Michigan State University Credit Union Okemos MI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Michigan State University at our Central Park Branch located at 1775 Central Park Dr, Okemos, MI 48864! Since our establishment in 1979, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the diverse needs of our 374,591 members. At Michigan State University Credit Union, we believe in building strong relationships with our members. Our total assets of $8,164,702,074 reflect our stability and dedication to your financial well-being. With a remarkable total deposit amount of $347,828,089, we ensure that your hard-earned money is secure and accessible whenever you need it. Our branch is not just about numbers; it's about making a positive impact in the community. Under the leadership of CEO April Clobes and Board President Gregory Deppong, our team of 1,449 employees works diligently to provide personal banking solutions, from checking and savings accounts to auto loans and business financing. While you can visit us at our Okemos location for all your banking needs, please note that any official correspondence should be sent to the same address. If you're looking for online convenience, check out our website at http://www.msufcu.org for additional services such as online banking and mobile payments. We invite you to reach out to us at 517-353-0886 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Experience the difference with Michigan State University Credit Union where your financial success is our mission!

Branch History & Mission

At Michigan State University, our branch has a rich legacy of serving the community since its inception in 1979. Located at 1775 Central Park Dr, Okemos, MI 48864, we have grown steadily alongside our members and their families. Over the years, we have become a trusted financial partner for many, currently boasting a total membership of 374,591 and assets amounting to an impressive $8,164,702,074. From humble beginnings, our mission has always been clear: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking solutions and support that helps them thrive. Our commitment goes beyond just numbers; it is about making a genuine difference in the lives of our members. As we evolved, we embraced digital advancements to ensure convenience and accessibility. Today, we offer online and mobile banking options, allowing members to manage their finances anytime and anywhere. Our branch is fully ADA compliant, ensuring everyone can access our services comfortably. While members can visit us at our physical location in Okemos for all their banking needs including personal accounts, auto loans, mortgages, and business banking official correspondence should be sent to our mailing address at 1775 Central Park Dr, Okemos, MI 48864-1149. Our dedication extends into the community through various outreach programs and partnerships aimed at uplifting local initiatives. We take pride in supporting local events and organizations that align with our values. With operating hours designed to accommodate busy schedules Monday through Thursday from 9:00 am to 5:30 pm EST, Friday until 6:00 pm EST, and Saturday from 9:00 am to 1:00 pm EST our drive-thru service is available Monday through Friday from 8:00 am to 6:00 pm EST and Saturday from 9:00 am to 3:00 pm EST for added convenience. At Michigan State University Credit Union's Central Park Branch, we invite you to join us on this journey. Experience personalized service that puts your needs first. Let us help you achieve your financial goals while being part of a supportive community. Together, we can build a brighter future!

Branch Location & Accessibility

Operating Hours

We want to make banking as easy as possible for you. Our lobby hours are Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. If you're using our drive-thru service, it's open Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 3:00 pm. Whether you need to deposit a check or chat with one of our friendly staff members about loans or savings accounts, we're ready to assist!

Services Available

At Michigan State University branch, we offer a wide range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to meet all your financial needs. Our credit cards come with rewards that can benefit your everyday spending. If you're a business owner, we provide merchant services and business loans too! For those on the go, our ATM services are available for quick cash withdrawals and balance checks. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 517-353-0886! We're excited to serve you at Michigan State University branch come visit us today!

Member Eligibility

Becoming a member of Michigan State University is like joining a close-knit community where your financial well-being is our top priority. To qualify for membership, you simply need to be part of the Michigan State University family or live, work, worship, or attend school in the local area around Okemos. This means that whether you're a student, faculty member, or a resident in the community, you're welcome here! Not only do we provide personalized banking services, but our members also enjoy competitive rates and lower fees compared to traditional banks. To learn more about specific eligibility requirements, feel free to visit our website at . Getting started is easy! You can open an account online or by visiting us at our branch located at 1775 Central Park Dr Okemos Mi 48864. If you have any questions or need assistance along the way, don't hesitate to give us a call at (517) 353-0886. We're here to help you every step of the way as you take this important step toward better financial health with Michigan State University.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running a busy café. You need fast payment processing and reliable tools to manage sales. Our merchant services offer just that allowing you to focus on what you do best: serving your customers. From credit card processing to point-of-sale systems, we provide solutions that streamline operations and enhance customer experiences. Whether you're at our branch located at 1775 Central Park Dr Okemos Mi 48864, Okemos, MI or connecting with us online, we're here to empower your business every step of the way. Let's grow together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer tailored business banking solutions including merchant services and business loans. We know running a business comes with challenges, so let us assist in making your banking easier so you can focus on growth.

