MidAtlantic Credit Union Gaithersburg MD | Best Auto Loans & Business Banking

Introduction

Welcome to Mid-atlantic, your trusted credit union located at 555 Quince Orchard Rd, Gaithersburg, MD 20878. Since our establishment in 1968, we have proudly served our growing community, now boasting over 18,717 members. At Mid-atlantic, we believe in empowering our members through financial education and personalized services tailored to your unique needs. With total assets of $423,665,919 and deposits exceeding $60,905,636, we are committed to providing a secure and supportive banking environment. Our financial strength is reflected not only in our numbers but also in the relationships we've built within the community. We offer a range of services from checking and savings accounts to auto loans and business financing options. Under the leadership of CEO Tamara Schiavone and Board President Randy Scritchfield, our dedicated team of 67 employees works tirelessly to ensure that each member feels valued and understood. We understand that every financial decision matters, which is why we strive to be there for you every step of the way. While members can visit us at 555 Quince Orchard Rd, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at 301-944-1712 during our operating hours from Monday to Friday between 9:00 A.M. - 5:00 P.M. Join us today and experience a community-focused approach to banking that prioritizes your financial well-being. Visit us online at Mid-atlantic or come see us in person we look forward to welcoming you!

Branch History & Mission

Welcome to the heart of our community Mid-atlantic in Gaithersburg, MD. Since opening our doors in 1968, we have grown and evolved alongside our members, becoming a trusted financial partner for over 18,717 individuals and families. Located at 555 Quince Orchard Rd Gaithersburg Md 20878, our branch has been a cornerstone of support and service in the area. Situated near local landmarks that highlight the vibrant spirit of Gaithersburg, we invite you to come visit us and experience firsthand what makes us unique. While members can visit us at 555 Quince Orchard Rd Gaithersburg Md 20878, official correspondence should be sent to 555 Quince Orchard Road, Gaithersburg, MD 20878. From humble beginnings, Mid-atlantic has made significant strides, now boasting total assets of $423,665,919. Our mission is simple yet profound: to provide exceptional financial services while actively supporting the growth and well-being of our community. We believe that when our members thrive, so does the entire community. We are dedicated to offering a wide range of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Our commitment extends beyond just providing financial products; we strive to empower our members through education and resources that promote financial literacy. In recent years, we have embraced technology to enhance your banking experience. Our digital banking services allow you to manage your finances conveniently from anywhere. Whether it's accessing your account online or using our mobile application, we make banking simple and accessible for everyone. At Mid-atlantic, we understand the importance of giving back. We actively engage in community outreach efforts, partnering with local organizations to foster positive change. Our shared service center also reflects our commitment to collaboration, ensuring that we extend support not just within our walls but throughout the broader community. Visit us during our operating hours Monday through Friday from 9:00 A.M. to 5:00 P.M. and discover how we can help you achieve your financial goals. You can reach us at (301) 944-1712 for any questions or assistance. Join us on this journey as we continue to grow together. Experience the benefits of being part of a member-focused credit union where your financial success is at the forefront of everything we do. Welcome home to Mid-atlantic!

Branch Location & Accessibility

Welcome to Mid-atlantic located at 555 Quince Orchard Rd Gaithersburg Md 20878 in the heart of beautiful Gaithersburg, MD! Our branch is not just a place to bank; it's a welcoming hub designed with your convenience in mind. Easily accessible and situated near well-known landmarks, we aim to make your visit as pleasant as possible. While members can visit us at 555 Quince Orchard Rd Gaithersburg Md 20878, official correspondence should be sent to our mailing address at 555 Quince Orchard Road, Gaithersburg, MD 20878. You'll find ample parking available, ensuring that your trip is hassle-free, whether you're stopping by for a quick transaction or need assistance with your financial needs. We also prioritize accessibility, featuring ramps and ADA-compliant facilities so that everyone can comfortably access our services. At Mid-atlantic, we understand that life can be busy. That's why we are open Monday through Friday from 9:00 A.M. to 5:00 P.M., allowing you to fit banking into your schedule without any stress. Whether you're looking to open an account, apply for an auto loan, or simply ask questions about our services, our friendly staff is here to help. We are proud to offer ATM availability for those who prefer self-service banking options. Unfortunately, we do not have drive-thru banking at this location, but our shared service center is ready to assist you with basic transactions like deposits and withdrawals if you're a member of one of our partner credit unions. Ready to experience the friendly service and comprehensive offerings at Mid-atlantic? Give us a call at (301) 944-1712 or stop by today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Mid-atlantic, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming if you live, work, or worship in the area, you're likely eligible! We strive to create an inclusive space for our members, offering a variety of financial services tailored to your needs. The benefits of joining us go beyond just banking; you'll enjoy competitive rates on loans, personalized service, and access to community events that connect you with fellow members. For the full details on eligibility, check out our website at https://www.mafcu.org/about/become-a-member.html. If you're ready to take the next step, opening an account is just as easy! Visit us online at https://onlinebanking.mafcu.org/mafcuonline/sdk/autoenrollmente2e, or give us a call at (301) 944-1712 if you have any questions. Join us at Mid-atlantic, located at 555 Quince Orchard Rd Gaithersburg Md 20878, and start enjoying all the advantages of membership today!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,057,939, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner by your side that makes payment processing easy. Our merchant services allow you to accept payments seamlessly, whether online or in-person. This means you can focus on serving your customers while we handle the complexities of transactions. It's not just about processing payments; it's about giving you the tools to enhance customer experience and streamline operations. Located at 555 Quince Orchard Rd Gaithersburg Md 20878 in Gaithersburg, MD, we are here to provide personalized assistance and expert guidance. Call us at (301) 944-1712 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential tools like merchant services and business loans. We understand how vital it is for businesses to have reliable financial support. That's why our solutions are designed to help you thrive in today's market.

