Mid-Cities Credit Union Compton CA | Best Auto Loans & Business Banking

Introduction

Welcome to Mid-cities, your trusted financial partner located at 325 S Santa Fe Ave, Compton, CA 90221. Since opening our doors in 1955, we have proudly served our community with a commitment to excellence and member satisfaction. With a growing membership of 3,184 individuals, we are dedicated to providing tailored financial solutions that meet your unique needs. At Mid-cities, we understand that every dollar counts. That's why we manage a robust portfolio with total assets of $17,994,560 and total deposits reaching $1,885,400. Our financial health is reflected in our impressive net worth of $1,401,770 and cash reserves of $386,575, ensuring that we are always ready to support our members when they need it most. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide merchant services and business loans to help you thrive. With the convenience of online banking and mobile applications, managing your finances has never been easier. Led by our CEO Conrad Tan and Board President Floyd Knox, our dedicated team of 7 employees is here to guide you on your financial journey. You can count on us for friendly service and expert advice at every turn. If you need assistance or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at 310-638-5147, or visit our website at Mid-cities for more information. We look forward to welcoming you into the Mid-cities family!

Branch History & Mission

Community Commitment

Our commitment goes beyond banking; it includes partnerships and outreach efforts that uplift our community. We work closely with local organizations to foster economic development and support educational programs that benefit residents of all ages. As we look ahead, we invite you to join us at Mid-cities. Experience firsthand how our dedicated team can help you achieve your financial goals while making a positive impact in your life and the community around you. Together, let's build a brighter future! For more information or assistance, feel free to contact us at 310-638-5147 or visit our website at Mid-cities. Join us today!

Our Evolution

Since our opening, we have experienced remarkable growth and evolution. With total assets reaching an impressive $17,994,560, we've consistently worked to enhance our services to meet the diverse needs of our members. As we moved through the decades, we've adapted to changes in technology and financial landscapes while staying true to our mission: providing accessible financial services with a personal touch. Our branch's operating hours are designed with our members in mind: Monday through Thursday from 9:00 am to 5:00 pm and Fridays from 9:30 am to 5:00 pm. We understand that flexibility is key for busy individuals, which is why we also offer ATM availability for convenient access to cash.

Our Mission

At the heart of Mid-cities is a mission focused on enriching lives through superior financial service and community involvement. We strive not only to provide essential banking services like checking accounts, auto loans, and mortgage refinancing but also to engage with our community actively. Our aim is to create opportunities for growth and prosperity for every member. We take pride in being more than just a financial institution; we are a partner in your success. Whether it's offering personalized loan options or supporting local initiatives, we believe that by investing in our members' futures, we invest in the future of Compton as well. While members can visit us at 325 S Santa Fe Ave, official correspondence should be sent to 325 S Santa Fe Ave, Compton, CA 90221 if different from our branch address.

Branch Location & Accessibility

Welcome to Mid-cities, your friendly neighborhood credit union located at 325 S Santa Fe Ave in Compton, CA. We understand that convenience matters, and our branch is ideally situated for easy access whether you're commuting or just passing through the area. You'll find us near local landmarks that make your visit even more enjoyable, so come see us today! Our branch features accessible parking and complies with ADA standards, ensuring everyone can easily visit us. While we currently do not offer drive-thru banking, our lobby is open during welcoming hours: from 9:00 AM to 5:00 PM Monday through Thursday and 9:30 AM to 5:00 PM on Fridays. You can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. If you need to reach out before your visit or have any questions, feel free to give us a call at 310-638-5147. While members can visit us at our physical address for all banking needs, any official correspondence should be sent to the same address: 325 S Santa Fe Ave, Compton, CA 90221. At Mid-cities, we offer a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. We're here to help you every step of the way. We invite you to come by and discover how we can assist you with your financial journey!

