MIDDLE TENNESSEE FEDERAL CREDIT UNION

Welcome to Middle Tennessee, your trusted partner in financial well-being, located at 1255 E Spring St, Cookeville, TN 38501. Since our establishment in 1969, we've been dedicated to serving the community and helping our members achieve their financial goals. With a solid membership base of 5,508, we take pride in managing total assets of $65,968,500 and ensuring your funds are safe with total deposits reaching $6,374,118. At Middle Tennessee, we believe in building strong relationships with our members. Under the leadership of CEO Holly Cross and Board President Wayne Allen, our committed team of 13 employees is here to provide personalized service tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. While members can visit us at our branch location for a variety of services, official correspondence should be sent to our mailing address at P.O Box 3238, Cookeville, TN 38502-3238. We invite you to explore how we can assist you on your financial journey. With a focus on community impact and member satisfaction, Middle Tennessee stands out as a credit union that truly cares. Give us a call at 931-528-9400 or visit our website at midtenfcu.com to learn more about our services or set up an appointment today!

Welcome to the heart of our community Middle Tennessee Credit Union. Established in 1969, we have proudly served the residents of Cookeville, TN, and beyond for over five decades. Our branch, located at 1255 E Spring St, Cookeville, TN 38501, stands as a testament to our commitment to providing exceptional financial services that empower our members. Since our inception, we have grown significantly from a small credit union to a thriving institution with a total membership of 5,508 and assets exceeding $65.9 million. Our journey has been marked by milestones that reflect our dedication to meeting the evolving needs of our members. As we expanded our services over the years, we focused on offering personal banking solutions, auto loans, mortgage refinancing, and business banking options all designed to enhance the financial well-being of our community. At Middle Tennessee Credit Union, our mission is simple yet powerful: we aim to deliver accessible financial services while fostering strong community ties. We believe that everyone deserves a chance at financial success. That's why we prioritize not just banking but also support for local initiatives and outreach programs that uplift those around us. While members can visit us at 1255 E Spring St for all their banking needs including drive-thru service for quick transactions we also encourage official correspondence to be sent to P.O Box 3238, Cookeville, TN 38502-3238 if needed. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 8 am to 4:30 pm. Although we currently do not offer ATM services, our drive-thru remains available for deposits and withdrawals. Additionally, we're dedicated to ensuring that all members can access our services easily and comfortably. As part of our commitment to innovation and customer-centricity, we've embraced online banking solutions. Members can manage their accounts digitally with ease through mobile applications and online platforms. We also value partnerships within the community as they help us extend our reach and impact positively. We invite you to join Middle Tennessee Credit Union today! Experience firsthand how we're more than just a financial institution; we're your partner in achieving your financial goals while building a stronger community together. If you're ready to take the next step or want more information about becoming a member, feel free to call us at (931) 528-9400 or visit our website. Together, let's pave the way for a brighter financial future!

At Middle Tennessee, we believe that becoming a member is like joining a supportive family. If you're looking to enjoy the benefits of personalized banking and community focus, you're in the right place! To be eligible for membership, you need to live, work, or worship in our local community or have a family member who is already part of our credit union. This means that whether you're a long-time resident of Cookeville or just starting out here, we welcome you with open arms. For more detailed eligibility criteria, feel free to check out this link. Opening an account with us is straightforward and hassle-free. You can start your journey by visiting us at our branch located at 1255 E Spring St Cookeville Tn 38501, or simply call us at (931) 528-9400 for assistance. We're excited to help you take this step toward better banking! Whether you're interested in checking and savings accounts, loans, or other financial services, becoming a member at Middle Tennessee opens up a world of possibilities tailored just for you.

At Middle Tennessee, we understand that every successful business has a story. Whether you're starting out or looking to expand, our business banking and commercial services are designed to help you write the next chapter of your journey. Picture this: a local coffee shop that started with a dream and a small loan from us, now bustling with customers and thriving in the community. This is the kind of growth we aim to support. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we look forward to empowering our members with flexible financing options tailored to their unique needs. We also recognize the importance of serving the broader community; although we have $0 in non-member commercial loans at the moment, we're eager to offer solutions that can drive local economic development. In addition to our loan offerings, we provide essential merchant services that simplify payment processing for your business. Imagine accepting payments seamlessly, allowing you to focus on what matters most growing your venture. Located at 1255 E Spring St Cookeville Tn 38501 in Cookeville, TN, we're here to assist you every step of the way. Let's work together to turn your business dreams into reality! For more information, give us a call at (931) 528-9400.

At Middle Tennessee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you well. With a net worth of $9,175,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,390 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,807,602 in share certificates and $4,190,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,148,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $3,559 in used auto loans and $38,428,937 in total loans and leases, supporting members' financial goals across various sectors. While our $0 indicates operational efficiency, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $45,823. Total Share and Deposit Accounts: 9,623, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Middle Tennessee is your trusted partner. Visit us at 1255 E Spring St Cookeville Tn 38501 or call (931) 528-9400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.