MIDDLE TENNESSEE FEDERAL CREDIT UNION

At Middle Tennessee, we believe that banking should be a community affair. Located at 112 N Oak Ave, Cookeville, TN 38501, our Oak Street Branch has been serving members since 1969, providing a trustworthy and supportive environment for all your financial needs. With a total membership of over 5,500 individuals and assets exceeding $65,968,500, we pride ourselves on being more than just a credit union; we are your neighbors and partners in success. While members can visit us at our branch for personalized service, official correspondence should be directed to our mailing address at 480 One Eleven Place, Cookeville, TN 38506. Under the leadership of our dedicated CEO, Holly Cross, and Board President Wayne Allen, we strive to make a positive impact in our community by offering a range of services tailored to meet your unique financial goals. With total deposits amounting to $6,374,118 and a solid net worth of $9,175,894, Middle Tennessee is committed to ensuring the security and growth of your finances. Our various offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, as well as business banking services. We understand that every member's situation is different. That's why we maintain a team of knowledgeable employees 13 in total ready to assist you with any questions or concerns you may have. Whether you're looking to secure a loan or need advice on managing your finances better, we're here for you. If you're interested in learning more about what we can do for you or if you have any inquiries, feel free to give us a call at 931-854-1490. We invite you to experience the difference at Middle Tennessee where your financial success is our priority!

Welcome to the heart of community banking at Middle Tennessee. Established in 1969, our branch has been a steadfast part of the Cookeville, TN landscape for over five decades. With a mission centered around serving our members, we have grown from humble beginnings to become a trusted financial partner for more than 5,508 members. Located at 112 N Oak Ave, Cookeville, TN 38501, our branch is easily accessible and close to local landmarks that make it a convenient stop for your banking needs. While members can visit us at this address, official correspondence should be sent to 480 One Eleven Place, Cookeville, TN 38506. At Middle Tennessee, our mission is clear: to provide personalized financial services while fostering community support and engagement. We believe in putting our members first, offering a range of services that include personal banking, auto loans, mortgage refinancing, and business banking solutions. Our total assets have reached an impressive $65,968,500, reflecting our commitment to sound financial management and growth. Over the years, we've embraced innovation while remaining true to our core values. Today, we offer online banking options and mobile applications that allow you to manage your finances on-the-go. Our drive-thru service makes banking even easier for those who prefer quick transactions without stepping inside. We're proud of our community outreach efforts, partnering with local organizations to give back and support those in need. This dedication not only enriches the lives of our members but also strengthens the bonds within our community. As we look toward the future, we invite you to join us at Middle Tennessee. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community involvement. Feel free to reach out to us at (931) 854-1490 or visit our website at Oak Street Branch for more information on how you can become part of our growing family. Together, let's build a brighter financial future!

Becoming a member of Middle Tennessee feels like joining a close-knit community where everyone supports each other's financial journeys. At our branch located at 112 N Oak Ave Cookeville Tn 38501, we welcome individuals who live, work, worship, or attend school in the area. If you meet these simple criteria, you're already on your way to enjoying the benefits of membership! Joining us not only provides access to competitive rates and personalized service but also connects you with fellow members who share similar values and goals. Getting started is easy! You can find all the details about eligibility and the account opening process at this link. If you have any questions or need assistance, feel free to reach out to us at (931) 854-1490. We can't wait for you to become part of our family at Middle Tennessee!

At Middle Tennessee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially sound is vital for your peace of mind. That's why we are proud to share our financial strengths with you. With a net worth of $9,175,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,390 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,807,602 in share certificates and $4,190,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our operations as we focus on enhancing your benefits currently holding $0 in non-member deposits allows us to do just that. Moreover, with $9,148,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $3,559 in used auto loans and a total of $38,428,937 in loans and leases. Our financial performance speaks volumes; our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $45,823. Total Share Accounts: 9,623, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Middle Tennessee is your trusted partner. Visit us at 112 N Oak Ave Cookeville Tn 38501 or call (931) 854-1490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.