Mid American Credit Union Wichita KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mid American, your trusted partner in financial growth and community support. Nestled in the heart of Wichita, at 2993 N Webb Rd, Wichita, KS 67226, our branch has proudly served the community since 1936. With a commitment to providing exceptional service and fostering financial well-being, we currently support over 45,653 members with a wide array of banking services. At Mid American, we understand that every member has unique needs. That's why our dedicated team, led by CEO Bradley Herzet and Board President Rebecca Bouska, is here to guide you through your financial journey. Whether you're looking for checking accounts, auto loans, or business financing, we have tailored solutions just for you. With total assets of $451,511,970 and deposits exceeding $16,230,315, you can trust us to manage your finances securely. We take pride in our strong financial standing boasting a net worth of $42,565,429 and cash reserves of $3,431,615, ensuring that your money is safe with us. While members can visit us at our branch location for personal assistance and transactions, official correspondence should be sent to our mailing address: 8404 W Kellogg Dr, Wichita, KS 67209. Our friendly staff is available to assist you from 9 AM to 5 PM Monday through Friday and 8 AM to 12 PM on Saturdays. For any inquiries or assistance you may need, feel free to call us at (316) 779-0062 or send a fax to (316) 722-0920. Join the Mid American family today and experience the difference in personalized banking. Visit our website at midamerican.coop for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our connection to the Wichita community goes beyond transactions; it's about making a difference. We actively participate in local outreach programs and initiatives aimed at improving the lives of those around us. By partnering with various organizations, we aim to uplift and empower our community members in meaningful ways. With convenient operating hours 9 AM to 5 PM Monday through Friday and 8 AM to 12 PM on Saturdays we ensure that we're available when you need us most. Plus, with ATM availability and drive-thru services for quick transactions, accessing your funds has never been easier.

Join Us

As we continue this journey together with you in mind, we invite you to experience the benefits of membership at Mid American. Discover how we can assist you in achieving your financial aspirations while being part of a community-focused credit union. Visit us today or explore more about becoming a member by visiting our website. Your future starts here!

Our Mission

At Mid American, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We strive to provide exceptional service through personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we offer business banking solutions to help local entrepreneurs thrive. We understand that every member's needs are unique. That's why we focus on building relationships based on trust and respect. Whether you visit us in person or utilize our online banking services, your experience is our priority. While members can visit us at 2993 N Webb Rd for all their banking needs, official correspondence should be sent to our mailing address at 8404 W Kellogg Dr, Wichita, KS 67209.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is simple, and we offer ample parking right outside our doors. Our location is fully ADA-compliant, ensuring that everyone can access our services comfortably. If you prefer the ease of banking from your car, you'll be pleased to know that we have a drive-thru available for quick transactions.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our lobby hours are set from 9 AM to 5 PM Monday through Friday, and we're also open on Saturdays from 8 AM to 12 PM. For those who enjoy the convenience of drive-thru banking, our drive-thru service operates from 7 AM to 7 PM on weekdays and from 8 AM to 2 PM on Saturdays.

Reach Out Anytime

Have questions? We're just a phone call away at (316) 779-0062. Whether you want to drop by or give us a call, we'd love to assist you with all your banking needs. Come visit us today and discover how Mid American can help you achieve your financial goals!

Services Offered

At Mid American, we pride ourselves on offering a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you're a member of another credit union, feel free to utilize our shared service center for deposits and withdrawals! While members can visit us at 2993 N Webb Rd Wichita Ks 67226, official correspondence should be sent to our mailing address at 8404 W Kellogg Dr, Wichita, KS 67209.

Member Eligibility

At Mid American, becoming a member means joining a friendly community that truly cares about your financial well-being. If you live, work, or attend school in our local area, you're likely eligible to join us! We welcome individuals and families from all walks of life, and our goal is to provide you with the personalized service and support you deserve. You can find more detailed information about our membership requirements by visiting http://www.midamerican.coop/connect/become-a-member . Once you're ready to take the next step, opening an account is a breeze! Simply head over to https://my.midamerican.coop/enroll to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (316) 779-0062. We're excited to help you become part of the Mid American family at our branch located at 2993 N Webb Rd Wichita Ks 67226!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,177,661, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services designed to simplify your transactions. Picture this: a busy café owner who can effortlessly accept payments from customers through various methods, ensuring smooth service during peak hours. Our merchant solutions help streamline operations so you can focus on what you do best running your business. If you're ready to take your business to the next level, visit us at 2993 N Webb Rd Wichita Ks 67226 in Wichita, KS, or give us a call at (316) 779-0062. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find valuable support at Mid American. Our Business Banking services include Merchant Services & Business Loans designed to help your business grow and thrive. We believe in building strong relationships with our members, and we're here to assist you with your financial goals.

