Mid Oregon Credit Union Redmond OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mid Oregon, your trusted financial partner located at 2625 SW 17th Pl, Redmond, OR 97756. Since opening our doors in 1957, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With a growing membership of 48,703 individuals, we pride ourselves on being more than just a credit union; we are a vital part of your financial journey. At Mid Oregon, we believe in building lasting relationships with our members. Our total assets amount to an impressive $755,931,445, which reflects our stability and commitment to providing you with exceptional service. We understand that life can bring unexpected challenges, and that's why we offer a variety of loan options over 24,901 loans and leases to support you when you need it most. While members can visit us at our Redmond branch for personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions, official correspondence should be sent to PO Box 6749, Bend, OR 97708-6749. Our experienced team is here for you, led by our CEO Kevin Cole and Board President Tim Johnson, who are committed to ensuring your needs are met with care and professionalism. We take pride in our robust financial health, including total deposits of $48,282,880 and a net worth of $80,483,022. With $4,578,113 in cash on hand, we are well-prepared to support you through every financial endeavor. Join us today! Whether you're looking for a new auto loan or need assistance managing your finances through online banking or mobile payments, we're here to help. Reach out to us at 541-382-1795 or visit our website at Mid Oregon for more information about how we can assist you in achieving your financial goals. Your future starts here!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it's about making a positive impact in Redmond and surrounding areas. We actively engage in community outreach programs and partnerships that uplift those around us. From educational workshops on financial literacy to support for local charities, we strive to give back in meaningful ways.

Join Us Today!

If you're looking for a financial partner who genuinely cares about your success, look no further than Mid Oregon. We invite you to join our credit union family today and experience the many benefits we offer. Visit us online at Mid Oregon or call us at 541-382-1795 for more information on how you can become a member and start your journey towards better financial well-being!

Our Legacy

Located at 2625 SW 17th Pl, Redmond, OR 97756, our branch is not just a place for transactions but a hub for connection and support. Nestled within the beautiful Deschutes County, we are surrounded by vibrant local landmarks that reflect the spirit of our community. Our doors have always been open to families and businesses alike, offering financial services tailored to meet their needs. As we evolved over the years, we've embraced technology while ensuring that our services remain accessible to everyone. We provide online banking and mobile payments to help our members manage their finances conveniently. Additionally, we offer ADA-compliant facilities so that all members of our community can access our services comfortably.

Our Mission

At Mid Oregon, our mission is clear: to empower our members with the financial tools they need to thrive. We believe that strong financial health leads to stronger communities. That's why we focus on providing not only traditional banking services like checking and savings accounts but also essential loans for vehicles and mortgages. We are committed to supporting local businesses through merchant services and business loans as well. We aim to create lasting relationships built on trust and mutual benefit. Our staff is dedicated to providing exceptional customer service, ensuring every member feels valued and understood. Whether you visit us during lobby hours or utilize our drive-thru service for quick transactions, we're here to assist you every step of the way. While members can visit us at 2625 SW 17th Pl for their banking needs, official correspondence should be sent to PO Box 6749, Bend, OR 97708-6749 if needed.

Branch Location & Accessibility

Call Us Anytime!

At Mid Oregon, we're not just about banking; we're about building relationships with our members. Our dedicated team is here to help you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. If you have any questions or need assistance, don't hesitate to call us at 541-382-1795. We look forward to welcoming you soon!

Convenient Access and Features

Our branch offers ample parking and features designed with you in mind, including ADA-compliant access to ensure everyone can visit us comfortably. For those on the go, we have a convenient drive-thru service available for quick transactions without having to leave your car. Plus, our ATM is ready to serve you around the clock for cash withdrawals and balance checks.

Operating Hours Tailored for You

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 8:00 AM to 9:00 AM (drive-thru only) and then again from 9:00 AM until 5:00 PM. On Fridays, we extend our hours to serve you better with lobby access from 9:00 AM to 6:00 PM. While members can visit us at 2625 Sw 17Th Pl Redmond Or 97756, official correspondence should be sent to PO Box 6749, Bend, OR 97708-6749 if needed.

