Mid American Credit Union Wichita KS | Quick Personal Loans & Auto Financing

Introduction

Welcome to Mid American your trusted partner in financial growth and community support since 1936. Nestled at 2433 W 31St St S, Wichita, KS 67217, our South Branch Office is dedicated to serving the needs of over 45,653 members with a commitment to exceptional service and financial empowerment. Whether you're looking for a personal loan, mortgage options, or business banking solutions, we've got you covered. At Mid American, we take pride in our strong financial foundation, boasting total assets of $451,511,970 and total deposits of $16,230,315. With a net worth of $42,565,429, you can trust that your money is in safe hands. Our dedicated team of 113 employees, led by CEO Bradley Herzet and Board President Rebecca Bouska, is here to ensure you receive personalized attention and expert guidance every step of the way. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 2433 W 31st St S, Wichita, KS 67217-2038. We understand that your time is valuable; that's why our doors are open from 9 AM to 5 PM on weekdays and from 8 AM to 2 PM on Saturdays for drive-thru services. Our commitment goes beyond just numbers; we strive to make a positive impact in our community. From offering competitive loan rates over 24,807 loans and leases currently available to providing access to online banking services that make managing your finances easier than ever before, we are here for you. We invite you to explore our range of services designed specifically with your needs in mind. For more information or assistance, don't hesitate to reach out by calling us at 316-942-7326 or visiting our website at Mid American. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

At Mid American, we take pride in our rich history and commitment to the community. Founded in 1936, our branch has been a cornerstone of financial support and service for residents of Wichita, KS. Over the years, we have evolved alongside our members, growing to meet their needs while maintaining our core values of trust, service, and community focus. Located at 2433 W 31st St S in Wichita, our branch is easy to find. We are nestled near local landmarks that many residents recognize, making us a familiar presence in the neighborhood. With an impressive total membership of 45,653, we have established ourselves as a trusted partner for individuals and families seeking financial solutions. Our mission at Mid American is simple yet powerful: we strive to provide exceptional financial services while fostering a sense of community. We understand that banking is not just about numbers; it's about building relationships and supporting one another. Whether you need assistance with checking accounts, auto loans, or business banking services, our dedicated team is here to help you navigate your financial journey. In addition to traditional banking services, we embrace modern technology to enhance your experience. Our online banking platform makes it easy for members to manage their accounts from anywhere. We are also proud to offer mobile payments and person-to-person transfer options for added convenience. Mid American is more than just a credit union; we are deeply committed to community outreach and partnership initiatives. Our shared service center allows members from partner credit unions to access essential services through us, reinforcing the idea that together we can achieve more. While members can visit us at 2433 W 31St St S Wichita Ks 67217, official correspondence should be sent to 2433 W 31st St S, Wichita, KS 67217-2038. We welcome you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 8 AM to 2 PM at our drive-thru. As we look toward the future, we invite you to join the Mid American family. Experience firsthand how we can support your financial goals while giving back to the community we cherish. Connect with us today by calling (316) 942-7326, or learn more about membership on our website here. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Connect with Us

Have questions or want to learn more about what we offer? Feel free to call us at (316) 942-7326! Our team is here to assist you. We invite you to come by and experience the Mid American difference where your financial well-being is our top priority!

Convenient Access and Features

At Mid American, we prioritize accessibility. Our branch is equipped with features that cater to all members, including ADA-compliant entrances and ramps. Parking is ample and convenient, so you can visit us without any hassle. Plus, we offer drive-thru banking for those on the go just pull up and take care of your transactions from your vehicle.

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit your schedule: Monday through Friday from 9 AM to 5 PM. Need to visit during the weekend? Our drive-thru is open Saturday from 8 AM to 2 PM for quick and easy access.

Services Tailored for You

At our South Branch Office, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM availability and shared service center for additional convenience. While members can visit us at 2433 W 31St St S Wichita Ks 67217, official correspondence should be sent to 2433 W 31st St S, Wichita, KS 67217-2038.

Member Eligibility

At Mid American, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area surrounding 2433 W 31St St S Wichita Ks 67217, you're likely eligible to join us. Our commitment is to serve our community with personal attention and great financial products that fit your needs. Plus, as a member, you'll enjoy benefits like competitive loan rates, accessible banking services, and a friendly team ready to assist you every step of the way. To check all the specific eligibility criteria, feel free to visit our detailed page at http://www.midamerican.coop/connect/become-a-member . If you're ready to start your membership journey, opening an account is easy just head over to https://my.midamerican.coop/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (316) 942-7326. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine a bustling café that needs quick access to funds for fresh ingredients or a local retailer wanting to upgrade their payment system. Our merchant services help streamline transactions, making it easier for businesses to focus on what they do best serving their customers. Visit us at 2433 W 31St St S Wichita Ks 67217 in Wichita, KS or call us at (316) 942-7326 to discover how we can help your business thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,177,661, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services are readily available for quick withdrawals or balance checks without any hassle. Plus, with our drive-thru service at Mid American, you can take care of deposits and withdrawals quickly perfect for busy days!

