Michigan United Credit Union Auburn Hills MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Michigan United, your trusted partner in financial well-being since 1931. Located at 3501 Hamlin Rd, Auburn Hills, MI 48326, we have proudly served our community for over 90 years, helping our 24,102 members achieve their financial goals. With total assets reaching an impressive $337,183,326, we are committed to providing a range of services designed to meet your needs from personal banking and auto loans to business financing. At Michigan United, we believe that strong community ties foster trust and reliability. That's why our dedicated team of 80 employees, led by CEO Andrew Staley and Board President Richard Perry, works tirelessly to ensure that every member feels valued and understood. We know that financial decisions can be overwhelming, which is why we're here to simplify the process and provide personalized solutions tailored just for you. While you can visit us at our branch location for all your banking needs, please direct any official correspondence to our mailing address: 3501 Hamlin Rd, Auburn Hills, MI 48326. We understand that financial health is about more than just numbers it's about building relationships within our community. With total deposits amounting to $12,973,696 and a net worth of $36,462,588, we're not just a credit union; we're a part of your journey toward financial empowerment. Join us today at Michigan United! Whether you're looking for a new savings account or considering a loan, our team is ready to assist you. Call us at 248-814-4000 or visit our website at michiganunitedcu.org to learn more about how we can help you thrive financially!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; it's about being part of something bigger. We actively engage in community outreach programs that aim to uplift those around us. From sponsoring local events to supporting charities focused on education and wellness, Michigan United believes in giving back. If you're looking for a credit union that puts its members first and cares about your financial future as much as you do, consider joining Michigan United today! Experience firsthand the benefits of membership with us your journey toward financial empowerment starts here. For more information or to become a member today, visit us at Michigan United or give us a call at 248-814-4000. Join us as we continue to grow together!

Our Mission

At Michigan United, our mission is clear: to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to quality banking products and personalized service. That's why we offer a range of options including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our focus is not only on meeting your financial needs but also on building lasting relationships. We are here for you during significant life events whether you're buying your first home or planning for retirement. Each interaction is guided by our core values: integrity, respect, and dedication. While members can visit us at our branch location on Hamlin Rd for all their banking needs during our operating hours (Monday-Thursday from 9 AM to 5 PM and Friday until 5:30 PM), official correspondence should be sent to the same address: 3501 Hamlin Rd, Auburn Hills, MI 48326.

Our Story

From our original location at 3501 Hamlin Rd, Auburn Hills, MI 48326, we have witnessed significant changes in the financial landscape. Our journey began during a time when local communities needed accessible banking solutions. As we embraced innovation and technology, we expanded our services to meet the evolving needs of our members. Today, with total assets reaching an impressive $337,183,326, Michigan United stands as a beacon of stability and trust. We take pride in our commitment to the community. Whether it's through educational workshops or partnerships with local organizations, we strive to make a positive impact in Auburn Hills and beyond. Our headquarters remain here in Auburn Hills, where we continuously look for ways to enhance our offerings while ensuring that every member feels valued and supported.

Branch Location & Accessibility

Welcome to Michigan United, your friendly neighborhood credit union located at 3501 Hamlin Rd in beautiful Auburn Hills, MI. Our branch is easy to find and conveniently situated near popular landmarks, making it a breeze for you to visit us. Just a short drive from the bustling Great Lakes Crossing Outlets, our location offers ample parking space, ensuring your trip is as smooth as possible. At Michigan United, we prioritize accessibility for all members. Our branch is fully ADA-compliant, featuring ramps and designated parking spots for those who need extra assistance. Whether you're coming in for personal banking services or simply stopping by with questions, we're here to help. Our operating hours are designed to fit your busy schedule. We welcome you Monday through Thursday from 9 AM to 5 PM and on Friday until 5:30 PM. If you need to reach us outside of these hours, feel free to give us a call at 248-814-4000. Our team is always ready to assist with your financial needs! While members can visit us at our physical location, official correspondence should be sent to the same address: 3501 Hamlin Rd, Auburn Hills, MI 48326. We also offer shared services for partner credit union members, making it easier than ever for you to conduct basic transactions like deposits and withdrawals. Please note that while we currently do not have ATM or drive-thru banking available at this branch, our staff is dedicated to providing personal service inside the branch. So whether you're interested in checking and savings accounts, auto loans, or business banking solutions, you'll find everything you need right here. We invite you to stop by Michigan United today! Experience our commitment to excellent service firsthand our friendly team looks forward to meeting you!

