Middlesex County N J Emp Credit Union North Brunswick NJ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Middlesex County N J Emp, your trusted partner in financial well-being! Located at Middlesex County Efcu, North Brunswick, NJ 08902, we have been serving our community since 1968. With a commitment to providing exceptional service and a broad range of financial products, we pride ourselves on being a reliable resource for over 1,339 members. At Middlesex County N J Emp, we understand that financial needs can vary greatly among our members. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our total assets amount to an impressive $7,522,180, while we maintain deposits totaling $37,479 to ensure liquidity and support for our lending programs. Our dedicated team of 4 employees works diligently under the leadership of CEO Sandra Schwalb and Board President Mark Brennan to create a welcoming atmosphere where members feel valued and understood. We're here to help you navigate your financial journey with confidence. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: Middlesex County EFCU, 825 Georges Street 3rd Floor, North Brunswick, NJ 8902. Ready to take the next step? Call us at 732-227-0270 during our lobby hours from Monday through Friday between 8:30 AM and 3 PM. We invite you to explore how Middlesex County N J Emp can support your financial goals today! For more information about our services, please visit us online at http://mccunj.cuwebservices.com.

Branch History & Mission

Community Focus

We understand the importance of giving back. Through partnerships with local organizations and involvement in community outreach efforts, we continually seek ways to make a positive impact beyond banking. Your membership helps us achieve this mission, allowing us to reinvest in programs that benefit everyone in North Brunswick and surrounding areas. As we look toward the future, we invite you to join us on this journey. Experience the difference that a member-focused credit union can make in your life. Together, let's build a stronger community one financial success story at a time! For more information or assistance, feel free to reach out at 732-227-0270. Join us today at Middlesex County N J Emp, where your dreams become reality!

Our Mission

At Middlesex County N J Emp, our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the growth of our community. We believe in fostering strong relationships built on trust and support. Whether it's helping you secure an auto loan or guiding you through mortgage options, our team is dedicated to providing personalized solutions tailored to your unique needs. In addition to traditional banking services like checking and savings accounts, auto loans, and credit cards with rewards, we prioritize digital advancements to enhance your experience. With online banking capabilities and person-to-person payment options available, managing your finances has never been easier. While you can visit us at our physical location for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 3 PM we also encourage official correspondence to be sent to Middlesex County EFCU, North Brunswick, NJ 8902 if it differs from your visit.

Branch Location & Accessibility

Welcome to Middlesex County N J Emp, your friendly neighborhood credit union located at Middlesex County Efcu North Brunswick Nj 08902 in beautiful North Brunswick, NJ. We are proud to serve the residents of Middlesex and beyond, providing a convenient and welcoming place for all your banking needs. Nestled near local landmarks, our branch is easily accessible whether you're running errands or just stopping by for a visit. While members can visit us at Middlesex County Efcu North Brunswick Nj 08902, official correspondence should be sent to our mailing address at Middlesex County EFCU, North Brunswick, NJ 8902. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can easily access our services. At Middlesex County N J Emp, we understand that your time is valuable. That's why we offer lobby hours from Monday to Friday, 8:30 AM to 3 PM, making it easy for you to drop by when it suits you best. While we don't have ATM facilities or drive-thru banking at this location, our dedicated team is always ready to assist you with personal banking, auto loans, mortgage options, and more. If you have any questions or need assistance, don't hesitate to give us a call at (732) 227-0270. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Middlesex County N J Emp is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Middlesex County area, you're already on your way to enjoying the benefits that come with membership. Whether you're looking for a safe place to save or need assistance with loans and credit, our community-focused approach means we're here to support you every step of the way. Opening an account is simple and straightforward! Just give us a call at (732) 227-0270, and one of our friendly team members will guide you through the process. You can also find more detailed information about eligibility on our website at . We can't wait to welcome you into the Middlesex County N J Emp family at Middlesex County Efcu North Brunswick Nj 08902!

