Michigan State University Credit Union Ortonville MI | Affordable Vehicle Loans & Easy Drive-Thru Banking

Introduction

Welcome to the Michigan State University (MSU) Credit Union's Ortonville Branch, where we prioritize your financial well-being and community engagement! Nestled at 4 South St, Ortonville, MI 48462, our branch has been serving members since 1979, with a commitment to providing personalized banking solutions that fit your needs. With a total membership of 374,591, MSU Credit Union boasts impressive financial strength, holding assets of over $8.16 billion and total deposits exceeding $347 million. Our dedicated team of 1,449 employees is here to guide you through all your banking needs, whether it's personal banking, auto loans, or business services. Under the leadership of our CEO, April Clobes, and Board President, Gregory Deppong, we work tirelessly to foster a supportive environment for our members. We understand the importance of trust in financial relationships this is why our net worth stands at $693 million, ensuring that we are stable and reliable partners in your financial journey. While members can visit us at our physical location, official correspondence should be sent to the same address: 4 South St, Ortonville, MI 48462-7717. We invite you to reach out to us at 248-627-9944 for any inquiries or assistance. Join us today and discover how MSU Credit Union can help you achieve your financial goals! For more information about our services and offerings, visit our website at www.msufcu.org. We look forward to welcoming you into our community!

Branch History & Mission

Community Commitment

At Michigan State University's Ortonville Branch, we understand that our success is intertwined with the well-being of our members and the community. We strive to create partnerships that uplift local initiatives and support those in need. By participating in various outreach programs and community events, we aim to strengthen ties within Ortonville. While members can visit us at 4 South St for all their banking needs, official correspondence should be sent to our mailing address: 4 South St, Ortonville, MI 48462-7717. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:30 PM; Friday until 6:00 PM; and Saturday from 9:00 AM to 1:00 PM.

Join Us Today

With ATM availability and drive-thru banking options, we make it easy for you to access your funds whenever you need them. We invite you to become part of our growing family at Michigan State University's Ortonville Branch. Experience firsthand how we blend personal service with modern conveniences to support your financial journey. Come visit us or call at 248-627-9944 today! Together, let's build a brighter future for our community.

Our Journey

From humble beginnings, the Ortonville Branch has made significant strides in delivering quality service and innovative solutions. Over the years, we have embraced technology to enhance member experiences while maintaining a friendly, personal touch. Our team is dedicated to supporting our members' financial goals through a variety of offerings including checking and savings accounts, auto loans, mortgages, and business banking services. Our mission is not just about numbers; it's about making a meaningful impact in our community. We believe in empowering individuals with the financial tools they need to succeed while contributing positively to Ortonville and beyond. Whether it's through educational workshops or local sponsorships, we are committed to giving back.

Branch Location & Accessibility

Convenient Access

At our Ortonville location, we prioritize accessibility for all members. The branch is designed to be welcoming and ADA compliant, featuring ramps and designated parking spaces for those who may need extra assistance. If you're driving in, you'll find ample parking available right outside our doors.

Operating Hours

We understand that everyone has busy schedules, which is why our operating hours are tailored to fit your lifestyle. Our lobby is open from Monday through Thursday from 9:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday until 1:00 pm. Additionally, we offer video teller services for your convenience during the week from 8:00 am to 6:00 pm and on Saturdays from 9:00 am to 3:00 pm.

Services Offered

Our Michigan State University branch provides a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have options that can help you achieve your financial goals. Plus, with ATM access available on-site and drive-thru banking options for quick transactions, managing your finances has never been easier. While members can visit us at 4 South St for all banking needs, official correspondence should be sent to our mailing address at 4 South St, Ortonville, MI 48462-7717. We invite you to come experience the friendly service and convenience of the Michigan State University branch. If you have any questions or would like more information about our services, please don't hesitate to call us at 248-627-9944. We look forward to serving you!

Member Eligibility

At Michigan State University, we believe that everyone deserves to be part of a caring community where your financial needs are met with understanding and support. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We also invite family members of current members to become part of our growing family. This means more people can enjoy the benefits of our services, including personal banking options, auto loans, and more. For complete details on eligibility criteria, feel free to check out this page. Joining Michigan State University opens up a world of financial opportunities tailored just for you. Our dedicated team is here to help you through the account opening process, making it easy and straightforward. If you're ready to start your journey with us or have any questions, don't hesitate to call us at (248) 627-9944. We're excited to welcome you into our community at 4 South St Ortonville Mi 48462!

