Mid Oregon Credit Union Bend OR | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Mid Oregon, your trusted financial partner located at 202 Ne Olney Ave, Bend, OR 97701. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a robust membership of 48,703 individuals and total assets exceeding $755,931,445, we are dedicated to helping you achieve your financial goals. At Mid Oregon, we understand that each member's journey is distinct. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to support you every step of the way. We currently hold a strong net worth of $80,483,022 and have facilitated over 24,901 loans and leases to help our members invest in their dreams. While you can conveniently reach us at our branch location, official correspondence should be sent to PO Box 6749, Bend, OR 97708-6749. Our friendly staff is eager to assist you during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Feel free to call us at 541-382-1795 for any inquiries or assistance. Led by our dedicated CEO, Kevin Cole, and Board President, Tim Johnson, we strive to enhance your financial experience with innovative services like online and mobile banking. Join us as we continue to grow together in this vibrant community. Visit our website at Mid Oregon today to learn more about how we can help you succeed financially!

Branch History & Mission

A Commitment to Innovation

As part of our dedication to providing top-notch service, we have embraced digital advancements that make banking easier for everyone. Our online and mobile banking platforms allow members to manage their finances anytime and anywhere. We're also proud of our ADA compliance efforts, ensuring that all members can access our services comfortably. In addition to traditional banking hours Monday through Thursday from 8:00 AM to 9:00 AM (Drive-Thru only) and Friday from 9:00 AM to 6:00 PM we offer convenient ATM access and drive-thru services for quick transactions.

Join Us

Whether you are looking for personal banking solutions or seeking ways to grow your business, Mid Oregon is here for you. We invite you to become part of our family and experience the benefits of being a member-focused credit union. Discover how we can help you achieve your financial goals by visiting us today or exploring more at MidOregon.com. Together, let's build a brighter future for our community!

Our Mission

At Mid Oregon, our mission is clear: to empower our members through exceptional financial services while fostering a sense of community. We strive to provide a wide array of offerings including personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. But we don't stop there; we also focus on business banking services to support local enterprises. Our commitment extends beyond just transactions. We believe in giving back to the community that supports us. From partnerships with local organizations to outreach programs aimed at enhancing financial literacy, we are dedicated to making a positive impact in Bend and the surrounding areas. While members can visit us at our branch location in Bend, official correspondence should be sent to PO Box 6749, Bend, OR 97708-6749 if it differs from our physical address.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by or give us a call at 541-382-1795 if you have any questions or want to learn more about what we offer. At Mid Oregon, we're committed to providing exceptional service and building lasting relationships with our members. Come visit us today!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed with your schedule in mind. Our lobby opens from 8:00 AM to 9:00 AM Monday through Friday for drive-thru service only, then continues from 9:00 AM to 5:00 PM Monday through Thursday, and stays open until 6:00 PM on Fridays. Whether you need to make a quick deposit or chat with one of our friendly team members about personal banking options, we're here for you.

Services Offered

At Mid Oregon, we provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While you can visit us at 202 Ne Olney Ave, please note that any official correspondence should be directed to our mailing address at PO Box 6749, Bend, OR 97708-6749.

Member Eligibility

Becoming a member of Mid Oregon is like joining a warm and welcoming family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in the beautiful Central Oregon area, you're already on the path to membership! It's all about community and connection here. We're excited to share that even your family members can join, making it easier for everyone to enjoy the benefits of being part of our cooperative. For those curious about specific eligibility details, we invite you to check out more information at https://www.midoregon.com/membership/index.shtml . Once you see how easy it is to qualify, opening an account is just as straightforward. You can start this journey online by visiting our account opening page at https://www.midoregon.com/apply/index .shtml or simply give us a call at (541) 382-1795 for any questions. At Mid Oregon, we believe in making banking accessible and personal so that you can focus on what matters most to you. Come visit us at 202 Ne Olney Ave Bend Or 97701 and discover all the advantages waiting for you!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services help you accept payments seamlessly, whether in-store or online. Imagine a busy Saturday where customers line up at your register; our point-of-sale systems ensure that transactions are quick and secure. This not only improves customer satisfaction but also helps you manage your cash flow effectively. Explore how Mid Oregon at 202 Ne Olney Ave Bend Or 97701 in Bend, OR can be the partner you need to elevate your business operations. Reach out to us at (541) 382-1795 or visit our website for more information!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or business owner, you'll find valuable support through our business banking services. From merchant services that simplify transactions to business loans designed for growth, we're here to empower your success.

