MIDDLE TENNESSEE FEDERAL CREDIT UNION

At Middle Tennessee, we believe that banking should be more than just transactions; it should be a trusted partnership. Located conveniently at 1200 Fleetguard Rd, Cookeville, TN 38506, our Cummins Branch has been serving the community since 1969. With a commitment to fostering financial well-being, we proudly support over 5,500 members by providing personalized services and solutions tailored to their needs. Our credit union is built on a foundation of trust and reliability, reflected in our impressive total assets of $65,968,500 and total deposits reaching $6,374,118. We understand the importance of keeping your finances secure and accessible, which is why our dedicated team of 13 employees, led by CEO Holly Cross and Board President Wayne Allen, works tirelessly to ensure your experience with us is exceptional. While members can visit us at our branch for assistance, official correspondence should be sent to our mailing address: P.O. Box 3238, Cookeville, TN 38502-3238. Whether you're looking for checking and savings accounts or auto loans and mortgage refinancing options, we have the tools to help you achieve your financial goals. With our net worth standing at $9,175,894 and cash in hand amounting to $676,370, we are well-positioned to meet your borrowing needs. Our total loans and leases currently exceed 6,118, ensuring that we can provide competitive financing options for all members. We invite you to explore how Middle Tennessee can assist you on your financial journey. Visit us today or give us a call at 931-528-9572 to learn more about our services. Together, let's build a brighter financial future!

At Middle Tennessee, our journey began in 1969 when we opened our doors at 1200 Fleetguard Rd, Cookeville, TN 38506. Since then, we have proudly served our community with a commitment to providing exceptional financial services and fostering growth. With a total membership of over 5,500 members and assets amounting to $65,968,500, we've grown alongside the vibrant community of Cookeville. Our mission is simple yet profound: to empower our members by offering accessible financial solutions while actively supporting the local community. We believe that everyone deserves the chance to thrive financially, and we are dedicated to helping our members achieve their goals through personal banking services, auto loans, mortgages, and credit cards with rewards. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to P.O. Box 3238, Cookeville, TN 38502-3238. Our lobby hours are from 7 am to 3:30 pm, Monday through Friday, ensuring that we are available when you need us most. Throughout the years, Middle Tennessee has embraced innovation in banking. We offer online and mobile banking options for added convenience and efficiency. While we currently do not provide ATM or drive-thru services, our focus remains on delivering personalized assistance through face-to-face interactions. We pride ourselves on being an integral part of the Cookeville community. Our initiatives extend beyond traditional banking; we actively engage in partnerships and outreach efforts aimed at enhancing the lives of those around us. Whether it's sponsoring local events or participating in community service projects, we strive to make a positive impact. Join us at Middle Tennessee and experience a credit union where you're more than just a member you're family. Together, let's build a brighter financial future! For more information about our services or to become a member today, give us a call at 931-528-9572 or visit our website at midtenfcu.com.

Welcome to the Cummins Branch of Middle Tennessee, conveniently located at 1200 Fleetguard Rd, Cookeville, TN 38506. We are proud to serve our community with a friendly atmosphere and easy access to all your banking needs. Whether you're just passing by or a longtime member, our branch is designed to make your visit as smooth as possible. If you're navigating through Cookeville, you'll find us near the bustling Fleetguard manufacturing plant, making us an ideal stop for both locals and those commuting in the area. Parking is available right outside our doors, ensuring that you can get in and out without any hassle. Our branch is fully compliant with accessibility standards, featuring ramps and wide doorways for ease of access. At the Cummins Branch, we value your time. Our lobby hours are from 7 AM to 3:30 PM on weekdays, allowing you to drop by before or after work. While we currently do not have ATM services or drive-thru banking available, our team is ready to assist you inside the branch with a variety of services. From personal banking accounts to auto loans and mortgages, we strive to meet all your financial needs under one roof. For any official correspondence, please note that our mailing address is P.O. Box 3238, Cookeville, TN 38502-3238. We invite you to visit us or give us a call at 931-528-9572 if you have any questions or need assistance. At Middle Tennessee Credit Union, we're here for you every step of the way!

Becoming a member of Middle Tennessee is like joining a family where your financial needs are truly understood and supported. If you live, work, or attend school in the local area around 1200 Fleetguard Rd Cookeville Tn 38506, you're already on the right path to membership! We welcome anyone who shares our values and commitment to community, making it easy for you to access our fantastic services. Joining us means enjoying benefits like personalized banking solutions, competitive loan rates, and tools that help you manage your finances effectively. To get started, simply visit our website for more details on eligibility at . If you're ready to open an account, the process is straightforward! You can find all the information you need about opening an account by visiting https://my.homecu.net/banking/hcuactivate.prg?cu=midtnfcu . Should you have any questions or need assistance, feel free to call us at (931) 528-9572. We can't wait to welcome you into the Middle Tennessee community!

At Middle Tennessee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is crucial. That's why we proudly share our financial health with you, ensuring transparency and trust. With a net worth of $9,175,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,390 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,807,602 in share certificates and $4,190,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further reflected in our impressive $9,148,033 in undivided earnings. These funds enable us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $3,559 in used auto loans and $38,428,937 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 4 part-time employees. This dedicated team ensures our branches are always ready to assist you with knowledgeable support. In addition to these strengths, our net shares available for lending stand at $45,823, demonstrating our ability to provide loans when you need them most. With a growing member base of 9,623, it's clear that more people are choosing Middle Tennessee as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Middle Tennessee is here for you every step of the way. Visit us at 1200 Fleetguard Rd Cookeville Tn 38506 or call (931) 528-9572 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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