Member Eligibility

Joining the Mid-cities community is more than just opening a bank account; it's about becoming part of a supportive family that values your financial well-being. If you live, work, or worship in the area, you're likely eligible to become a member! At Mid-cities, we believe in inclusivity, so whether you're looking for a checking account, an auto loan, or financial advice, our doors are open to you. We're dedicated to providing personalized service and a range of services tailored to meet your needs. For the most up-to-date eligibility details, feel free to check out this link. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at our location at 325 S Santa Fe Ave Compton Ca 90221 or give us a call at (310) 638-5147. Our friendly staff is here to guide you through every step of the process. We can't wait to welcome you into the Mid-cities family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no commercial loans funded, we are eager to develop relationships with local businesses and offer tailored financing solutions when the time comes.

Merchant Services

Imagine having the tools that not only simplify transactions but also enhance customer experiences. Our merchant services empower businesses by providing efficient payment processing options that ensure smooth operations. This means more time for you to focus on what you do best growing your business. Located at 325 S Santa Fe Ave Compton Ca 90221 in Compton, CA, we're here to help you take your business to new heights. Connect with us today at (310) 638-5147 to learn more about how we can support your financial goals!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, we offer robust business banking solutions including merchant services and business loans. This allows you to focus on growing your business while we take care of the financial aspects.

Convenient Access Anytime

With ATM and cash withdrawal services available at various locations, including our own ATM, getting cash when you need it is hassle-free. Our basic ATM access allows for easy withdrawals and balance checks without stepping into the branch. Whether you're a first-time member or have been with us for years, Mid-cities is committed to providing personalized service that fits your lifestyle. We invite you to reach out at (310) 638-5147 or visit us online at Office for more information about how we can serve you better. Ready to take control of your finances? Join us today!

Financing Your Dreams

Thinking about buying a new car or refinancing your home? Our auto loans and vehicle financing make it easier than ever to get behind the wheel of your dream vehicle. You can choose from flexible terms and competitive rates tailored just for you. If homeownership is on your mind, our mortgage loans and refinancing options are here to assist you in making that leap into owning a home or reducing your current mortgage payments.

Personal Banking Made Easy

We understand that managing finances can be overwhelming. That's why we offer personal banking options like checking and savings accounts that help you keep track of your money with ease. Imagine having a secure place to store your funds while also earning interest. With our user-friendly online and mobile banking, accessing your accounts from anywhere is simple. You can check balances, transfer funds, and even pay bills right from your smartphone.

Rewards for Everyday Spending

Our credit cards come with rewards that can enhance your everyday spending experience. By using our credit cards with rewards, you earn points on purchases that can be redeemed for exciting perks or cash back making every transaction feel rewarding.

Support When You Need It

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation services. Whether you need to cover an emergency expense or consolidate existing debts into one manageable payment, we're here to help you navigate those challenges smoothly.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.midcitiescu.org/ . Whether you're checking your balance, paying bills, or transferring funds, our user-friendly interface makes it easy to stay on top of your finances. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements.

Mobile Banking at Your Fingertips

For those on the go, our mobile application offers a secure way to manage your accounts right from your smartphone. While mobile payments aren't currently supported, you can still take advantage of features like person-to-person transfers to send money quickly and easily to friends and family.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Although we do not offer electronic signature authorization at this time, rest assured that all transactions are conducted with the highest level of security protocols. In summary, Mid-cities offers a comprehensive range of digital banking services that make managing your money simple and secure. Experience the ease of online banking today!

Financial Strength

A Bright Future Ahead

Our $-222,370 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-cities is your trusted partner. Visit us at 325 S Santa Fe Ave Compton Ca 90221 or call (310) 638-5147 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Team Ready to Serve You

We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts at 4,362 indicate a strong and growing member base that trusts us with their finances.

Robust Financial Health

With a net worth of $1,401,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $777 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $2,755,643 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Financial Goals

With $2,346 in used auto loans and $6,182,922 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,568,054 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,745,600 in used vehicle loans and $715,802 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away in the vehicle you want.

Credit Lines

For those looking for extra financial flexibility, we provide credit lines totaling $1,000,000. This option allows you to access funds when needed without the pressure of fixed monthly payments unless you use the line. If you're considering refinancing options or want to explore eligibility requirements for any of our products, don't hesitate to ask our team for assistance. We are here to support your journey toward financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Mid-cities can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are here to guide you through other mortgage options that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $469,200 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can help you save while making purchases.

Loan Aggregator

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MID CITIES CREDIT UNION