Michigan United Credit Union Lake Orion MI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Michigan United, your trusted financial partner located at 350 N Park Blvd, Lake Orion, MI 48362. Established in 1931, we have been serving our community for over 90 years, providing a range of services designed to help our members achieve their financial goals. With a total membership of 24,102 and assets exceeding $337 million, we pride ourselves on fostering a strong sense of community and offering personalized banking solutions. At Michigan United, we understand that every member's needs are unique. Whether you're looking for a reliable checking account, financing for your next vehicle, or support for your business ventures, we have you covered. Our total loans and leases stand at 14,865, and we manage deposits totaling $12,973,696 a testament to the trust our members place in us. Our dedicated team is led by CEO Andrew Staley and Board President Richard Perry, both committed to ensuring that you receive exceptional service with every interaction. We employ around 80 staff members, all working diligently to make banking easier and more accessible for you. While members can visit us at our branch for personal assistance, official correspondence should be sent to the same address: 350 N Park Blvd, Lake Orion, MI 48362-3150. Ready to experience the Michigan United difference? Reach out to us today at 248-814-4000 or explore our website at michiganunitedcu.org to learn more about how we can support your financial journey!

Branch History & Mission

Community Focus

While members can visit us at 350 N Park Blvd, official correspondence should be sent to 350 N Park Blvd, Lake Orion, MI 48362-3150. Our branch features convenient amenities like ATM availability and drive-thru banking for quick service during your busy day. With operating hours tailored to fit your schedule Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM we are here when you need us most.

Join Us Today

We invite you to become part of the Michigan United family. Experience firsthand the benefits of membership with access to personalized financial solutions designed with you in mind. Together, let's build a brighter future for ourselves and our community. Visit us today or explore more about what we offer at Michigan United. Call us at 248-814-4000 if you have any questions or need assistance; we're always here to help!

Our Mission

The mission of Michigan United is simple yet profound: to empower individuals and families through accessible financial services while supporting local initiatives that enhance the quality of life in Lake Orion and beyond. We believe that everyone deserves a fair chance at financial stability, which is why we offer a range of services from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking. Our commitment goes beyond just banking. We actively participate in community outreach programs and partnerships aimed at uplifting those around us. Whether it's hosting financial literacy workshops or supporting local charities, we strive to make a positive impact in every way possible.

Branch Location & Accessibility

Connect With Us

Our dedicated team at Michigan United is here to help you every step of the way. Whether you're looking for financial advice or need assistance with your accounts, don't hesitate to reach out! You can contact us at (248) 814-4000 for any questions or inquiries. We invite you to drop by our Lake Orion branch today let's work together towards achieving your financial goals!

Nearby Landmarks and Accessibility

Our branch is nestled in the vibrant heart of Lake Orion, close to local favorites like the scenic Orion Oaks County Park and just a short drive from the bustling downtown area. If you're driving, you'll find ample parking available right outside our doors. We pride ourselves on being accessible to all members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours and Services Offered

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Our team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Additionally, we provide ATM services and drive-thru banking for quick transactions on-the-go. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 350 N Park Blvd, Lake Orion, MI 48362-3150.

Member Eligibility

At Michigan United, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're here to help you with everything from checking accounts to auto loans and more, all while providing the personal touch you won't find at larger banks. For detailed eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is a breeze! You can start the process online by visiting https://loans.itsme247.com/231/home/start , or give us a call at (248) 814-4000 if you have any questions. Our friendly team at 350 N Park Blvd Lake Orion Mi 48362 is excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,685, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly at your store or online. Our merchant services provide you with the tools to process transactions easily, ensuring you never miss a sale. From point-of-sale systems to mobile payment options, we make it simple for you to serve your customers efficiently. Located conveniently at 350 N Park Blvd Lake Orion Mi 48362 in Lake Orion, MI, our team is ready to help you explore how we can assist your business. Reach out to us at (248) 814-4000 and let's discuss your financial goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new car, our auto loans and vehicle financing options can help make your dream a reality. We offer competitive rates that can ease the financial burden while ensuring you drive away with the vehicle you love. Our application process is straightforward, allowing you to get pre-approved quickly so you can focus on choosing your next ride.

Business Banking Services

For local business owners, we offer specialized business banking services, including merchant services and business loans tailored to help you grow. You can count on us for support as you navigate the challenges of running a business.