Member Eligibility

At Mid Oregon, we believe that joining our community means stepping into a world of support and opportunity. Membership is open to anyone who lives, works, worships, or attends school in the beautiful areas we serve, including Redmond and surrounding communities. Whether you're looking for personal banking solutions or business services, becoming a member offers you access to competitive rates, personalized service, and a range of financial products tailored just for you. We strive to create an inclusive environment where everyone feels welcome and valued. If you're ready to take the next step towards membership at Mid Oregon, the process is simple and straightforward. You can find all the details about eligibility on our website at https://www.midoregon.com/membership/index.shtml . Once you've confirmed your eligibility, opening an account is just as easy visit us online at https://www.midoregon.com/apply/index .shtml or give us a call at (541) 382-1795 for assistance. We're excited to welcome you into our family at Mid Oregon, located at 2625 Sw 17Th Pl Redmond Or 97756, where your financial journey can begin!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Your Needs

Imagine having the tools to accept payments effortlessly while managing your cash flow effectively. Our merchant services are crafted to fit your business operations seamlessly. Whether you're a small startup or an established company, our services make transactions smooth, allowing you to focus on what matters most growing your business. Visit us at 2625 Sw 17Th Pl Redmond Or 97756 in Redmond, OR, or call us at (541) 382-1795 to discover how our business banking and commercial services can help you achieve your goals. Let's turn your vision into success together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Mid Oregon offers robust Business Banking solutions, including merchant services and business loans. We understand how important it is to have reliable financial support when running a business, and we're here to help you thrive.

Connect With Us

If you have questions or want more information about any of these services, don't hesitate to reach out! You can call us at 541-382-1795, or visit us during our lobby hours: Monday through Thursday from 8 AM to 9 AM (drive-thru only) and Friday from 9 AM to 6 PM. We invite you to become part of the Mid Oregon family where financial well-being is just a conversation away. Explore more about what we offer by visiting Mid Oregon today!

Credit Solutions

Our members also enjoy the advantage of Credit Cards with Rewards, allowing you to earn points on everyday purchases while enjoying flexibility in payments. It's an excellent way to maximize your spending power and receive benefits tailored to your lifestyle.

Digital Convenience

In today's fast-paced world, we know convenience matters. That's why we've equipped our branch with cutting-edge Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure you have access whenever you need it. Plus, with basic drive-thru banking available for deposits and simple transactions, getting things done is easier than ever.

Home Financing

If you're ready to purchase a home or refinance your current mortgage, our Mortgage Loans & Refinancing options can guide you through the process. With competitive rates and personalized service, we aim to make homeownership achievable for everyone. Additionally, our Personal Loans & Debt Consolidation services can assist you in managing existing debts or funding personal projects.

Personal Banking

For those looking to manage everyday expenses or save for big goals, our Personal Banking services include checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds while enjoying the peace of mind that comes from knowing your savings are growing. You can also benefit from our Auto Loans & Vehicle Financing, which help make your dream car a reality without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can enjoy the convenience of e-statements, which are available to help you track your transactions without the clutter of paper statements. Plus, if you're looking for fast and easy ways to send money to friends or family, our person-to-person transfers make it simple. For those who prefer managing their accounts on the go, our mobile application offers all the essential features right at your fingertips. With mobile payments enabled, you can make purchases quickly and securely from your phone.

Security and Accessibility

We take security seriously at Mid Oregon. Although we do not currently support electronic signature authorization, our online banking system is designed with robust security measures to keep your personal information safe. You can rest easy knowing that your data is protected while you manage your finances. In addition to being secure, our digital banking services are easily accessible and designed for everyone. With real-time account management tools and an intuitive interface, even those new to online banking will find it straightforward and beneficial. Explore all these features today by visiting https://www.midoregon.com/ your financial journey just got a whole lot easier with Mid Oregon!

Financial Strength

A Growing Member Base

We're proud to report that our member community is thriving with a total of 97,433 share accounts. This shows a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments stand at $2,174,597.

Commitment to Growth

With $64,780,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,627 in used auto loans and $648,219,549 in total loans and leases. Our $11,555,247 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 154 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $80,483,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 2625 Sw 17Th Pl Redmond Or 97756 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $91,977,727 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing operations, we're here to support your business journey. If you're considering refinancing any of your current loans, we offer options that could help lower your monthly payments or improve your overall financial situation. To learn more about eligibility or how to apply for our loan offerings, feel free to reach out at (541) 382-1795, visit us at 2625 Sw 17Th Pl Redmond Or 97756, or check out our website at https://www.midoregon.com/ . At Mid Oregon, we're dedicated to providing personalized service and financial solutions tailored just for you!

Credit Lines and Personal Loans

For those looking for flexibility in managing finances, our credit lines total $99,986,336 and can provide the quick access to funds when needed. If you need a personal loan for debt consolidation or other expenses, our unsecured credit card loans totaling $16,204,975 also offer flexible terms to help manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without any unnecessary hassle.

Loan Aggregator

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MID OREGON FEDERAL CREDIT UNION