-3733 or visit us online at 21-arcadia. Together, let's build a brighter financial future!

Our Mission

At Midflorida, our mission goes beyond just providing financial services. We strive to empower individuals and families by offering accessible financial education and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a first home, starting a business, or planning for retirement. Our commitment extends into the community through various outreach programs and partnerships that aim to uplift those around us. Our operating hours are designed with your convenience in mind: - Lobby Hours: Monday - Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. - Drive-Thru Hours: Monday - Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. We offer ATM access for quick transactions and provide shared service center options for added convenience. While members can visit us at 128 S Brevard Ave Arcadia Fl 34266, official correspondence should be sent to our mailing address if it differs.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure ease of access. You can rely on our friendly staff to assist you with any specific needs you may have during your visit.

Convenient Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we offer extended hours: Monday through Friday from 7 AM to 7 PM and Saturday from 8:30 AM to 1 PM. This means you can get your banking done at a time that suits you best!

Services Offered

At Midflorida, we take pride in offering a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have everything covered. Plus, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car. If you're a member of another credit union, don't worry! We also provide shared branch services for basic transactions.

Stay Connected

You can reach us at 866-913-3733 if you have any questions or need assistance before visiting. We encourage you to come by, meet our team, and discover how we can help you achieve your financial goals. We look forward to welcoming you at Midflorida where banking is made easy!

Member Eligibility

At Midflorida, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to take that step, you'll find that eligibility is quite welcoming! To become a member, you simply need to live, work, worship, or attend school in our service area. It's all about connecting with people just like you in the Arcadia area and beyond. For more details on what qualifies as eligibility, feel free to explore our comprehensive guide at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Once you're ready to join, opening an account is a breeze! You can start the process online by visiting https://loans.midflorida.com/ or give us a call at (866) 913-3733 if you have any questions. We're here to support you every step of the way. With membership at Midflorida, you'll enjoy personalized service and access to a variety of financial products designed to help you thrive. Don't hesitate let's get started on your journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that help you streamline payments and manage transactions effortlessly. Imagine being able to accept payments anywhere, whether at your physical store in Arcadia, FL, or online. Our tools simplify billing processes so you can focus on what truly matters growing your business. Explore how Midflorida can partner with you on your journey to success. For more information or to get started, visit us at 128 S Brevard Ave Arcadia Fl 34266 or call us at (866) 913-3733.

Comprehensive List Of Services

Additional Services

At Midflorida, we also provide basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. You can enjoy basic ATM access for withdrawals and balance checks too. No matter what your financial goals are, we're here to guide you every step of the way. If you have questions or want to learn more about how our services can benefit you, feel free to reach out at (866) 913-3733 or visit us at 21-arcadia. Ready to take control of your finances? Explore our services today!

Business Banking

For business owners, we offer specialized Business Banking services including Merchant Services and Business Loans. These resources can assist in managing finances effectively while growing your business.

Credit Solutions

To help enhance your purchasing power, we also provide Credit Cards with Rewards that allow you to earn points on everyday purchases. This not only makes spending more rewarding but also helps you manage cash flow better.

Digital and Convenient Banking Options

In today's fast-paced world, convenience is key. That's why we prioritize features like Online & Mobile Banking, allowing you to handle transactions from your smartphone or computer without the need for a trip to the branch. With our ATM & Cash Withdrawal Services available around the clock, accessing your money has never been easier.

Loans and Financing

If you're considering a new vehicle or looking to buy a home, our Auto Loans & Vehicle Financing options are available to get you on the road quickly and affordably. Additionally, our Mortgage Loans & Refinancing services provide various choices for those ready to invest in property. For those facing unexpected expenses or wanting to consolidate debt, our Personal Loans & Debt Consolidation solutions can offer relief and flexibility.

Personal Banking

We understand that every member has unique financial needs. Our Personal Banking services include Checking & Savings Accounts designed to help you manage your day-to-day finances effectively. Imagine having easy access to your money, whether it's through an ATM or online banking, making it simple to deposit funds or check balances anytime, anywhere.

Digital & Online Banking

Key Features for Easy Banking

Our online banking service operates 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with our electronic signature authorization, signing important documents has never been easier or more secure. You won't have to worry about mailing paperwork; just a quick click will do! Want to stay organized? Sign up for e-statements! They're not only environmentally friendly but also allow you to keep track of your finances efficiently without the clutter of paper statements.

On-the-Go Convenience

If you're always on the move, our mobile application is perfect for you. It offers all the features of online banking right from your smartphone. You can even make mobile payments quickly and securely just another way we make banking work for your lifestyle. Another fantastic feature is person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, it's as easy as tapping a few buttons on your phone.

Security You Can Trust

Security is our top priority. All transactions are protected with robust encryption protocols, ensuring that your personal information stays safe while you bank online. With Midflorida, you can enjoy peace of mind knowing that your financial data is well-guarded. In summary, whether you're at home or on the go, Midflorida provides all the tools you need for effective financial management. Explore everything we offer today by visiting https://www.midflorida.com/ and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to our lending capacity as well; with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, we support your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 1,315,690, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,638,866,996, highlighting our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 128 S Brevard Ave Arcadia Fl 34266 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand that businesses have unique financing needs, and our team is ready to work with you on solutions tailored specifically for your enterprise. We encourage you to explore our refinancing options if you're considering adjusting your current financial commitments. Our team at Midflorida can assist you in finding eligibility options that suit your needs. Visit us at 128 S Brevard Ave Arcadia Fl 34266, Arcadia, FL, or call us at (866) 913-3733 for more information about our loan products and how they can support your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our commitment is to empower you through tailored financial products that make sense for your life. Let's take the next step together!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We offer personalized service to guide you through the process and find a mortgage that fits your budget.

Unsecured Credit Card Loans

Managing finances can be challenging, but we are here to help. We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans assisting our members effectively. This product is designed for those who want to maintain cash flow while enjoying the benefits of credit.

Loan Aggregator

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MIDFLORIDA CREDIT UNION - Arcadia, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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