Mid Oregon Credit Union Sisters OR | Quick Personal Loans & ATM Access

Introduction

Welcome to Mid Oregon, your trusted financial partner located at 650 N Arrowleaf Trl, Sisters, OR 97759. Established in 1957, our credit union has proudly served the community for over six decades, fostering relationships built on trust and commitment. With a total membership of 48,703 members, we are dedicated to providing personalized financial solutions tailored to meet your unique needs. At Mid Oregon, our financial strength speaks volumes boasting total assets of $755,931,445 and total deposits reaching $48,282,880. These figures reflect not just numbers but our unwavering dedication to supporting our members in achieving their financial goals. Whether you're looking for auto loans or mortgage options, we have over 24,901 loans available to help you on your journey. Our leadership team is committed to guiding you through every step of your financial endeavors. Under the direction of CEO Kevin Cole and Board President Tim Johnson, we strive to create an inclusive environment that empowers our members. Our experienced staff of 160 employees is here to assist you with friendly service and expert advice. While members can visit us at our branch address, official correspondence should be sent to PO Box 6749, Bend, OR 97708. We invite you to explore all that we offer at Mid Oregon. From personal banking services like checking accounts and credit cards with rewards to business banking solutions, we're ready to support your aspirations. Ready to take the next step? Give us a call at 541-382-1795 or stop by during our operating hours from 9:00 AM - 5:00 PM Monday through Tuesday and Friday, and until 6:00 PM on Thursday. Join us today and discover how Mid Oregon can be a valuable part of your financial journey!

Branch History & Mission

Commitment to Community

Our branch thrives on partnerships within the Sisters community. From sponsoring local events to supporting charitable initiatives aimed at enhancing community welfare, we strive to make a meaningful impact. We understand that by uplifting those around us, we contribute not only to individual success but also to the strength of the entire community.

Mission Statement

At Mid Oregon, our mission is clear: to empower our members by providing exceptional financial services while fostering community support and involvement. We believe that everyone deserves access to quality financial products that can enhance their lives. Whether it's through our online banking options or personalized loan consultations, we aim to make banking simple and accessible for all. While members can visit us at 650 N Arrowleaf Trl for face-to-face interactions or utilize our drive-thru services for quick transactions, official correspondence should be sent to PO Box 6749, Bend, OR 97708 if needed.

Our Journey

Mid Oregon started its journey with a small group of passionate individuals committed to helping their neighbors achieve financial well-being. Over the years, we have evolved significantly; today, we proudly serve more than 48,703 members and manage total assets exceeding $755 million. Our history reflects our commitment to community service and member satisfaction. As we grew, so did our offerings. We provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment to evolving alongside our members' needs has been vital to our success.

Your Invitation

As we continue this journey together, we invite you to experience the many benefits of being a part of Mid Oregon. Whether you're looking for reliable banking services or seeking guidance on your financial future, we are here for you. Join us today and let's build a brighter future together! For more information about membership or to open an account with us online, visit our website or call us at 541-382-1795.

Branch Location & Accessibility

Welcome to the Mid Oregon Credit Union, located at 650 N Arrowleaf Trl in beautiful Sisters, Oregon. This inviting branch is nestled in a convenient spot, making it easy for our members to access essential banking services. Whether you're heading to the nearby Sisters Park or just passing through town, our location is designed with your needs in mind. At Mid Oregon, we strive to create a welcoming atmosphere. Our branch is fully ADA-compliant and features accessible parking spots and ramps, ensuring that everyone can visit us comfortably. Plus, with ample parking available right outside, you can pop in without any hassle. We know that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: Monday through Tuesday and Wednesday from 9 AM to 5 PM, with extended hours on Thursday until 6 PM and Friday returning to 9 AM to 5 PM. Need to do a quick transaction? Our drive-thru service makes it easy for you to handle deposits, withdrawals, and simple banking tasks without leaving your car. For those who prefer digital banking, we offer 24/7 access through online and mobile banking. You can check balances, transfer funds, and manage your accounts right from your smartphone or computer. We also have an ATM available at our branch for quick cash withdrawals and balance checks. While members can visit us at our physical address for all their banking needs, any official correspondence should be sent to our mailing address: PO Box 6749, Bend, OR 97708. Ready to experience the convenience of banking with Mid Oregon? Feel free to give us a call at 541-382-1795 or stop by during our operating hours. Our friendly team is here to help you with personal banking solutions ranging from checking and savings accounts to auto loans and mortgages. We look forward to serving you!