Convenient Access Options

We know convenience matters, so we've included several ways for you to access banking services easily. Our branch features an ATM for cash withdrawals, along with basic drive-thru banking services for quick transactions like deposits and withdrawals. Plus, we participate in shared branching so members from partner credit unions can handle their transactions effortlessly at our location. At Michigan United, we're committed to providing easy access and exceptional service at every touchpoint. Have questions? Give us a call at 248-814-4000, or visit us today! We look forward to helping you achieve all of your financial dreams!

Credit Cards with Rewards

Our credit cards with rewards not only provide a convenient payment option but also offer perks that let you earn points on everyday purchases. Picture using those points for travel or shopping sprees it's all about making your spending work for you!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through every step of the process. Imagine hosting family gatherings in your own backyard our dedicated mortgage team will help turn that vision into reality.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we provide various checking and savings accounts designed to fit any lifestyle. Whether you're saving for a vacation or just need a reliable account for daily expenses, our options are flexible and user-friendly. Imagine being able to check your balance or make transfers anytime through our online and mobile banking platforms. With features like electronic statements and person-to-person payments, managing your money has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. If you're facing high-interest debt, consider our debt consolidation options to simplify your finances and potentially lower your monthly payments. We want to help ease your stress during tough times.

Digital & Online Banking

Key Features

With e-statements available, you can view your financial statements online anytime without the clutter of paper. This means less hassle for you and a more eco-friendly way to manage your finances! If you're ever in need of cash or want to send money to a friend, our person-to-person transfer feature makes it easy and quick. For those who prefer mobile banking, our user-friendly mobile application ensures that all these services are available right on your smartphone. Although we don't currently offer mobile payments, you can still enjoy the benefits of managing your accounts efficiently through our app. Accessibility is at the heart of what we do at Michigan United. Whether you're at home or out running errands, our online banking gives you real-time account management so you can keep track of your finances effortlessly. Plus, with secure logins and updated protection measures, you can rest easy knowing that your information is safe with us. Join us today and experience how easy banking can be with Michigan United! For more information on our digital services, visit https://michiganunitedcu.org/ or give us a call at (248) 814-4000. Your financial journey starts here!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 42,828, showing a strong and growing member base that trusts us with their finances. Our community continues to grow because of the relationships built on trust and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan United is your trusted partner. Visit us at 350 N Park Blvd Lake Orion Mi 48362 or call (248) 814-4000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing Back into You

With $10,848,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to keep improving the services you rely on. We also support your financial goals with $4,833 in used auto loans and $212,141,956 in total loans and leases. Whether you're looking to buy a car or invest in a home, we've got the capacity to help make it happen.

Member-Focused Savings

Members' savings are secured through $45,796,130 in share certificates and $68,566,068 in money market shares, offering stable and rewarding financial growth opportunities. Your savings matter to us, and we want to see them grow securely. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed just for you.

Operational Efficiency

Our $1,490,856 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to manage our resources effectively so that you can benefit from every service we provide. We also take pride in having 79 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Together, we work hard to meet your needs promptly and professionally.

Our Financial Health

With a net worth of $36,462,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for fostering trust and confidence among our members. Our net worth ratio of $1,081 demonstrates a robust capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We're here for you today and tomorrow.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,115,463 in used vehicle loans and $44,748,524 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $413,685 provide the capital needed to expand operations or invest in new ventures. We are committed to supporting local businesses in achieving their dreams. We also understand that refinancing options may be beneficial for many borrowers looking to lower their monthly payments or change loan terms. If you're interested in exploring eligibility options for any of our loan products or refinancing possibilities, don't hesitate to reach out. For more information about our loan offerings or to start your application process today, please visit us at Michigan United or call us at 248-814-4000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come see how Michigan United can help you navigate your financial journey!

Credit Lines and Personal Loans

For those who prefer flexibility in their finances, we offer credit lines totaling $66,759,730 to help manage unexpected expenses or consolidate debt. Additionally, our unsecured credit card loans amounting to $5,506,078 allow members to handle their purchases conveniently while enjoying various benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,175,948, make buying or refinancing simple. We can guide you through the process of securing a mortgage that aligns with your financial situation and future plans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every loan offer displayed is fair and transparent, giving users confidence in their choices.

MICHIGAN UNITED CREDIT UNION - Lake Orion, MI