Mid American Credit Union Larned KS | Best Auto Loans & ATM Services

Introduction

Welcome to Mid American, your trusted financial partner in Larned, Kansas! Located at 114 W 5Th St, Larned, KS 67550, our credit union has been serving the community since 1936. With a strong commitment to providing exceptional service and fostering financial well-being, we proudly support over 45,653 members and manage assets totaling an impressive $451,511,970. At Mid American, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing for your next vehicle through our extensive auto loans program, we're here to help. Our total loans amount to 24,807, reflecting our dedication to empowering our members with the financial resources they need. With a solid net worth of $42,565,429 and total deposits of $16,230,315, we prioritize your financial security and growth. Our CEO, Bradley Herzet, along with Board President Rebecca Bouska, leads a dedicated team of 113 employees committed to serving you with care and expertise. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 114 W 5th St, Larned, KS 67550-3043. We invite you to explore our website at Mid American for more information on our services and how we can assist you on your financial journey. Join us today and discover why so many in Larned trust Mid American for their banking needs. Feel free to call us at 620-285-2026 during our operating hours from 8 AM to 5 PM on weekdays. We're excited to help you achieve your financial goals!

Branch History & Mission

Community Focus

At Mid American, we are deeply rooted in Larned and surrounding areas. Our commitment goes beyond banking; we actively engage with local organizations and initiatives that uplift our community. We strive to provide resources that empower individuals and families alike, ensuring that everyone has access to the tools they need for financial success. While members can visit us at 114 W 5Th St Larned Ks 67550, official correspondence should be sent to 114 W 5th St, Larned, KS 67550-3043 if different from the branch address. We invite you to experience our welcoming atmosphere during operating hours from 8 AM to 5 PM, Monday through Friday. With an ATM available for your convenience, you can access your funds anytime you need.

Join Us

As we continue this journey together, we extend an invitation for you to become part of the Mid American family. Whether you're looking for personal banking solutions or seeking support for your business endeavors, we're here to guide you every step of the way. Explore how we can help you achieve your financial goals by visiting us in person or online at https://www.midamerican.coop/ . Join us at Mid American, where your success is our mission!

Our Journey

From humble beginnings, Mid American has blossomed into a robust financial hub, boasting total assets of $451,511,970. Our growth reflects our dedication to providing exceptional service and innovative solutions tailored to the unique requirements of our community. Each milestone in our history tells a story of commitment whether it was introducing new services or expanding our outreach efforts, we've always kept our members at the heart of everything we do. Our mission is clear: we aim to enhance the financial well-being of our members while fostering community engagement and support. We believe that when our members succeed, we all thrive. This belief drives us to offer personalized banking solutions, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch features dedicated parking, making it simple for you to stop by for all your banking needs. We prioritize accessibility, ensuring that everyone can visit us comfortably. Our facilities are ADA compliant, complete with ramps and accessible entrances for those who need them. At Mid American, we're here to help you during our friendly operating hours from 8 AM to 5 PM, Monday through Friday. Whether you're looking to open a new account or have questions about our services, our knowledgeable staff is always available to assist you.

Get in Touch

We invite you to come by our branch or give us a call at 620-285-2026 if you have any questions or need assistance. At Mid American, we look forward to helping you achieve your financial goals!

Services Designed for You

Here at our Larned location, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. While members can visit us at 114 W 5th St, official correspondence should be sent to the same address. And if you're part of another credit union, take advantage of our shared service center offerings for basic transactions such as deposits and withdrawals.

Member Eligibility

At Mid American, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're wondering how to become part of this supportive community, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you can easily join us if you're connected to Larned or surrounding communities. Plus, once you're a member, you'll enjoy access to a range of services designed to help you thrive financially. To get started on your journey with us, just visit our website for more detailed eligibility criteria at http://www.midamerican.coop/connect/become-a-member . When you're ready to open an account, the process is straightforward just head over to https://my.midamerican.coop/enroll and follow the easy steps. If you have any questions or need assistance, don't hesitate to reach out at (620) 285-2026. We can't wait to welcome you to Mid American at 114 W 5Th St Larned Ks 67550!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline payment processing. Imagine a local café effortlessly accepting credit card payments while managing daily transactions with ease. Our services help you focus on what matters serving your customers and growing your business. Visit us at 114 W 5Th St Larned Ks 67550 in Larned, KS, or call us at (620) 285-2026 to discover how we can partner with you on your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,177,661, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, Mid American offers essential services such as merchant services and business loans to help you grow and thrive. We recognize how important it is for entrepreneurs to have access to reliable banking support.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few clicks or taps on your device. Our ATM and cash withdrawal services ensure that accessing your cash is quick and hassle-free.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options including checking and savings accounts designed to help you manage your money effectively. For those looking to purchase a vehicle, our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel. If you're in need of a home, our mortgage loans and refinancing options can guide you through the process of buying or refinancing your property. We also understand that life can throw unexpected challenges your way. That's why our personal loans and debt consolidation services are available to help you regain control over your finances. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Shared Branch Transactions

We also offer basic shared branch transactions for partner credit union members. This means that whether you need to make deposits or withdrawals, you can do so easily even if you're away from our branch. At Mid American, we want banking to fit into your life seamlessly. With dedicated staff ready to assist you at our branch in Larned, KS, we're here to answer any questions you may have about our services or help with account setup. If you're ready to take advantage of these offerings or learn more about becoming a member, don't hesitate to reach out! Call us at 620-285-2026 or visit us online at midamerican.coop. We look forward to serving you!

Digital & Online Banking

Key Features

For those moments when you need to send money quickly, our person-to-person transfer option lets you send funds to friends or family with just a few clicks. While electronic signature authorization isn't available yet, we're committed to ensuring that all your transactions remain secure. If you're always on the go, our mobile application makes banking even more convenient. Easily download it and enjoy features like checking account activity and transferring funds right from your smartphone. Even though mobile payments aren't offered at this time, you can still manage everything else through our app. In summary, Mid American is dedicated to providing a user-friendly experience for all your banking needs. Whether you're using our online services or the mobile app, you'll find that accessing your finances is straightforward and secure. We invite you to take advantage of these tools today!

Financial Strength

Investment in Growth

With $39,417,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,340 in used auto loans and $399,717,018 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $126,253,298 in share certificates and $30,960,540 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,437,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 110 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $42,565,429, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand strong at 67,242, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid American is your trusted partner. Visit us at 114 W 5Th St Larned Ks 67550 or call (620) 285-2026 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,257,380 in used vehicle loans and $70,059,758 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates to make financing your vehicle as straightforward as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,715,394, make buying or refinancing simple. Whether you're looking for your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Other Loan Options

In addition to these popular products, we provide various personal loan options and business financing solutions. For business owners, our outstanding commercial loans totaling $12,177,661 provide the capital needed to grow and expand. Furthermore, if you're interested in credit lines for unexpected expenses or emergencies, we offer credit line loans amounting to $92,982,723.

Refinancing Options

If you're considering refinancing any of your existing loans or are unsure about eligibility requirements for our various products, please don't hesitate to reach out. Our team can help determine the best fit for your financial situation. For more information on how our loan offerings can benefit you or to explore eligibility options further, visit us at Mid American or give us a call at (620) 285-2026. Our branch is located at 114 W 5Th St Larned Ks 67550 in Larned, KS. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,855,472 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without the need for collateral.

Loan Aggregator

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MID AMERICAN CREDIT UNION - Larned, KS