Credit Cards

Looking to earn rewards on your everyday spending? Our credit cards come with benefits that can help you save while enjoying purchases. They're great for building credit and can be used for anything from groceries to travel.

Easy Access Services

Accessibility is key at Msufcu - Central Park Branch. With our ATM availability and basic drive-thru banking services for deposits and withdrawals, managing your finances has never been more convenient. You can also take advantage of basic ATM access for quick withdrawals and balance checks whenever needed. At Michigan State University, we strive to ensure that all members have easy access to their accounts through digital features like person-to-person payments, e-statements, and mobile payments keeping everything right at your fingertips. Ready to explore how we can support you financially? Don't hesitate to reach out by calling us at (517) 353-0886 or visit us at our branch in Okemos. Our friendly staff is eager to assist you with any questions or needs you may have!

Home Ownership

Thinking about purchasing a home? Our mortgage loans and refinancing options offer solutions designed to fit your budget. Whether it's your first home or an investment property, we're here to guide you through the process every step of the way.

Personal Banking

We understand that everyone's financial journey is unique. That's why our personal banking options include checking and savings accounts that help you manage your money effectively. Imagine easily accessing your funds through our online and mobile banking services, which allow you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans

For those unexpected expenses or dreams that need funding, our personal loans can provide the extra cash you need. From debt consolidation to covering emergencies, we work with you to find a loan that fits your financial situation.

Vehicle Financing

If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple. With competitive rates and flexible terms, you can drive off with peace of mind knowing you've made a smart financial decision.

Digital & Online Banking

Key Features

Experience the convenience of e-statements with Yes. This feature not only helps you keep track of your transactions but also reduces paper clutter. If you're on the move, our mobile application is here to assist you. Available for download, it allows you to manage your account right from your smartphone. For those who like quick transactions, we offer person-to-person transfers through Yes. Sending money to friends or family has never been easier! Plus, if you prefer making payments using your phone, take advantage of our mobile payments feature it's a fast and secure way to complete transactions without needing cash or cards. We prioritize your security too. Our electronic signature authorization Yes ensures that your digital agreements are just as binding and protected as traditional signatures. At Michigan State University, we believe that banking should fit into your lifestyle effortlessly. With user-friendly interfaces and real-time account management tools, you'll always stay in control of your finances. Experience the ease of modern banking today!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,386 full-time employees and 63 part-time employees who are always ready to serve you with knowledge and dedication.

Growing Together

Total Share Accounts stand at 1,007,545, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments) amount to $15,737,052, further demonstrating our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 1775 Central Park Dr Okemos Mi 48864 or call (517) 353-0886 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Growth

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $67,674 in used auto loans and $6,279,329,147 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and find the best option for your budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand your operations. We understand the unique challenges facing businesses today and are committed to providing solutions that work for you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive rates can help make that dream a reality.

Personal and Unsecured Loans

For those looking for flexibility, we also offer personal loans and unsecured credit card loans. Our total of $450,348,209 in unsecured credit card loans helps members manage their finances effectively without the need for collateral. These options are perfect for consolidating debt or covering unexpected expenses.

Refinancing and Eligibility

If you're considering refinancing any existing loans or checking eligibility options, our knowledgeable staff can assist you every step of the way. We prioritize transparency and are here to ensure that you find the best fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to explore your options? Contact us today at (517) 353-0886 or visit us at 1775 Central Park Dr Okemos Mi 48864 in Okemos, MI. Let's work together to achieve your financial aspirations!

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MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION