Mid Oregon Credit Union Madras OR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mid Oregon in beautiful Madras, OR, where we've been serving our community since 1957. Nestled at 395 S 5th St, our branch stands as a beacon of trust and reliability for over 48,703 members. With a commitment to empowering our community through financial education and accessible services, we aim to provide you with the tools you need to achieve your financial goals. At Mid Oregon, we're proud to manage an impressive $755,931,445 in total assets, ensuring that we have the resources necessary to support your banking needs. Our dedication is reflected in our total deposits of $48,282,880, which showcases the trust our members place in us. Whether you're looking for personal loans or business financing solutions, we offer a wide range of services designed just for you. Our leadership team, including CEO Kevin Cole and Board President Tim Johnson, is passionate about fostering a member-focused environment that prioritizes your financial well-being. With a dedicated staff of 160 employees, we strive to make every interaction meaningful and supportive. While members can visit us at our Madras location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 6749, Bend, OR 97708-6749. Are you ready to take the next step toward achieving your financial aspirations? Visit us today or call us at 541-382-1795 to learn more about how Mid Oregon can help you thrive! Explore our website at midoregon.com for more information on membership eligibility and account opening options. We look forward to welcoming you into the Mid Oregon family!

Branch History & Mission

Community Engagement

Mid Oregon recognizes the importance of giving back. We engage actively with local organizations and initiatives aimed at improving the lives of residents in Jefferson County and beyond. Whether through financial literacy programs or community events, we are committed to making a positive impact where it matters most. In keeping pace with modern banking needs, we offer digital solutions including online banking and mobile payments. Our ATM availability ensures that you have access to your funds when you need them without unnecessary delays.

Join Us

We invite you to be part of our story! Experience firsthand what makes Mid Oregon special where your financial well-being is our priority. Together, let's build a brighter future for ourselves and our community. For more information on membership or services, feel free to reach out at 541-382-1795 or visit us online at Mid Oregon. Join us today!

Our Mission

At Mid Oregon, our mission is simple yet powerful: to enhance the quality of life for our members and the communities we serve by providing exceptional financial products and services. We believe in empowering our members through education and support while ensuring their financial needs are met with respect and integrity. Our focus extends beyond transactions; we aim to build lasting relationships based on trust. While you can visit us at our branch address in Madras, official correspondence should be sent to PO Box 6749 in Bend, OR 97708-6749 if necessary. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM.

Branch Location & Accessibility

Easy Access and Parking

At our Madras branch, you'll find ample parking available, making it hassle-free to visit us. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to ensure everyone can access our services comfortably. Whether you're coming in for a quick transaction or a detailed consultation, we aim to provide a welcoming environment.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to accommodate your schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. If you have any questions or need assistance outside of these hours, feel free to reach out to us at 541-382-1795.

Services Available

Our branch offers a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options that fit your lifestyle. Plus, enjoy the convenience of our ATM services available right on-site for quick cash withdrawals or balance checks. While members can visit us at 395 S 5th St, official correspondence should be sent to PO Box 6749 in Bend if needed.

Visit Us Today!

We invite you to come by and experience the friendly service that Mid Oregon is known for. Whether you're looking to open an account or simply want more information about our offerings, our team is here for you. Stop by today or give us a call we look forward to serving you!

Member Eligibility

At Mid Oregon, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're wondering how to become part of this welcoming community, it's easier than you might think! Our membership is open to anyone who lives, works, or attends school in the beautiful regions we serve. Whether you're looking for personal banking solutions or seeking to grow your savings, we have something for everyone. Plus, as a member, you'll enjoy exclusive benefits like competitive rates and personalized service tailored to your needs. Ready to take the next step? You can find more detailed eligibility criteria by visiting our website at https://www.midoregon.com/membership/index.shtml . When you're ready to open an account, just head over to https://www.midoregon.com/apply/index .shtml where the process is simple and straightforward. If you have any questions or need assistance, don't hesitate to give us a call at (541) 382-1795. We can't wait to welcome you to Mid Oregon located at 395 S 5Th St Madras Or 97741!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer merchant services designed to simplify payment processing for your business. Imagine having the ability to accept payments from customers easily and securely. Our solutions empower you to focus on what you do best running your business while we handle the financial details. Located at 395 S 5Th St Madras Or 97741 in Madras, OR, we invite you to explore how our business banking services can fuel your success. For more information, give us a call at (541) 382-1795 or visit us online at https://www.midoregon.com/ .

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, are crafted to support your entrepreneurial journey. We understand that running a business comes with its own set of challenges, and we're committed to being part of your success story.

Credit and Rewards

Credit cards play an essential role in managing finances and building credit history. That's why we offer Credit Cards with Rewards, so you can earn points on everyday purchases while enjoying competitive rates.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. With our mobile application, you can easily check balances, transfer funds, and pay bills right from your phone. Need cash? Our ATM & Cash Withdrawal Services ensure that you have easy access to your money whenever you need it.

Get Started Today!

At Mid Oregon in Madras, we pride ourselves on offering comprehensive financial solutions that cater to all aspects of your life. Whether you're planning for the future or managing current expenses, we are here for you. To learn more about how we can help or to get started with any of our services today, give us a call at 541-382-1795 or visit us online at midoregon.com. Let's take this journey together towards achieving your financial goals!

Personal Banking Solutions

Managing personal finances can be overwhelming, but it doesn't have to be. We offer Checking & Savings Accounts that are designed for everyday use, ensuring you have easy access to your funds. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can make driving off in your dream car a reality without breaking the bank. For those thinking about purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process. Additionally, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation solutions can provide the relief you need.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, we provide e-statements for all members. You can easily manage your financial records while helping the environment. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just enter their information, and the money is on its way! And with mobile payments integrated into our system, making purchases with your phone is not only convenient but secure as well.

User-Friendly Experience

For those who are always on the go, our mobile application brings banking right to your fingertips. Whether you're checking your balance or making a transfer, everything is streamlined for ease of use. Although we don't currently support electronic signature authorization, we ensure that all transactions are safe and secure. At Mid Oregon, we prioritize keeping your information protected while providing an accessible banking experience. With real-time account management at your disposal, you're always in control of your finances. Explore all these features and more by visiting us at https://www.midoregon.com/ today!

Financial Strength

Efficient Operations

Our $11,555,247 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 154 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We are proud to have a growing member base with a total of 97,433 share accounts that trust us with their finances. This strong community connection is what drives our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 395 S 5Th St Madras Or 97741 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $64,780,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $8,627 in used auto loans and $648,219,549 in total loans and leases, helping you achieve your financial goals across various sectors.

Solid Foundation

With a net worth of $80,483,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our friendly team is here to guide you through the process and ensure you find the loan that's right for you.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $91,977,727 provide the capital needed to expand your business effectively. At Mid Oregon, we pride ourselves on offering competitive rates and personalized service. Whether you're looking for an auto loan, mortgage financing, or credit options that fit your lifestyle, our experienced team is ready to assist you every step of the way. If you're interested in learning more about our loan offerings or want to explore refinancing options that may suit your needs better, don't hesitate to reach out! You can contact us at (541) 382-1795 or visit us at 395 S 5th St, Madras, OR 97741. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, tailored for those looking to settle into their dream home. If you're considering refinancing your existing mortgage, we have various eligibility options available to help make your transition smooth and affordable.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $16,204,975 in these loans provided to our members, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By focusing on verified data, LendMesh builds trust with its users, allowing them to feel confident in their loan choices.

MID OREGON FEDERAL CREDIT UNION - Madras, OR