Michigan State University Credit Union Lansing MI | Quick Personal Loans & Rewards Credit Cards

Introduction

Welcome to Michigan State University, your trusted financial partner at our Downtown Lansing Branch! Located at 104 S Washington Sq, Lansing, MI 48933, we are proud to have been serving our community since 1979. With a total membership of over 378,243 individuals, we are committed to providing personalized banking solutions that empower you to achieve your financial goals. At Michigan State University, we understand that every member's needs are unique. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgages. Our total assets exceed a remarkable $8.25 billion, ensuring that we have the resources to support our members effectively. We also boast a healthy net worth of $681,829,692 and total deposits amounting to $244,246,070, reflecting our strong position in the community. Our dedicated team of 1466 employees, led by CEO April Clobes and Board President Janet Lillie, works tirelessly to ensure you receive exceptional service. We take pride in being more than just a credit union; we are part of your journey toward financial stability and success. While members can visit us at 104 S Washington Sq, official correspondence should be sent to the same address for clarity and efficiency. Whether you're looking for personal loans or business banking solutions, we're here to guide you every step of the way. Ready to take control of your financial future? Call us today at 517-664-6777 or visit our website at msufcu.org. Join us as we continue to build a thriving community together!

Branch History & Mission

Join Us

With dedicated operating hours from Monday through Saturday Monday through Thursday from 9:00 am to 5:30 pm EST, Friday until 6:00 pm EST, and Saturday until 1:00 pm EST we invite you to experience firsthand the benefits of membership at Michigan State University. Whether you're stopping by for an ATM transaction or seeking advice on loans and savings plans, we're here to help every step of the way. We invite you to become part of our growing family. Explore how joining Michigan State University can not only enhance your financial well-being but also connect you with a community that cares. Reach out today at (517) 664-6777 or visit us online at msufcu.org to learn more about what we offer!

Our Evolution

Since opening our doors more than four decades ago, Michigan State University has evolved significantly. We have expanded our services and resources to meet the changing needs of our members while maintaining our commitment to personalized service. Today, we manage total assets exceeding $8.2 billion, reflecting our stability and reliability in an ever-evolving financial landscape. As we grew, so did our dedication to community involvement. Our partnerships with local organizations and initiatives have allowed us to make impactful contributions that enhance the lives of those around us. Through various outreach programs and sponsorships, we strive to uplift the neighborhoods we call home.

Our Mission

At Michigan State University, our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community engagement. We believe that by offering products like personal banking accounts, auto loans, mortgages, and business services, we can empower our members to achieve their financial goals. But it doesn't stop there; we are committed to being a responsible corporate citizen by supporting local events and charities that enrich the lives of everyone in Lansing. While members can visit us at 104 S Washington Sq Lansing Mi 48933, official correspondence should be sent to 104 S Washington Sq, Lansing, MI 48933. We ensure accessibility for everyone by providing ADA-compliant facilities and digital solutions such as online banking and mobile payments.

Branch Location & Accessibility

Convenient Access and Amenities

At our Lansing branch, you'll find ample parking available for your convenience. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. For those who prefer digital banking, we also offer a full suite of online services so you can manage your finances from anywhere. If you need to stop by, our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Services Tailored for You

As a member of Michigan State University Credit Union, you can take advantage of a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We also have an ATM available on-site for quick cash withdrawals or balance checks. While members can visit us at 104 S Washington Sq for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 517-664-6777. We look forward to welcoming you at the Michigan State University branch in Lansing! Whether you're stopping by for a quick transaction or exploring your financial options with us, we're here to help every step of the way.