Convenient Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust Online & Mobile Banking options that let you manage your finances from anywhere. With features like person-to-person payments and e-statements, handling your money has never been easier. Need cash on the go? We provide easy access to ATMs for quick withdrawals and balance checks. You can also take advantage of our basic drive-thru banking services for deposits and withdrawals perfect for when you're short on time.

Personal Banking Solutions

We understand that personal banking should fit seamlessly into your life. That's why we offer Checking & Savings Accounts tailored to your everyday needs. Want to buy a new car? Our Auto Loans & Vehicle Financing options make it simple to drive away in the vehicle you love without breaking the bank. If homeownership is on your mind, check out our Mortgage Loans & Refinancing services that can help turn that dream into reality. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation solutions are here to lend a helping hand. Plus, with our Credit Cards with Rewards, you can earn while you spend, making every purchase more rewarding.

Shared Branching Options

If you're a member of another credit union, don't worry! We participate in shared branching transactions, allowing you to make deposits and withdrawals as if you were at your home branch. This means more convenience no matter where you are. At Mid American, we're committed to providing services that meet the diverse needs of our members while ensuring accessibility through modern technology and friendly service. Ready to explore how we can help you today? Call us at (316) 779-0062, or visit us at 2993 N Webb Rd Wichita Ks 67226. We look forward to serving you!

Digital & Online Banking

Additional Features

Stay organized with e-statements that provide a convenient way to keep track of your financial activity without the clutter of paper statements. And if you're someone who enjoys the convenience of mobile payments, we're working on expanding our features in the future. Our 24/7 online banking services mean you're never left waiting when you need assistance. Whether it's day or night, we're here for you. In summary, Mid American offers modern banking solutions tailored for today's busy lifestyles. Experience convenience and security like never before by signing up today!

Key Services

With our online banking services available at https://www.midamerican.coop/ , you can check your account balances, transfer money, and pay bills with just a few clicks. Our user-friendly interface ensures you can navigate effortlessly, putting you in control of your finances without any hassle. For those who prefer mobile access, our mobile application is here to help! Manage your accounts right from your smartphone, making it easier than ever to keep track of your spending and savings. Plus, you can send money directly to friends or family using our person-to-person transfer feature perfect for splitting bills or sending gifts!

Security You Can Trust

Security is our top priority. We use advanced measures to protect your personal information, ensuring that all transactions are safe and secure. Although we do not currently offer electronic signature authorization, rest assured that your data is always handled with the utmost care.

Financial Strength

A Growing Community

We're proud to support a growing community of trust. With total share accounts reaching 67,242, more members are choosing Mid American as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid American is your trusted partner. Visit us at 2993 N Webb Rd Wichita Ks 67226 or call (316) 779-0062 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $126,253,298 in share certificates and $30,960,540 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,437,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $42,565,429, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $941, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $39,417,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,340 in used auto loans and $399,717,018 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,257,380 in used vehicle loans and $70,059,758 in new vehicle loans already helping members get on the road. We make it easy to finance your dream car while ensuring that the process is straightforward and efficient.

Business Loans

For business owners, our outstanding commercial loans totaling $12,177,661 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and we're here to help you find the right financing solution tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,715,394, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, we can guide you through the process and provide competitive rates.

Refinancing Options

If you're considering refinancing any existing loans, be sure to ask about our options. We can help evaluate your current situation and determine if refinancing could save you money or lower your monthly payments. At Mid American, we're committed to providing personalized service and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at https://www.midamerican.coop/ for more information on how we can assist you with your lending needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,855,472 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to benefit your spending habits while keeping your payments manageable.

Loan Aggregator

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MID AMERICAN CREDIT UNION