Mid American Credit Union Overland Park KS | Best Auto Loans & Business Banking

Introduction

Welcome to Mid American, your trusted financial partner located at 9201 W 87Th St, Overland Park, KS 66212. Since our establishment in 1936, we have been dedicated to serving our community with a focus on trust and reliability. With over 45,000 members, we are proud to be a cornerstone of financial support in Overland Park and the surrounding areas. At Mid American, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $451,511,970, which underscores our strength and ability to support you in achieving your financial goals. While members can visit us at our branch location, official correspondence should be sent to 8404 West Kellogg Dr, Wichita, KS 67209. We encourage you to reach out by calling 913-362-5200 for any inquiries or assistance. Our leadership team, including CEO Bradley Herzet and Board President Rebecca Bouska, is committed to fostering a welcoming environment where your financial well-being comes first. Together with our dedicated staff of 113 employees, we strive to provide exceptional service that meets the diverse needs of our community. With total deposits of $16,230,315 and cash in hand amounting to $3,431,615, we ensure that your money is safe and accessible when you need it most. Whether you're looking for loans or investment options, you can count on us for transparent guidance and competitive rates. Ready to take the next step? Visit us today or explore our services online at Mid American. Let us help you make informed financial decisions that pave the way for your future success!

Branch History & Mission

Welcome to the Mid American branch in Overland Park, KS, a place where our rich history and strong community focus come together. Since opening our doors in 1936, we have been dedicated to serving our members and fostering financial well-being. With over 45,600 members and total assets of $451511970, we have grown significantly while staying true to our mission of providing reliable financial services. Located at 9201 W 87th St, Overland Park, KS 66212, our branch is easily accessible to residents and businesses in the area. Whether you're visiting us for personal banking, auto loans, or mortgage services, you'll find a welcoming environment designed to help you achieve your financial goals. Our branch is equipped with drive-thru banking services for your convenience, allowing you to manage simple transactions swiftly. The mission of Mid American is not just about numbers; it's about people. We strive to empower our members through comprehensive financial solutions while supporting our local community. Our commitment extends beyond traditional banking; we engage in partnerships and outreach programs that make a positive impact on those around us. While members can visit us at 9201 W 87Th St Overland Park Ks 66212, official correspondence should be sent to 8404 West Kellogg Dr, Wichita, KS 67209. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 5 PM for lobby hours and extended drive-thru hours until 7 PM on weekdays. Saturdays also welcome you from 8 AM to 2 PM. In today's digital world, we've embraced technology to enhance your banking experience. From online banking and mobile applications to person-to-person payments, we're here to make managing your finances easier than ever. We are proud of our ADA-compliant facilities that ensure everyone can access our services comfortably. At Mid American, we believe in the power of community support. That's why we actively participate in local events and programs aimed at uplifting those in need. Whether it's through educational workshops or fundraising initiatives, we work hard to give back and strengthen the bonds within our community. Join us at Mid American in Overland Park and discover how we can help you achieve your financial dreams. Experience firsthand the benefits of membership and become part of a community-focused credit union that truly cares about its members. Visit us today or check out our website at midamerican.coop for more information!

Branch Location & Accessibility

Welcome to the Mid American Overland Park Branch, your friendly neighborhood credit union located at 9201 W 87th St in Overland Park, KS. We pride ourselves on being conveniently situated near local landmarks, making it easy for you to stop by whether you're running errands or just passing through. Our branch is nestled in a bustling area, close to shopping centers and parks, so you can take care of your banking needs and enjoy the day. At Mid American, we understand that accessibility is key. Our branch features ADA-compliant entryways and ample parking for all members. Whether you prefer using our drive-thru service or visiting us inside, we've made sure your experience is smooth and straightforward. For those who may need assistance, our friendly staff is always ready to help. We offer flexible operating hours for your convenience: visit us Monday through Friday from 9 AM to 5 PM, with extended drive-thru hours from 7 AM to 7 PM on weekdays and from 8 AM to noon on Saturdays. We know your time is valuable, and we're here to make banking easy. While members can visit us at 9201 W 87th St, official correspondence should be sent to our mailing address at 8404 West Kellogg Dr in Wichita, KS. If you have any questions or need assistance with our services ranging from personal banking options like checking accounts and auto loans to business services don't hesitate to give us a call at 913-362-5200. We invite you to come explore all that Mid American has to offer! Visit us today for a warm welcome and tailored financial solutions designed just for you.