Auto Loans and Vehicle Financing

Dreaming of a new car? Our auto loans make it simple and affordable to drive away in the vehicle you've always wanted. We understand that purchasing a vehicle is a significant decision, so we offer competitive rates and flexible terms to fit your budget.

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans designed to support your growth. We understand the unique challenges businesses face and aim to provide resources that facilitate success.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewards programs that let you enjoy benefits on everyday purchases. It's not just about spending; it's about making every dollar count!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. From checking balances and transferring funds to person-to-person payments, managing your money has never been easier.

Mortgage Loans and Refinancing

If you're considering buying a home or refinancing your existing mortgage, we've got you covered. Our mortgage specialists are here to guide you through the process, helping you find the best loan options that align with your financial goals.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored to support your everyday financial activities. With accounts that suit different lifestyles, you can enjoy features like easy online access and mobile banking, ensuring you can manage your finances anytime, anywhere.

Personal Loans for Every Need

Life can throw unexpected expenses your way. That's why our personal loans and debt consolidation options are available to help you manage those costs effectively. Whether it's for home improvements, medical bills, or consolidating debt, we're here to support you every step of the way.

Shared Branch Transactions

For members of partner credit unions, we offer basic shared branch transactions. This means if you're traveling or simply need access while away from home, you can still deposit or withdraw funds easily. At Mid American, we're dedicated to providing comprehensive financial solutions tailored just for you. If you're ready to take control of your financial future or have questions about our services, don't hesitate to reach out! Call us at (316) 942-7326 or visit us in person we're here to help!

Digital & Online Banking

Key Features

Visit us at https://www.midamerican.coop/ to explore all the features we offer. Our online banking service is available 24/7, allowing you to check your balance, pay bills, and transfer money with just a few clicks. You can also take advantage of e-statements, which make it easy to keep track of your finances without the clutter of paper documents. For those who need to send money quickly, our person-to-person transfer feature is perfect for splitting bills or sending funds to family and friends. And if you're on the go, don't forget to download our mobile application! It's user-friendly and gives you access to all your banking needs right from your smartphone.

Security and Ease of Use

We prioritize your security with every transaction. While we do not currently support electronic signature authorization, you can rest assured that your information is protected with advanced security measures. Plus, our mobile payments feature is set to launch soon stay tuned for more updates! With everything available at your fingertips, managing your finances has never been easier. Whether you're checking balances or making transfers, our online services are designed for ease of use and real-time account management. Experience the convenience of modern banking with Mid American today!

Financial Strength

Commitment to Innovation

With $39,417,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This investment supports our mission of helping you achieve your financial goals.

Dedicated Team

We take pride in having 110 full-time employees and 3 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Diverse Lending Capacity

Our lending capacity is evident with $13,340 in used auto loans and $399,717,018 in total loans and leases. This variety ensures that we can cater to your needs across different sectors. Our operational efficiency is also reflected in our $0, allowing us to keep offering competitive loan rates and solid financial products for you.

Growing Member Base

Total Share and Deposit Accounts stand at 67,242, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid American is your trusted partner. Visit us at 2433 W 31St St S Wichita Ks 67217 or call (316) 942-7326 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $126,253,298 in share certificates and $30,960,540 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,437,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $42,565,429, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,257,380 in used vehicle loans and $70,059,758 in new vehicle loans already helping members get on the road. Whether you're considering a reliable pre-owned vehicle or that shiny new model, we have financing options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $12,177,661 provide the capital needed to grow and expand your business ventures. We are committed to supporting local businesses by offering competitive rates and personalized service. If you're considering refinancing any existing loans or would like more information about eligibility options, don't hesitate to reach out. We're here to assist you in finding the best financial solutions tailored to your needs. For more details about our loan offerings or to speak with one of our representatives, please visit us at 2433 W 31St St S Wichita Ks 67217 in Wichita, KS, or give us a call at (316) 942-7326. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,715,394, which can be a great stepping stone into the housing market. Our friendly staff is here to guide you through the application process and answer any questions you may have.

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $4,855,472 in loans helping members manage their finances effectively. Enjoy the benefits of having access to funds when you need them without tying up collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers without hidden surprises.

MID AMERICAN CREDIT UNION