Michigan United Credit Union Warren MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Michigan United, your trusted partner in financial services, located at 30160 Van Dyke Ave, Warren, MI 48093. Since our establishment in 1931, we have proudly served our community and built lasting relationships with our 24,102 members. With a strong focus on member satisfaction, we strive to provide comprehensive banking solutions tailored to meet your needs. At Michigan United, we are not just a credit union; we are a part of your community. Our commitment is reflected in our robust financial standing, boasting total assets of $337,183,326 and total deposits amounting to $12,973,696. With over 14,865 loans granted and a net worth of $36,462,588, we ensure that you have access to the resources necessary for achieving your financial goals. While members can visit us at our branch location in Warren, official correspondence should be sent to our mailing address: 576 E Lincoln St, Birmingham, MI 48009-1757. Our dedicated team of 80 employees, led by CEO Andrew Staley and Board President Richard Perry, is here to assist you with personal banking services including checking and savings accounts, auto loans, mortgage options, and more. We invite you to experience the difference that comes with being a member of Michigan United. Whether you're looking for convenient online banking or face-to-face assistance, we are committed to providing exceptional service every step of the way. Feel free to reach out to us at 586-573-4110 or visit our website at michiganunitedcu.org for more information. Join us today and discover how Michigan United can help you achieve your financial aspirations!

Branch History & Mission

Michigan United has a rich history that stretches back to 1931, when it first opened its doors to serve the community in Warren, MI. Over the decades, this credit union has grown significantly, currently boasting a membership of over 24,000 individuals. From its humble beginnings, Michigan United has evolved into a trusted financial institution with total assets reaching an impressive $337,183,326. Located at 30160 Van Dyke Ave, Warren, MI 48093, our branch is easily accessible and is near several local landmarks that highlight the vibrant spirit of our community. Our mission at Michigan United is simple yet profound: to provide exceptional financial services while supporting and uplifting our members and the communities we serve. We believe that everyone deserves access to financial opportunities that can improve their lives. As a member-focused credit union, we prioritize not only your financial needs but also your overall experience. Whether you are looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, our dedicated team is here to help. We also offer business banking services to support local entrepreneurs in their ventures. While members can visit us at 30160 Van Dyke Ave, official correspondence should be sent to 576 E Lincoln St, Birmingham, MI 48009-1757 if needed. Our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM. We proudly offer ATM access and drive-thru banking for your convenience. At Michigan United, we embrace digital advancements to make banking easier for you. Enjoy online and mobile banking services along with features like person-to-person payments. We're committed to making sure our facilities are ADA compliant so that everyone feels welcome. Our outreach efforts extend beyond just providing financial products; we actively engage with the community through partnerships and initiatives aimed at helping those in need. This reflects our belief that strong communities lead to successful members. If you're looking for a credit union that truly cares about your financial wellbeing and offers a range of services tailored just for you, look no further than Michigan United. Join us today and experience firsthand the benefits of being part of a community-oriented credit union! For more information or to become a member, visit our website at Michigan United or call us at 586-573-4110.

Branch Location & Accessibility

Connect With Us

For any questions or assistance, feel free to give us a call at 586-573-4110. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address at 576 E Lincoln St, Birmingham, MI 48009-1757. We invite you to come in and experience the welcoming atmosphere of Michigan United. Let us help you achieve your financial goals!

Easy Access and Amenities

Our branch is designed with accessibility in mind. Whether you're visiting us for personal banking or to inquire about our range of services, you'll find our facilities ADA compliant, complete with ramps and ample parking. Plus, if you prefer not to step inside, our drive-thru service allows you to complete basic transactions without leaving your vehicle.

Operating Hours and Services

We're open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM, giving you plenty of time throughout the week to stop by. At Michigan United, we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our shared service center also allows members of partner credit unions to access their accounts conveniently.