Member Eligibility

At Mid American, we believe that everyone deserves the chance to join a supportive community where your financial needs come first. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in our local area, you're likely eligible for membership. We also welcome family members of current members. This means that by becoming a part of our credit union family, you'll enjoy not just excellent banking services but also the comfort of knowing that you're supported by people who care about your success. For more details on eligibility criteria, please check out our dedicated page at http://www.midamerican.coop/connect/become-a-member . Opening an account is just as easy! You can start your journey with us online by visiting https://my.midamerican.coop/enroll . If you have any questions or need assistance along the way, feel free to give us a call at (913) 362-5200. We're excited to help you take this important step toward better financial health at our branch located at 9201 W 87Th St Overland Park Ks 66212!

Business Banking & Commercial Services

Merchant Services that Empower

In addition to loans, our merchant services offer practical tools to streamline your operations. Imagine being able to accept payments quickly and securely, giving your customers a smooth shopping experience while you focus on running your business. Whether you're a local retailer or a service provider, our solutions help you manage transactions effortlessly. Visit us at 9201 W 87Th St Overland Park Ks 66212 in Overland Park, KS to learn more about how we can support your business ambitions. You can also reach out at (913) 362-5200 for personalized assistance. Together, let's pave the way for your business's future!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,177,661, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses looking for support, our Business Banking services include Merchant Services and Business Loans tailored to help your enterprise thrive. We believe in supporting the community's growth and prosperity through financial partnerships.

Cash Withdrawal Services

Need cash? Our branch offers reliable ATM & Cash Withdrawal Services, ensuring that accessing your money is quick and hassle-free. Additionally, we provide Basic Drive-Thru Banking for simple transactions such as deposits and withdrawals without leaving your car.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like Online & Mobile Banking, allowing you to manage your finances from anywhere at any time. With these tools, you can check balances, transfer funds, and pay bills all from the palm of your hand.

Personal Banking

For those who want to manage their day-to-day finances, our Personal Banking options include Checking and Savings Accounts that cater to various needs. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services make it easy to get behind the wheel. We understand that buying a home is a big step, which is why we offer Mortgage Loans & Refinancing solutions designed to fit your budget. If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation options can help ease your financial burden. Plus, don't miss out on our Credit Cards with Rewards, allowing you to earn points for every dollar spent perfect for those who enjoy travel or shopping.

Shared Branch Transactions

We also recognize that flexibility matters. That's why we facilitate Basic Shared Branch Transactions, making it easier for members of partner credit unions to conduct deposits and withdrawals at our location. At Mid American, we strive to meet the diverse financial needs of our members while offering a personal touch. For more information about our services or how we can assist you today, give us a call at 913-362-5200 or visit us online at midamerican.coop. Join us in building a brighter financial future together!

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.midamerican.coop/ , you can access your account 24/7, making it simple to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our e-statements feature allows you to receive your account statements electronically, helping you stay organized while also reducing paper waste.

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our user-friendly mobile application is available for download. While mobile payments are not currently offered, you can still enjoy features like person-to-person transfers. This makes sending money to friends or family quick and hassle-free no cash needed!

Security First

We take your security seriously. Our online banking services are designed with robust security measures to keep your information safe. Although we don't offer electronic signature authorization at this time, rest assured that all transactions conducted through our platform are protected. In summary, whether you're checking in on your accounts during lunch or transferring funds between friends after work, Mid American provides the tools you need for easy and secure banking. Explore our digital services today and experience the convenience for yourself!

Financial Strength

Commitment to Growth

With $39,417,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we support your financial goals with $13,340 in used auto loans and $399,717,018 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $126,253,298 in share certificates and $30,960,540 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,437,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $42,565,429, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With total share accounts reaching 67,242, we have built a strong and growing member base that trusts us with their finances. This trust translates into community strength as we work together towards achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid American is your trusted partner. Visit us at 9201 W 87Th St Overland Park Ks 66212 or call (913) 362-5200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,257,380 in used vehicle loans and $70,059,758 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $12,177,661 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your journey toward success. If you're interested in any of these offerings or want more information about refinancing options and eligibility criteria, please feel free to reach out. You can contact us at (913) 362-5200 or visit us at 9201 W 87Th St Overland Park KS 66212. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Mid American can help you achieve your financial dreams!

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $92,982,723. This option allows you to access funds when needed without having to go through the process of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,715,394, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,855,472 in loans helping members manage their finances effectively. These cards provide the convenience you need while offering rewards and benefits tailored to your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers, allowing users to trust the information they receive. LendMesh stands out in several ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh as a reliable resource for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MID AMERICAN CREDIT UNION