Mid Oregon Credit Union Bend OR | Best Auto Loans & Business Banking

Introduction

Welcome to Mid Oregon, your trusted financial partner located at 1386 Ne Cushing Dr, Bend, OR 97701. Since our establishment in 1957, we have dedicated ourselves to serving the community, helping you achieve your financial goals with confidence and care. With a robust membership of over 48,703 individuals, we pride ourselves on being more than just a credit union we're a part of your journey towards financial wellness. At Mid Oregon, we understand the importance of having reliable resources at your fingertips. That's why we offer a comprehensive suite of services, including personal banking options, auto loans, mortgage financing, and business banking solutions. Our total assets stand strong at an impressive $755,931,445, ensuring that we have the foundation needed to support you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 6749, Bend, OR 97708-6749. You can reach us easily by phone at 541-382-1795 or explore more about our offerings on our website at Mid Oregon. Our leadership team is committed to providing exceptional service. Under the guidance of CEO Kevin Cole and Board President Tim Johnson, we continually strive to enhance member experience while maintaining a net worth of $80,483,022 and cash in hand totaling $4,578,113. This strong financial standing allows us to offer competitive rates and products tailored to fit your needs. We invite you to join our family today! Whether you're looking for a new loan or need assistance with existing accounts, our friendly staff is here to help. Visit us or call today to find out how we can assist you on your path to financial success!

Branch History & Mission

Community Engagement

We pride ourselves on being more than just a financial institution; we are an integral part of the Bend community. Our outreach programs focus on education and support for both individuals and businesses alike. Whether through workshops or collaborative events with local organizations, we aim to make a positive impact where it matters most. As you consider your financial future, we invite you to join Mid Oregon Credit Union. Experience firsthand how we can help you achieve your goals while fostering a thriving community together. With ATM availability and drive-thru services for your convenience, we're here when you need us most. For inquiries or assistance, feel free to reach us at 541-382-1795 or visit us online at Mid Oregon. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Mid Oregon has evolved significantly. Today, we proudly serve over 48,700 members and manage total assets exceeding $755 million. Our commitment to providing personalized financial services has not wavered; instead, it has strengthened as we continue to expand our offerings. Located at 1386 Ne Cushing Dr, Bend, OR 97701, we are easily accessible for our local members. If you need to send us official correspondence, please use our mailing address: PO Box 6749, Bend, OR 97708-6749. We believe that every member deserves not just basic banking services but a supportive partner in their financial journey. That's why we offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our operating hours reflect our commitment to accessibility: we are open Monday through Thursday from 8 AM to 9 AM for drive-thru only and then from 9 AM to 5 PM for lobby services. On Fridays, we extend those hours until 6 PM.

Our Mission

At Mid Oregon, our mission is simple yet profound: To empower individuals and families by offering quality financial services while actively contributing to the well-being of our community. We believe in building lasting relationships based on trust and transparency. By investing in local initiatives and partnerships, we strive to uplift those around us. In addition to traditional banking services, we embrace technology that enhances member experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. We also ensure that our facilities are ADA compliant so that everyone can access our services comfortably.

Branch Location & Accessibility

Convenient Access

At Mid Oregon, we prioritize accessibility. Our branch is equipped with features that ensure everyone can visit us comfortably, including ADA-compliant ramps and designated parking spaces. If you're visiting during our operating hours Monday to Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM you can enjoy easy access to our services. For those busy mornings, take advantage of our drive-thru banking available from 8:00 AM to 9:00 AM Monday through Friday. While members can visit us at this address for all your banking needs, if you need to send any official correspondence, please use our mailing address at PO Box 6749, Bend, OR 97708-6749.

Get in Touch

Have questions or want to learn more? Our friendly staff is here to help! Feel free to give us a call at 541-382-1795. We look forward to welcoming you into the Mid Oregon family!

Services Offered

At our East Bend-Cushing branch, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Need quick cash? Our ATM is conveniently located on-site for easy withdrawals and balance checks. Plus, with basic drive-thru service available for deposits and simple transactions, we make your banking experience as smooth as possible.

Member Eligibility

At Mid Oregon, we believe that everyone deserves a chance to be part of our supportive community. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds and lifestyles, and our goal is to make banking accessible and enjoyable for all. By becoming a member of Mid Oregon, you open the door to a range of benefits, including competitive loan rates, personalized service, and community-focused initiatives that help you thrive. To learn more about our specific eligibility criteria, feel free to check out this resource: https://www.midoregon.com/membership/index.shtml . If you're ready to take the next step and open an account with us, the process is straightforward! You can find all the details you need at https://www.midoregon.com/apply/index.shtml . Should you have any questions or need assistance, don't hesitate to reach out at (541) 382-1795. We're here to help you on your journey to financial well-being!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,977,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments easily from customers, whether they are using cards or mobile payments. This can enhance customer satisfaction and make managing your cash flow simpler. Located conveniently at 1386 Ne Cushing Dr Bend Or 97701, Bend, OR 97701, our team is ready to assist you with all your business banking needs. Call us at (541) 382-1795 to learn more about how we can support your business journey!

Comprehensive List Of Services

Credit Cards and Business Banking

Our credit cards with rewards provide excellent benefits while allowing you to earn points on everyday purchases. For our business members, we offer comprehensive business banking services, including merchant services and business loans that empower local entrepreneurs. Whatever your financial goals may be, we have the resources to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Mid Oregon offers robust online and mobile banking features that let you manage your accounts from anywhere. Need cash? Our network of ATMs provides easy access for withdrawals and balance checks. And if you prefer in-person service, take advantage of our drive-thru banking for quick deposits, withdrawals, and simple transactions.

Member-Centric Service

We believe in providing an exceptional experience for all our members. Whether you're stopping by for a quick transaction or seeking advice on financial planning, our team is here to guide you every step of the way. With our focus on personalized service and community engagement, we strive to create lasting relationships built on trust. If you're ready to discover how Mid Oregon can assist with your financial needs or have any questions about our services, please don't hesitate to contact us at 541-382-1795 or visit us online at Mid Oregon. Join us today and experience the difference!

Personal Banking

When it comes to personal banking, we've got you covered. From checking and savings accounts that help you manage your daily finances effectively, to auto loans and vehicle financing options that make purchasing a car more accessible, we're here for you. If you're looking to buy your dream home, explore our mortgage loans and refinancing options designed to fit various budgets and lifestyles. We also offer personal loans and debt consolidation solutions that can simplify your payments and lower your interest rates.

Digital & Online Banking

Convenient Online Services

With our online banking platform, you can access your accounts anytime, anywhere. Check your balance, transfer money, and pay bills with just a few clicks. It's all about providing you with real-time account management that fits into your busy lifestyle. Plus, our mobile application makes it even easier to handle your banking needs right from your smartphone.

Enhanced Features for Your Benefit

Our digital banking services include e-statements, allowing you to view and download your statements electronically whenever you need them. This not only helps you keep track of your finances but also contributes to a more environmentally friendly approach by reducing paper use. For those who love the convenience of mobile payments, Mid Oregon has got you covered! You can make quick purchases using your phone, ensuring that you're always prepared, whether you're grabbing coffee or shopping for groceries.

Secure Transactions Made Easy

We prioritize your security with every transaction. While we currently do not support electronic signature authorization, rest assured that all other features are equipped with robust security measures to protect your information. Additionally, our person-to-person transfer feature allows you to send money easily to friends or family without the hassle of cash or checks. Whether you prefer using a computer or mobile device, our 24/7 online banking services ensure that help is always just a click away. At Mid Oregon, we're committed to making banking as convenient and secure as possible for all our members.

Financial Strength

Investment in Growth

Our financial strength is further highlighted by our $64,780,434 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,627 in used auto loans and $648,219,549 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts: 97,433, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,174,597. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Oregon is your trusted partner. Visit us at 1386 Ne Cushing Dr Bend Or 97701 or call (541) 382-1795 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $11,555,247 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 154 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $146,566,794 in share certificates and $225,421,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $878,067, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $80,483,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,394,207 in used vehicle loans and $31,591,488 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $108,986,941, make buying or refinancing simple. We are here to guide you through the process with support every step of the way. Explore your options with us today!

Other Financing Options

In addition to auto and mortgage loans, we provide various other financing options tailored to your needs. From personal loans for debt consolidation to lines of credit for unexpected expenses our goal is to provide solutions that work for you. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please feel free to reach out. You can contact us at 541-382-1795 or visit us at 1386 Ne Cushing Dr Bend Or 97701. We invite you to explore how our loan offerings can meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Mid Oregon be your partner in achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,204,975 in loans helping members manage their finances effectively. These cards can be an excellent tool for budgeting and building credit without needing collateral.

Loan Aggregator

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MID OREGON FEDERAL CREDIT UNION