Business Banking & Commercial Services

At Michigan State University, we understand that every business has unique needs and dreams. Whether you're a startup looking for your first loan or an established company aiming to expand, our business banking and commercial services are designed to help you thrive. Imagine having the financial support to purchase new equipment or hire additional staff this is where our loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions smooth and efficient. With tools that help you accept payments easily, manage cash flow better, and access valuable insights about your sales, running your business becomes simpler. Let us be your partner in growth at 4 South St Ortonville Mi 48462, Ortonville, MI.

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

Need cash quickly? We offer ATM access for withdrawals and balance checks right when you need it. Plus, if you're on the go, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. At Michigan State University, we strive to make banking easy and accessible for all our members. If you have any questions or would like assistance with any of our services, please don't hesitate to reach out at (248) 627-9944 or visit us in person at 4 South St Ortonville Mi 48462. We're here to help!

Business Banking Services

For our business members, we offer specialized solutions such as merchant services and business loans. We recognize how important it is to have reliable banking options that support your business growth. Our knowledgeable staff will work closely with you to understand your business needs and provide tailored solutions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've made our banking services available at your fingertips through online and mobile banking. You can check balances, transfer funds, pay bills, and even send money to friends using our user-friendly apps.

Home Sweet Home

Dreaming of owning a home? Our mortgage loans and refinancing options are designed to make homeownership more accessible. Whether you're a first-time buyer or looking to refinance an existing mortgage, we'll help you find the right solution for your unique situation.

Personal Banking Solutions

Whether you're just starting your financial journey or looking to enhance your existing accounts, our personal banking services have got you covered. We offer checking and savings accounts designed for everyday use, making it simple to manage your finances. Imagine having a checking account that not only helps you keep track of your spending but also earns you rewards! Our credit cards with rewards are perfect for those who want to get more out of their purchases.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether it's for medical bills, home improvements, or consolidating debt, we offer competitive rates and terms that work for you.

Vehicle Financing Made Easy

Thinking about buying a new car? Our auto loans and vehicle financing options provide flexible terms that fit your budget. We understand the excitement and stress that comes with purchasing a vehicle, which is why our loan specialists are here to guide you through the process from start to finish.

Digital & Online Banking

Key Services

Our 24/7 online banking service lets you check balances, transfer funds, and pay bills at your convenience. Whether you're on your lunch break or lounging at home, you have real-time access to your accounts right at your fingertips. Plus, with the option for e-statements, you can receive your account statements electronically, saving paper and ensuring you have everything organized in one place. For added flexibility, our mobile application allows you to manage your finances directly from your smartphone. Need to send money quickly? Our person-to-person transfers feature makes it easy to send funds to friends or family with just a few taps. If you're out shopping, take advantage of our mobile payments feature to make purchases directly from your phone it's secure and super convenient!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, so you can sign documents safely online without any worries. This means less hassle for you while ensuring that all transactions are protected. In short, the digital banking services at Michigan State University not only provide ease-of-use but also give you the peace of mind knowing that your financial information is safe. Join us today and discover how easy it is to manage your money digitally!

Financial Strength

At Michigan State University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, which reflects our commitment to serving you with reliability and trustworthiness. With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $67,674 in used auto loans and $6,279,329,147 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,737,052. Total Share Accounts: 1,007,545, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 4 South St Ortonville Mi 48462 or call (248) 627-9944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have flexible financing options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand. We know how important it is for businesses to thrive, and our team is dedicated to supporting your entrepreneurial journey.

Conclusion

No matter what your financial goals are be it purchasing a new car, buying a home, managing everyday expenses, or expanding your business Michigan State University has a loan product tailored for you. For more information about our offerings or to discuss your options further, feel free to reach out at (248) 627-9944 or visit us at 4 South St Ortonville Mi 48462 in Ortonville, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process. If you are considering refinancing, our team is here to help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. These cards come with no collateral requirement, making them an accessible option for many of our members.

Loan Aggregator

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