Member Eligibility

Becoming a member of Michigan State University is like joining a welcoming family where your financial needs are prioritized. At our branch located at 104 S Washington Sq Lansing Mi 48933, we invite individuals who are affiliated with Michigan State University, including students, staff, and alumni, to join us in experiencing the benefits of credit union membership. We believe that everyone deserves access to affordable banking services and friendly support. To learn more about specific eligibility requirements, feel free to visit our website at . Once you find out you're eligible, opening an account is a breeze! Our team is dedicated to making the process simple and straightforward, so you can start enjoying all the advantages of being a member like competitive loan rates and personalized service without any hassle. If you have questions or need assistance, don't hesitate to call us at (517) 664-6777. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments easily from your customers whether they pay in cash, card, or through mobile transactions. Our merchant services simplify payment processing, allowing you to focus on what you do best: running your business. Whether you're a retail store in downtown Lansing or a service provider across MI, our solutions are designed to meet your unique needs. Ready to take your business to the next level? Visit us at 104 S Washington Sq Lansing Mi 48933 or call us at (517) 664-6777 to learn how we can help you thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $900 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,598,079, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and business owners in need of financial support, we also offer robust Business Banking services. From Merchant Services that help streamline payment processes to tailored Business Loans designed to grow your enterprise, we are committed to supporting your success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services ensure that you can manage your accounts anytime and anywhere. With features like ATM access for withdrawals and balance checks at multiple locations, banking has never been easier. Plus, whether it's making payments through our mobile application or transferring money through Person-to-Person services, we've got you covered.

Get Started Today!

We invite you to explore all the ways Michigan State University can assist you in achieving your financial aspirations. For questions or more information about our services, please don't hesitate to reach out at 517-664-6777. Our friendly staff is ready to help you find the right solutions tailored just for you! Visit us today and take the first step towards a brighter financial future!

Personal Banking Services

We understand that managing your personal finances can be overwhelming at times. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. If you're thinking about purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing services provide competitive rates to make your dreams a reality. For those planning to buy a home or refinance their mortgage, our Mortgage Loans & Refinancing solutions can guide you through the process with confidence. When unexpected expenses arise, Personal Loans & Debt Consolidation options are available to help you regain control over your finances. Plus, our Credit Cards with Rewards give you the opportunity to earn while you spend ideal for those who want to maximize their everyday purchases.

Digital & Online Banking

Key Features of Our Digital Services

With just a few clicks, you can explore our comprehensive online banking services at http://www.msufcu.org . Whether you want to check your balance, transfer money, or pay bills, our platform makes it all possible. You can also enjoy the convenience of electronic signature authorization, allowing you to sign documents securely without the need for paper. Plus, you can opt for e-statements to keep track of your transactions while reducing clutter. For those who prefer banking on the go, our mobile application is available for download, providing all the features you need in the palm of your hand. You can make mobile payments easily and perform person-to-person transfers with friends or family seamlessly. Our 24/7 online banking services mean you're never far from managing your accounts whenever it's convenient for you.

Security and Accessibility

Your security is our top priority. All transactions are protected with advanced security measures to ensure that your information remains confidential and safe. Navigating through our online and mobile banking platforms is straightforward; you'll find everything laid out clearly so you can focus on what matters most your finances. In conclusion, Michigan State University is committed to providing you with accessible and efficient digital banking solutions that cater to your needs. Join us today by visiting http://www.msufcu.org and experience the ease of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 1,026,904, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,440,795. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 104 S Washington Sq Lansing Mi 48933 or call (517) 664-6777 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,916,219,370 in share certificates and $2,359,002,467 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,911,747, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,407 full-time employees and 59 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $674,017,754 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $65,347 in used auto loans and $6,258,474,343 in total loans and leases.

Strong Capital Foundation

With a net worth of $681,829,692, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $826 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,007,883,780 in used vehicle loans and $275,924,030 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $796,598,079 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions tailored for you. If you're considering refinancing any of these products or exploring eligibility options for our various loan offerings, please reach out to us at 517-664-6777. Our knowledgeable staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 am EST to 5:30 pm EST; Friday from 9:00 am EST to 6:00 pm EST; and Saturday from 9:00 am EST to 1:00 pm EST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore how our loan products can empower your financial journey today!

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $2,572,771,700 provide flexibility and peace of mind. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $253,073,266, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $459,102,959 in loans helping members manage their finances effectively. With our credit cards, you can enjoy benefits like rewards programs and no annual fees.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from credible institutions ensures that users receive fair and transparent offers tailored to their needs.

MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION