Michigan United Credit Union Holly MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Michigan United at our Holly branch, located at 15156 N Holly Rd, Holly, MI 48442. Since our establishment in 1931, we have been dedicated to providing exceptional financial services to our community. With a robust membership of over 24,000 members, we pride ourselves on fostering a friendly and supportive environment where everyone feels valued. At Michigan United, we understand the importance of trust when it comes to your finances. That's why we manage total assets of $337,183,326 and maintain a net worth of $36,462,588, ensuring that your money is safe and sound with us. Our commitment goes beyond numbers; it reflects our dedication to helping you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. You can easily access our services not just at our physical location but also through online banking options tailored for your convenience. If you prefer face-to-face interactions, visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 15156 N Holly Rd, official correspondence should be sent to the same address as well. Feel free to reach out by phone at 248-634-9061 for any inquiries or assistance. Our leadership team, including CEO Andrew Staley and Board President Richard Perry, is committed to ensuring that Michigan United remains a pillar of support in the community. We invite you to join us as we continue this journey together toward financial wellness. Explore what we have to offer by visiting our website at Michigan United or stop by our branch today!

Branch History & Mission

Community Impact

Over the years, Michigan United has formed valuable partnerships with local organizations to foster community development. We work tirelessly on initiatives aimed at improving financial literacy among youth and providing support for local charities. These efforts reflect our belief that a strong community enhances the well-being of every member within it.

Join Us Today!

As we continue this journey together, we invite you to experience the benefits of being part of Michigan United. Join our growing family today and discover how our tailored financial solutions can support your dreams. Call us at 248-634-9061 or visit us online at Michigan United for more information. Together, let's build a brighter future!

Our Journey

From our humble beginnings nearly a century ago, Michigan United has been dedicated to fostering financial wellness for all. What started as a small local credit union has transformed into a trusted institution in Oakland County. As we expanded our services and embraced new technologies, we remained true to our mission: to provide exceptional financial services while promoting community engagement and support. Our members can easily access a variety of services, including personal banking accounts, auto loans, mortgages, and business banking solutions. We also offer online banking and mobile applications that make managing finances simple and convenient. With an ATM on-site and drive-thru banking available, we strive to ensure that our members receive prompt assistance whenever they need it.

Our Mission

At the heart of Michigan United is our commitment to empower individuals and families through financial education and resources. We believe that everyone deserves access to fair financial products that help them achieve their goals. Our mission extends beyond traditional banking; we actively engage in community outreach programs designed to uplift those around us. While you can visit us at 15156 N Holly Rd, official correspondence should be sent to 15156 N Holly Rd, Holly, MI 48442-1139 if necessary. Our operating hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Connect With Us

Ready to experience exceptional service? Visit us at Michigan United today! If you have any questions or need assistance before your visit, feel free to give us a call at 248-634-9061. We can't wait to serve you!

Easy Access and Nearby Landmarks

When you visit us, you'll find ample parking available right outside our doors, ensuring your trip is hassle-free. We're proud to be an ADA-compliant facility, featuring ramps and accessible entrances for all our members. If you're in the area, keep an eye out for nearby landmarks such as the beautiful Holly Recreation Area it's a great spot to enjoy nature after your visit!

Operating Hours Designed for You

At Michigan United, we understand that life can get busy. That's why we offer flexible banking hours! You can come by Monday through Thursday from 9 AM to 5 PM, Fridays until 5:30 PM, and Saturdays from 9 AM to 1 PM. We aim to make your banking experience as convenient as possible.

Services Tailored Just for You

Inside our branch, you'll discover a range of services designed with your needs in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we have everything under one roof. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car. Don't forget we also provide shared services for members of partner credit unions. If you're ever in need of cash on-the-go, you'll appreciate that we have an ATM available on-site for your convenience.

Member Eligibility

Becoming a member of Michigan United is like joining a family that truly cares about your financial well-being. Located at 15156 N Holly Rd Holly Mi 48442, we warmly welcome anyone who lives, works, or worships in our community. If you have family members who are already part of our credit union, you can join too! Our goal is to create a supportive space where you can access great financial products and services tailored just for you. For more detailed information on eligibility criteria, feel free to check out this helpful resource: . Getting started is easy! You can open an account online by visiting https://loans.itsme247.com/231/home/start or simply give us a call at (248) 634-9061 if you have any questions. We're here to help guide you through the process and make sure your transition into membership is smooth and enjoyable. Join us today and take advantage of all the benefits we offer at Michigan United!