Embracing Digital Banking

In today's fast-paced world, convenience matters. At Mid-atlantic, we provide robust online and mobile banking features so that you can manage your finances anytime, anywhere. From checking balances to transferring funds, everything is just a click away. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Flexible Personal Loans

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options. Whether you're planning a big purchase or need to manage existing debts, our flexible terms can help put you back on track.

Home Financing Made Easy

Thinking about owning a home? Our mortgage loans and refinancing options simplify the process, making homeownership more accessible than ever. We guide you through each step, ensuring that your experience is smooth and straightforward.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options cater to every lifestyle. Imagine having an easy-to-manage account that fits your daily needs our accounts come with benefits designed to help you save and grow. We also offer auto loans and vehicle financing for those ready to hit the road. With competitive rates, we make it simple for you to drive away in the car of your dreams.

Rewarding Credit Card Options

With our credit cards featuring rewards, you can earn while you spend! Enjoy perks that make using your card rewarding, whether it's cashback or travel points.

Shared Branch Transactions

We also support basic shared branch transactions for partner credit union members. This means deposits and withdrawals can be made easily even if you're not at our branch location. At Mid-atlantic, we're here to empower you on your financial journey with services designed for real life. If you're ready to take the next step or have questions about any of our offerings, feel free to reach out at (301) 944-1712 or visit us at our branch in Gaithersburg, MD. Let's work together towards achieving your financial dreams!

Digital & Online Banking

Key Features

Our online banking service provides real-time account management, allowing you to see your transactions as they happen. You can also enroll in e-statements, which means you'll receive your bank statements electronically, making it easy to keep track of your finances while helping the environment by reducing paper waste. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and securely without needing cash or checks. And if you're on the go but still need to sign documents, our electronic signature authorization simplifies the process no need for printing or scanning! Security is a top priority for us at Mid-atlantic. We use advanced technology to ensure that your personal information remains safe while accessing your accounts online. This peace of mind allows you to focus on what truly matters: making the most of your financial opportunities. In summary, with features like 24/7 online banking services, e-statements availability, and easy person-to-person transfers, Mid-atlantic makes managing your finances easier than ever. Join us today and discover how our digital banking solutions can simplify your life!

Financial Strength

At Mid-atlantic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable banking services to our community. With a net worth of $44,290,646, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,056 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,399,237 in share certificates and $46,227,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,063,036 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is further reflected by our $754 in used auto loans and $314,860,273 in total loans and leases. Our operational efficiency is evident as well; we proudly report a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 41,327, showing a strong and growing member base that trusts us with their finances. This trust empowers us to maintain the highest standards of service while expanding the benefits available to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-atlantic is your trusted partner. Visit us at 555 Quince Orchard Rd Gaithersburg Md 20878 or call (301) 944-1712 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,877,014 in used vehicle loans and $6,859,157 in new vehicle loans already helping members get on the road. We provide competitive financing options that can suit any budget, whether you're looking for a brand-new model or a reliable pre-owned vehicle.

Contact Us

We invite you to visit us at 555 Quince Orchard Rd Gaithersburg Md 20878, located conveniently in Gaithersburg, MD. For any inquiries or to learn more about our loan offerings, feel free to call us at (301) 944-1712 during our operating hours: Monday - Friday from 9:00 A.M - 5:00 P.M. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Credit Card Loans

For those who need flexibility in managing expenses, our total credit lines available amount to $113,333,250. This option can be perfect for larger purchases or unexpected costs. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $6,674,697 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,084,241, make buying or refinancing simple. We focus on making the process straightforward and stress-free, so you can focus on creating memories in your new home.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we have options available that could save you money and improve your financial situation. Our team is ready to assist you in exploring eligibility options tailored to your needs.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users. Each loan comparison reflects current rates, allowing users to make informed decisions without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. This means you can trust that the rates shown are accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This integrity helps build trust with our users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily see their options and choose what fits their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Midatlantic