Convenience Features

At Mid Oregon, convenience is key. Our ATM services allow for quick withdrawals and balance checks without the need for long lines or wait times. Plus, our basic drive-thru banking offers an efficient way to handle deposits, withdrawals, and simple transactions all from the comfort of your vehicle. Whether you're visiting us in person or accessing your accounts online, we prioritize ease of use and member satisfaction. With features like mobile payments and person-to-person transfers available at your fingertips, managing your money has never been simpler. We invite you to explore all that Mid Oregon has to offer. From personal banking needs to business solutions, we are committed to serving you with excellence every step of the way. To learn more about our services or open an account today, visit us at https://www.midoregon.com/ or reach out by phone at (541) 382-1795. Your financial journey starts here!

Credit Cards

With our credit cards featuring rewards programs, you can earn points on your everyday purchases. Picture using those points for cash back or travel rewards it's our way of saying thank you for being part of our community.

Home Financing

For those looking to purchase a home or refinance their current mortgage, our mortgage loans are tailored to fit various budgets and lifestyles. We work closely with you to provide personalized guidance throughout the process, making home ownership more attainable than ever.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that help you manage your daily finances effortlessly. Imagine having easy access to your funds with our online and mobile banking features, allowing you to check balances, transfer money, and pay bills right from your smartphone. Our auto loans and vehicle financing options make buying a new car straightforward and stress-free, ensuring that you get the best rates available.

Personal Loans

Need some extra cash? Our personal loans and debt consolidation options can help streamline your finances. Whether you're planning a vacation or managing unexpected expenses, we aim to provide solutions that work for you without the hassle of complicated applications.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.midoregon.com/ , offers a variety of features designed to simplify your banking experience. You can easily check your account balances, view transaction history, and pay bills without needing to visit a branch. Plus, if you prefer to go paperless, our e-statements are available for quick access, allowing you to stay organized while helping the environment. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and fast. Just enter the recipient's details, and the funds will be sent directly no checks or cash needed. If you're out shopping, you'll love our mobile payments feature that lets you pay securely using your smartphone.

Mobile Banking

Stay connected with our user-friendly mobile application. Available for download on your favorite app store, this tool puts all of your banking needs right at your fingertips. From checking balances to making transfers, everything is just a tap away! Whether you're at home or out running errands, managing your finances has never been easier.

Security and Support

We prioritize your security. Although we do not currently offer electronic signature authorization, we use advanced security measures to protect your information. Our 24/7 online banking services ensure that you can access support whenever you need it. Experience the convenience of modern banking with Mid Oregon today. Whether you're interested in managing bills, transferring funds, or simply checking your balance from wherever life takes you, we're here to help make it happen!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 154 full-time employees and 6 part-time employees who are dedicated to serving you with knowledge and care. Your trust is important to us, as shown by our total share accounts which stand at 97,433, reflecting a strong member base that believes in our mission.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 202 Ne Olney Ave Bend Or 97701 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $80,483,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound management is reflected in our net worth ratio of $1,062, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

Our robust earnings further underline our reliability. With $64,780,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,627 in used auto loans and $648,219,549 in total loans and leases. Our operational efficiency is evident through our $11,555,247, allowing us to continue offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. With flexible terms and competitive rates, financing your vehicle has never been easier.

Business Financing

For business owners, our outstanding commercial loans totaling $91,977,727 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we're here to support your business journey. At Mid Oregon, we're committed to helping our members succeed financially. For more information about our loan offerings or to see if you qualify for refinancing options, give us a call at (541) 382-1795 or visit us at 202 Ne Olney Ave Bend Or 97701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our tailored loan products can help you achieve your dreams today!

Credit Lines

For those who need additional flexibility, our credit lines totaling $99,986,336 provide quick access to funds when you need them most. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, make buying or refinancing simple. We provide personalized support throughout the process, ensuring you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,204,975 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can assist you in building or improving your credit score.

Loan Aggregator

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MID OREGON FEDERAL CREDIT UNION