Member Eligibility

At Michigan United, we believe that everyone deserves a place in our supportive community. If you're looking to become a member, you'll be pleased to know that eligibility is open to many! Generally, anyone who lives, works, or worships in the area can join us. We also welcome family members of existing members, making it easy for you and your loved ones to access our wide range of financial services. Being part of Michigan United means enjoying personalized service and competitive rates on loans and savings products. To find out more about specific eligibility requirements, feel free to visit our website at . Getting started is simple! You can open an account by visiting us at our branch located at 3501 Hamlin Rd Auburn Hills Mi 48326, or you can conveniently begin the process online through this link: https://loans.itsme247.com/231/home/start . If you have any questions, don't hesitate to reach out at (248) 814-4000. We're here to help you take the first step toward joining our wonderful community!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $413,685, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business smoothly while accepting payments from customers effortlessly. Our merchant services simplify payment processing, so you can focus on what matters most growing your business. With easy-to-use tools and dedicated support, you'll spend less time worrying about transactions and more time serving your customers. Located at 3501 Hamlin Rd Auburn Hills Mi 48326 in Auburn Hills, MI, our team is ready to partner with you on your journey to success. For more information, feel free to reach us at (248) 814-4000. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized support through our business banking services. From merchant services that simplify payment processing to various business loans, we're here to help you grow and succeed.

Convenient Digital Banking Features

We understand that modern life demands convenience. That's why we've invested in robust online and mobile banking capabilities. With easy access to your accounts anytime, anywhere, managing your finances has never been simpler. You can also enjoy features like person-to-person payments for quick transfers between friends and family.

Personal Banking Services

When it comes to managing your day-to-day finances, our personal banking options are tailored just for you. With checking and savings accounts, you can easily keep track of your money while earning competitive interest rates. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing solutions can help you drive away with confidence. Do you have bigger dreams like owning a home? Our mortgage loans and refinancing services are designed to make homeownership accessible and stress-free. Plus, if you're dealing with debt, our personal loans and debt consolidation options can provide the relief you need. Don't forget about our credit cards with rewards! They offer more than just purchasing power; they come with benefits that can enhance your everyday spending.

Shared Branch Transactions

As part of our commitment to community banking, we also provide basic shared branch transactions. If you're a member of partner credit unions, you can make deposits and withdrawals at our branch without any hassle. No matter which service you choose, rest assured that at Michigan United, we're dedicated to providing exceptional customer service every time you visit us at our branch located at 3501 Hamlin Rd Auburn Hills MI 48326. If you have questions or want to learn more about how we can assist you, don't hesitate to call us at 248-814-4000. We're here for you! Explore all that we have to offer today your financial future starts with us!

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://michiganunitedcu.org/ , you can check your account balance, transfer funds, and pay bills whenever it suits you. No more waiting in line or rushing to the bank before it closes your finances are just a tap away!

Person-to-Person Transfers Made Easy

Need to send money to a friend? Our person-to-person transfer feature makes it simple. You can quickly send or receive funds without any hassle, ensuring that you're always connected financially with those who matter most.

Security You Can Trust

Your security is our priority. We implement robust measures to protect your personal information while you enjoy the benefits of online banking. From secure logins to encrypted transactions, rest assured that your data is safe with us. In summary, Michigan United offers an array of digital banking options that enhance accessibility and ease-of-use for all members. Dive into modern banking today by visiting https://michiganunitedcu.org/ and experience the freedom of managing your finances anytime, anywhere!

User-Friendly Mobile Application

For those who prefer banking on the move, our mobile application is an excellent choice. Available for download, it allows you to manage your accounts directly from your smartphone. You can easily view transactions, deposit checks using electronic signature authorization, and even set up e-statements for quick access to your financial documents.

Financial Strength

Growing Membership Base

The trust placed in us by our community is evident with a total of 42,828 share accounts, showing a strong and growing member base that relies on us for their financial needs. Additionally, we have net shares amounting to $291,152, which signifies funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan United is your trusted partner. Visit us at 3501 Hamlin Rd Auburn Hills Mi 48326 or call (248) 814-4000 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $10,848,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $4,833 in used auto loans and a total of $212,141,956 in loans and leases available for our members' needs.

Member-Focused Savings

Members' savings are secured through $45,796,130 in share certificates and $68,566,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $1,490,856, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $36,462,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,115,463 in used vehicle loans and $44,748,524 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $413,685 provide the capital needed to grow and expand. We understand that every business has unique needs; that's why we work closely with you to tailor financing solutions that help your business thrive.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,175,948, make buying or refinancing simple. We're here to guide you through the process so that you can focus on making your dream of owning a home a reality.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out to us directly. Our team is ready to assist you in understanding what options are available based on your individual circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Michigan United Credit Union, we prioritize transparency and commitment to our members' financial well-being. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,506,078 in loans helping members manage their finances effectively. These cards come with benefits that fit your lifestyle while providing you with the purchasing power you need without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore your options today and compare real-time loan offers at LendMesh to find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from reputable institutions guarantees fair and transparent offers. Users can trust that the loan options presented are legitimate and reflect current market conditions.

MICHIGAN UNITED CREDIT UNION - Auburn Hills, MI