Mid Oregon Credit Union La Pine OR | Top Auto Loans & Business Banking

Introduction

Welcome to Mid Oregon, your trusted financial partner since 1957. Located at 51633 Coach Rd, La Pine, OR 97739, our branch is dedicated to serving the community with a personal touch. With a total membership of 48,703 and assets exceeding $755 million, we are proud to be a cornerstone of financial support in the La Pine area. At Mid Oregon, we believe in empowering our members with the tools they need for financial success. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we've got you covered. Our total deposits amount to an impressive $48,282,880, showcasing the trust our members place in us. Our leadership team, led by CEO Kevin Cole and Board President Tim Johnson, is committed to ensuring that you receive not just services but genuine care and support. We understand that every member's needs are unique; that's why we offer personalized solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 51633 Coach Rd, La Pine, OR 97739. If you have any questions or need assistance, feel free to reach out at 541-382-1795 during our lobby hours from Monday to Friday between 11:30 a.m. and 1:00 p.m. Join us today and discover how Mid Oregon can help you achieve your financial goals! Visit us online at midoregon.com or explore membership options here. Your journey toward better banking starts here!

Branch History & Mission

Join Us

We invite you to become part of the Mid Oregon family! Explore the benefits of membership by visiting our website at Mid Oregon or reach out directly at 541-382-1795. Together, let's build a brighter financial future for you and your community!

Our Journey

From our humble beginnings, Mid Oregon has evolved significantly. We started as a small credit union focused on meeting the needs of local members and have steadily expanded our offerings. Today, we provide a wide array of services including personal banking, auto loans, mortgage financing, business loans, and much more. Our commitment to our members is reflected not just in the range of services we offer but also in how we deliver them with integrity and care. Our operating hours are Monday through Friday from 11:30 a.m. to 1:00 p.m., making it convenient for members to access our services during their busy days. While we currently do not offer ATM or drive-thru banking options, our team is always ready to assist you in person at our branch.

Our Mission

At Mid Oregon Credit Union, our mission goes beyond traditional banking; we aim to empower individuals and families through thoughtful financial solutions. We believe that every member deserves personalized attention and support on their financial journey. Our focus is on providing accessible banking options while actively participating in community initiatives that uplift and inspire those around us. We are proud to partner with local organizations and engage in outreach efforts that contribute positively to La Pine and its residents. By investing back into the community, we strive to create opportunities for growth and prosperity. While you can visit us at our branch located at 51633 Coach Rd for all your financial needs, please note that official correspondence should be directed to our mailing address: 51633 Coach Rd, La Pine, OR 97739.

Branch Location & Accessibility

Convenient Access

Finding us is simple! Our branch is located just off the main road, making it easy for you to drop by. While we don't have an ATM or drive-thru service, our friendly staff is ready to assist you inside during our lobby hours from Monday to Friday, 11:30 a.m. to 1:00 p.m. If you need assistance outside these hours, feel free to call us at 541-382-1795.

Parking and Accessibility

Parking is readily available right outside our branch, ensuring that you can visit us without any hassle. We're committed to accessibility and have features in place that comply with ADA standards, so everyone can easily access our services.

Services Offered

At Mid Oregon, we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Whether you're looking for business banking options or want to manage your finances online or via mobile banking, we've got you covered. While members can visit us at 51633 Coach Rd for all their banking needs, official correspondence should be sent to the same address as we don't have a separate mailing address. We invite you to come see how we can support your financial journey. Join us at Mid Oregon today!

Member Eligibility

Becoming a member of Mid Oregon is more than just opening an account; it's about joining a welcoming community that prioritizes your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become part of our family! We strive to make banking accessible for everyone, and our friendly team is here to support you every step of the way. For those who want to dive deeper into the specific eligibility details, you can check out this helpful resource: https://www.midoregon.com/membership/index.shtml . Once you've confirmed your eligibility, opening an account is simple and straightforward. Visit us at our branch located at 51633 Coach Rd La Pine Or 97739, or give us a call at (541) 382-1795 if you have any questions. We can't wait to welcome you into the Mid Oregon family and help you achieve your financial goals! To get started on your journey with us, feel free to visit our account opening page here: https://www.midoregon.com/apply/index.shtml .