Business Banking & Commercial Services

Practical Merchant Services

Imagine seamlessly processing payments while serving your customers. Our merchant services allow you to accept various payment methods, making transactions easier for both you and your clients. This not only enhances customer satisfaction but also boosts your revenue potential. Visit us at Middlesex County Efcu North Brunswick Nj 08902, North Brunswick, NJ 08902 or call us at (732) 227-0270 to learn more about how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we currently don't have ATM facilities or drive-thru services at our branch, we're here to assist you during our operating hours: Monday through Friday from 8:30 AM to 3 PM. Our team is always ready to help with cash withdrawal requests directly at the branch. Whether you're a first-time member or a long-time customer, we encourage you to explore all that Middlesex County N J Emp has to offer. For more information about any of these services or if you have questions, don't hesitate to reach out at (732) 227-0270. Visit us today at Middlesex County Efcu North Brunswick Nj 08902 in North Brunswick, NJ, or check out our website at Mcefcu for more details. Your financial journey matters to us let's take the next steps together!

Business Banking Services

For entrepreneurs and small business owners, we provide tailored solutions through our business banking services, including merchant services that simplify payment processing and business loans to help fuel your growth ambitions.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Plus, our person-to-person payment services make sending money to friends and family quick and hassle-free.

Credit Card Options

Want to earn rewards while spending? Check out our credit cards with rewards, which allow you to earn points on everyday purchases. This way, every dollar spent brings you closer to exciting rewards and savings.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that suit various lifestyles and financial goals. If you're planning to buy a new car, our auto loans and vehicle financing options will help you hit the road without breaking the bank. For those considering homeownership or refinancing, our mortgage loans come with competitive rates and personalized service. Need some extra funds? Our personal loans and debt consolidation options make it easy to manage expenses while keeping your budget on track.

Digital & Online Banking

Access Your Accounts Anytime

Whether it's early morning or late at night, Middlesex County N J Emp ensures that your banking needs are met round the clock with our online services. Our goal is to provide you with real-time account management so that you're always in control of your finances. In today's fast-paced world, having reliable digital banking options is essential. At Middlesex County N J Emp, we're dedicated to making your banking experience as smooth and convenient as possible. Join us today and explore how easy it can be to manage your money!

Convenient Mobile Features

Although we don't offer a mobile application or mobile payments right now, our website is fully optimized for mobile use. This means you can enjoy a user-friendly experience whether you're on a computer or using your smartphone.

E-Statements for a Paperless Experience

Say goodbye to paper clutter! We offer e-statements to help you keep track of your finances without the hassle of physical paperwork. You can easily view and manage your statements online, ensuring you have quick access to all your financial information whenever you need it.

Security You Can Trust

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that our online banking system employs state-of-the-art security measures to protect your personal and financial information. We want you to feel confident every time you log in.

Financial Strength

At Middlesex County N J Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being, and our robust financial metrics reflect our dedication to serving you. With a net worth of $902,053, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $729,836 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $791,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $26 in used auto loans and $1,745,521 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $-31,665, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,879, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further illustrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Middlesex County N J Emp is your trusted partner. Visit us at Middlesex County Efcu North Brunswick Nj 08902 or call (732) 227-0270 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $520,139 in used vehicle loans and $150,911 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier than ever to drive away in the vehicle you want.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines with a total of $390,000 available. This can be an excellent way to manage unexpected expenses or consolidate existing debt. Additionally, we also provide flexible terms on unsecured credit card loans; however, currently, there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $286,801, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that accommodate your unique situation, whether you're a first-time buyer or looking to refinance an existing mortgage.

Personal Support

Our knowledgeable staff is always ready to assist you with any questions about eligibility or refinancing options that may be available. We believe in empowering our members with the right information so they can make informed decisions about their financial future. Feel free to reach out to us at (732) 227-0270 for personalized assistance. You can also visit us at our branch located at Middlesex County Efcu North Brunswick Nj 08902, North Brunswick, NJ 8,902 during our operating hours from Monday to Friday between 8:30 AM and 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Middlesex County N J Emp, we're committed to helping you navigate your financial journey with confidence and clarity.

Loan Aggregator

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