Member Eligibility

At Michigan United, we believe that joining our community is a step towards achieving your financial goals, and becoming a member is easier than you might think. To be eligible, you simply need to live, work, or worship in the areas we serve or have family ties to an existing member. This inclusive approach means more people can benefit from the personalized services and support we offer. Our members enjoy advantages like competitive rates on loans and savings, access to financial education resources, and a commitment to community development. If you're ready to take the next step, opening an account at Michigan United is straightforward. You can start the process online by visiting our account opening page at https://loans.itsme247.com/231/home/start . For any questions or to get more information about membership eligibility, feel free to call us at (586) 573-4110. We're here to help you every step of the way! For detailed criteria, check out our resource at . Join us today and experience the benefits of being part of a supportive credit union community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine having an easy way for your customers to pay, whether they're using cards or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations. Our services ensure you can focus on what matters most growing your business. Visit us at 30160 Van Dyke Ave Warren Mi 48093 in Warren, MI, or call us at (586) 573-4110 to learn more about how we can help you achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,685, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans, designed to support your growth and operational needs.

Convenient Access Points

To ensure that banking with us is always easy, we provide several access points for your convenience. You can visit our drive-thru for quick transactions like deposits and withdrawals without leaving your car. Our branch also offers basic shared branch transactions for members of partner credit unions, allowing them to perform deposits and withdrawals seamlessly. With an ATM available at our location, withdrawing cash or checking your balance is hassle-free too.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. Whether you want to check balances or transfer funds, everything is just a few clicks away. Additionally, our person-to-person payment feature makes sending money as easy as sending a text message!

Get Started Today!

If you're ready to experience the Michigan United difference, don't hesitate to reach out! Call us at 586-573-4110 or visit us online at michiganunitedcu.org. We're here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM. Join us today and take advantage of all the financial services tailored just for you!

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking options are flexible and user-friendly. For those considering a new vehicle, we offer competitive auto loans and vehicle financing to help you hit the road without breaking the bank. If buying a home is on your radar, our mortgage loans and refinancing options can make the process smooth and straightforward. Sometimes life throws curveballs that require extra cash. Our personal loans and debt consolidation services are available to provide financial relief when you need it most. Plus, with our credit cards featuring rewards, you can earn benefits while managing your expenses.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds anytime you need. With our electronic signature authorization feature, signing documents has never been simpler. You can complete transactions safely without needing to visit a branch. For those who prefer paperless options, we offer e-statements that let you keep track of your finances without the clutter of paperwork. You'll receive statements directly in your inbox, making it easy to stay organized. If you're always on the move, you'll appreciate our mobile application. It gives you all the power of online banking right at your fingertips. With just a few taps, you can manage your accounts and even send money to friends or family through our person-to-person transfer feature.

User-Friendly Experience

We prioritize your security while ensuring that every feature is user-friendly. Whether you're logging in from a computer or using our mobile app, rest assured that your information is protected with top-notch security measures. At Michigan United, we believe managing your money should be accessible and straightforward. With our digital banking services, you can enjoy real-time account management without any hassle. Start exploring all that we offer by visiting us online today!

Financial Strength

Commitment to Innovation

With $10,848,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,833 in used auto loans and $212,141,956 in total loans and leases.

Growing Member Trust

Total Share Accounts stand at 42,828, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $291,152, further illustrating our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan United is your trusted partner. Visit us at 30160 Van Dyke Ave Warren Mi 48093 or call (586) 573-4110 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $45,796,130 in share certificates and $68,566,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,490,856, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $36,462,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $91,115,463 in used vehicle loans and $44,748,524 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a new model or a reliable used vehicle, we can guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $413,685 provide the capital needed to grow and expand your operations. We understand that having access to funds can make all the difference in reaching your business objectives. Additionally, if you're interested in refinancing any existing loans or checking eligibility options for any of our products, please don't hesitate to ask our staff for guidance. We strive to make the borrowing experience as straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Michigan United Credit Union, we're committed to helping you navigate your financial journey with ease and confidence. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,175,948. These products are tailored to fit various budgets and situations perfect for first-time buyers or those looking to refinance their existing mortgage.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $5,506,078 in loans available, our credit cards help members manage their finances effectively while enjoying rewards on their purchases.

Loan Aggregator

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MICHIGAN UNITED CREDIT UNION