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that streamlines your payment processing. Our merchant services make it easy for you to accept payments from customers, whether in-person or online. This means faster transactions and happier customers, allowing you to focus on what really matters growing your business. Located at 51633 Coach Rd La Pine Or 97739 in La Pine, OR, we're here to help you succeed. Contact us at (541) 382-1795 or visit our website at https://www.midoregon.com/ to learn more about how we can support your business needs today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in our community, we offer comprehensive business banking services, including merchant services and business loans. Let us support your growth by providing the financial tools needed to succeed.

Credit Cards

We understand that rewards matter. That's why we offer credit cards with rewards tailored to fit your spending habits. Enjoy benefits while making everyday purchases, helping you save more as you spend.

Easy Access Services

While we focus on providing a variety of services, we also prioritize convenience. Our ATM and cash withdrawal services ensure that accessing your funds is straightforward no matter where you are. No matter what financial service you're interested in, rest assured that at Mid Oregon, we're committed to serving our members with personalized attention and expertise. If you're ready to explore these services further or have questions about how we can assist you, don't hesitate to reach out! Call us at (541) 382-1795, or visit us at 51633 Coach Rd La Pine Or 97739. Join us today at La Pine High School Branch your partner in financial success!

Home Financing

If home ownership is on your horizon, our mortgage loans and refinancing services can help turn that dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking

For those looking to simplify their finances, our personal banking services are designed with you in mind. We offer various checking and savings accounts that cater to different lifestyles and goals. Imagine easily managing your funds from home or on-the-go with our online and mobile banking features, allowing you to check balances, pay bills, and transfer money right from your smartphone.

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help relieve some financial pressure by providing quick access to funds when you need them most. Imagine consolidating multiple debts into one manageable payment it's all possible here at Mid Oregon.

Vehicle Financing

When it comes time to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. Picture yourself cruising in your new car while enjoying competitive rates and flexible terms. We also provide assistance for those considering refinancing their existing auto loans, ensuring you always have the best deal possible.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check your balance, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which are readily available for your review no more waiting for paper statements to arrive in the mail! If you're on the go, our mobile application allows you to manage your accounts right from your smartphone or tablet. For those who love the convenience of cashless transactions, we offer mobile payments. This feature makes it easy to pay for purchases directly from your account using just your phone. Plus, sending money to friends or family is a breeze with our person-to-person transfer option no need for checks or cash anymore!

Security & Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures to keep your information safe. Our online banking services are designed with you in mind, ensuring that navigating through your accounts is straightforward and efficient. Whether you're at home or out and about, you have real-time access to your financial information. Managing your money has never been simpler or more secure than with the digital banking solutions at Mid Oregon. Join us today and experience banking that's built for modern life!

Financial Strength

Commitment to Growth and Innovation

With $64,780,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $8,627 in used auto loans and $648,219,549 in total loans and leases, we support members' financial goals across various sectors.

Growing Membership Base

Our total share accounts stand at 97,433, showcasing a strong and growing member base that trusts us with their finances. This trust is further emphasized by our net shares available for lending and investments of $2,174,597. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 51633 Coach Rd La Pine Or 97739 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Resources

Members' savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,555,247 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 154 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $80,483,022, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, make buying or refinancing simple. We aim to provide clear guidance throughout the home-buying process and ensure you understand your options.

Other Financing Options

In addition to auto and mortgage loans, we provide various credit lines totaling $99,986,336 that can help cover larger purchases or emergencies. For business owners, our outstanding commercial loans totaling $91,977,727 provide the capital needed to grow and expand. At Mid Oregon, we believe that everyone deserves access to financial resources that work for them. If you're considering refinancing or want to explore eligibility options, our team is ready to assist you every step of the way. Feel free to reach out at (541) 382-1795 if you have any questions or would like more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your journey towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,204,975 in loans helping members manage their finances effectively. This option can be an excellent way to handle unexpected expenses or consolidate debt.

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MID OREGON FEDERAL CREDIT UNION