Business Banking & Commercial Services

Merchant Services That Work

Imagine making every transaction easier for your customers while keeping your cash flow smooth. Our merchant services offer tools that help you accept payments seamlessly, whether in-person or online. This allows you to focus on what matters most growing your business. Visit us at 15156 N Holly Rd Holly Mi 48442 or call us at (248) 634-9061 to learn more about how our business banking and commercial services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,685, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we understand the unique challenges you face. That's why we offer Business Banking solutions that include Merchant Services for seamless payment processing and Business Loans to help grow your enterprise. Our team is here to support you with tailored advice and solutions.

Convenient Digital Banking

We know convenience is key in today's fast-paced world. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Access your balance, transfer funds, and pay bills with just a few taps on your smartphone or computer. You can also take advantage of our ATM & Cash Withdrawal Services, available at various locations for easy access to cash when you need it.

Credit and Rewards

Enhance your purchasing power with our Credit Cards with Rewards. Enjoy benefits like cashback and points for travel or shopping while building your credit score. With every swipe, you earn rewards that can be redeemed for great perks.

Drive-Thru and Shared Services

Need quick service? Our basic drive-thru banking enables you to handle deposits, withdrawals, and other simple transactions without leaving your car. Plus, if you're a member of partner credit unions, our shared branch transactions allow you to make deposits and withdrawals as well. At Michigan United, we believe that banking should be straightforward and user-friendly. Whether you're visiting us in person or accessing services online, we're here to help you every step of the way. For more information about how we can assist you or to speak with a member service representative, please call us at 248-634-9061 or visit our website at michiganunitedcu.org. We look forward to serving you!

Personal Banking Services

When it comes to personal finance, we offer an array of services designed to help you manage your money effectively. Open a Checking or Savings Account that suits your lifestyle whether you're saving for a big purchase or managing daily expenses. For those considering a new vehicle, our Auto Loans & Vehicle Financing can make your dream car more affordable with competitive rates and flexible terms. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options. We provide guidance through every step of the mortgage process, ensuring you find the right loan for your needs. Additionally, our Personal Loans & Debt Consolidation services can assist in simplifying your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and packed with features to help you stay on top of your financial goals. You can easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application available, you can manage your money right from your smartphone. If you prefer going paperless, we provide e-statements for all accounts. This not only helps you keep track of your finances but also contributes to a more sustainable environment. For those who need quick access to funds, our person-to-person transfer feature allows you to send money directly to friends and family without any hassle.

Security and Accessibility

Security is at the forefront of everything we do. Our electronic signature authorization makes signing documents quick and safe, while our online banking system uses advanced encryption technology to protect your personal information. You can feel confident knowing that your data is secure as you manage your finances. Whether you're making a payment or checking your balance, our digital banking services are designed for ease of use. We want every member to feel empowered when it comes to managing their money in real-time. In summary, Michigan United is committed to providing accessible and secure digital banking solutions that cater to the needs of our members. Explore all these features today by visiting https://michiganunitedcu.org/ , and take control of your financial journey!

Financial Strength

A Committed Team Here for You

We also take pride in having 79 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is essential in delivering personalized service and support tailored to your unique needs.

Dedicated to Serving You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $10,848,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Growing Together

Total Share Accounts stand at 42,828, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $291,152, which further underscores our commitment to fostering a healthy financial environment for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan United is your trusted partner. Visit us at 15156 N Holly Rd Holly Mi 48442 or call us at 248-634-9061 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Members' savings are secured through $45,796,130 in share certificates and $68,566,068 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your funds is what sets us apart from traditional banks.

Solid Financial Health

With a net worth of $36,462,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $48,330 in used auto loans and a total of $212,141,956 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our net income of $1,490,856 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're considering refinancing your current loans or want to explore eligibility options for any of our products, please don't hesitate to reach out. Our knowledgeable team is ready to assist you in finding the best solutions for your financial situation. For more information about our loan offerings or to start an application process today, feel free to contact us at (248) 634-9061, or visit us at 15156 N Holly Rd Holly MI 48442. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,115,463 in used vehicle loans and $44,748,524 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, we have financing solutions that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $413,685 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your journey with tailored lending solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,175,948, make buying or refinancing simple. We provide personalized guidance throughout the entire process to ensure you find the right mortgage that suits your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,506,078 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to credit when you need it.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps in making informed choices. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working with verified financial institutions, LendMesh guarantees that all loan offers are accurate and reliable.

MICHIGAN UNITED CREDIT UNION