Member Eligibility

At Mid Oregon, we believe that everyone deserves a place where they feel valued and supported. Joining our community is simple and welcoming! If you live, work, or worship in Deschutes County or are related to someone who does, you're likely eligible for membership. Our doors are open to individuals and families who seek to take control of their financial future with our range of services tailored just for you. You'll enjoy benefits like competitive loan rates, personalized service, and access to community-focused initiatives. To learn more about eligibility requirements, feel free to visit us at https://www.midoregon.com/membership/index.shtml . Getting started is easy! You can open an account online by visiting https://www.midoregon.com/apply/index.shtml , or simply give us a call at (541) 382-1795 if you have any questions. We're here to help you every step of the way as you take this important step toward better banking. Join us today at 650 N Arrowleaf Trl Sisters Or 97759, and let's grow together!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services that simplify daily transactions. Imagine being able to accept payments effortlessly, whether in-store or online. Our tools are designed to help you manage sales efficiently so you can focus on what matters most growing your business. Visit us at 650 N Arrowleaf Trl Sisters Or 97759 or call us at (541) 382-1795 to learn more about how our business banking and commercial services can help your enterprise thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services ensure you can access your funds anytime. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, running errands has never been more convenient.

Business Banking

For entrepreneurs and business owners, we understand that managing finances can be challenging. That's why we offer comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to provide support every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. At Mid Oregon, we prioritize accessibility through our online and mobile banking platforms. You can check your balance, transfer funds, pay bills, and even send money to friends using our person-to-person payment feature all from the comfort of your home or while on the go.

Join Us Today!

Whether you're a new member or have been with us for years, we invite you to explore all that Mid Oregon has to offer. If you have questions or need assistance, don't hesitate to reach out at (541) 382-1795. Together, let's build a brighter financial future! For more information about opening an account or becoming a member, visit us at Sisters Office.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds while also earning interest on your savings this is exactly what our accounts provide! For those looking to purchase a vehicle, our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, getting behind the wheel has never been easier. Additionally, if you're considering buying a home or refinancing your current mortgage, our mortgage loans are tailored to fit your unique situation. Do you need extra cash for unexpected expenses? Our personal loans and debt consolidation options can provide the financial relief you need without breaking the bank. Plus, don't forget about our credit cards with rewards that allow you to earn points on every purchase!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services allow you to view balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can set up e-statements for quick access to your account statements, which helps you stay organized while reducing paper clutter yes, Yes is available! For those who love using their smartphones, our mobile application lets you conduct transactions with ease. Whether it's making payments or checking your balance, everything is just a tap away. Plus, with our mobile payments feature, you can make secure purchases without needing cash or cards just another way we make banking easier for you.

Security and Accessibility

We prioritize your security and peace of mind when it comes to digital transactions. While we do not currently offer electronic signature authorization (No), rest assured that every transaction is protected with top-notch security measures. If you need to send money quickly to a friend or family member, our person-to-person transfers are an excellent option. This service allows for instant money transfers straight from your bank account to theirs making it simpler than ever to share expenses or help out loved ones. In summary, whether you're using a computer or a mobile device, Mid Oregon offers user-friendly online banking solutions that fit seamlessly into your lifestyle. Experience the ease of real-time account management and take control of your financial journey today!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

With total share accounts reaching 97,433, our growing member base trusts us with their finances. Net Shares available for lending and investments stand at $2,174,597, showcasing our ability to support the community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 650 N Arrowleaf Trl Sisters Or 97759 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our commitment to efficiency is reflected in our $11,555,247, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 154 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $64,780,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,627 in used auto loans and $648,219,549 in total loans and leases.

Strong Financial Foundation

With a net worth of $80,483,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, our flexible terms can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $91,977,727 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital, we have solutions tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process from application to closing.

Refinancing Options

If you're considering refinancing any of these loans, we have options available that could lower your monthly payments or help you pay off debt faster. Check out our eligibility criteria here and see how we can assist you. At Mid Oregon, we're dedicated to providing personalized service and financial solutions tailored just for you. If you're ready to take the next step toward achieving your financial dreams, give us a call at (541) 382-1795, or visit us at 650 N Arrowleaf Trl Sisters Or 97759 in Sisters, OR. We look forward to serving you!

Unsecured Credit Card Loans

Managing finances can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $16,204,975 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. Each listing you see reflects genuine rates from reputable lenders, helping you make informed choices without the hassle of sorting through unreliable sources.

MID OREGON FEDERAL CREDIT UNION