Michigan State University Credit Union Lansing MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Michigan State University at our Westside Branch, located at 653 Migaldi Ln, Lansing, MI 48917. Established in 1979, we have proudly served our community for over four decades, building strong relationships and providing trusted financial solutions. With a total membership of 374,591, we are committed to fostering a sense of belonging and support for every member. At MSUFCU, we understand that your financial needs are unique. That's why we offer a diverse range of services, from personal banking options like checking and savings accounts to auto loans and business banking solutions. Our total assets exceed $8.16 billion, allowing us to provide competitive rates and flexible terms tailored just for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. We pride ourselves on being accessible; whether you choose to drop by or reach out via phone at 517-664-6880, our dedicated team is here to assist you. Under the leadership of CEO April Clobes and Board President Gregory Deppong, our experienced staff of 1,449 employees is committed to enhancing your banking experience. We invite you to explore the many ways we can help you achieve your financial goals. Come visit us today or check out our website at http://www.msufcu.org for more information on how we can serve you better!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of the Michigan State University Credit Union family. Our dedicated team is ready to assist you with personalized service tailored to your needs. Discover how we can help you reach your financial goals today! For inquiries or assistance, feel free to contact us at (517) 664-6880. Your journey towards financial success starts here!

Our Evolution

Located at 653 Migaldi Ln, Lansing, MI 48917, our branch has always been more than just a place for transactions. It has evolved into a welcoming hub where individuals and families can find the support they need to achieve their financial goals. As we celebrated our milestones over the decades, including significant growth in total assets to an impressive $8.16 billion, we have consistently adapted to meet the changing needs of our members. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. We also offer drive-thru banking for quick and easy access during the week and on Saturdays. With ATM availability at our location, you can manage your finances effortlessly.

Our Mission

At MSU Credit Union, our mission is clear: we strive to empower our members through exceptional financial services while making a positive impact in the community. We understand that each member's journey is unique. Whether it's personal banking with checking and savings accounts or loans for cars and homes, we are here to guide you every step of the way. Our mission extends beyond numbers; it's about building relationships. We actively engage in community outreach efforts and partnerships that promote financial literacy and provide essential resources for those in need. We believe that by supporting our community, we enhance everyone's quality of life. While members can visit us at our main address for all your banking needs, official correspondence should be sent to our mailing address at 653 Migaldi Ln, Lansing, MI 48917-7739.

Branch Location & Accessibility

Welcome to the Michigan State University Westside Branch, your friendly neighborhood credit union located at 653 Migaldi Ln, Lansing, MI 48917. We're proud to serve the Lansing community with convenient access to all your banking needs. Nestled near local landmarks, our branch is easy to find and offers a welcoming atmosphere for both new and existing members. At our branch, you'll enjoy ample parking and accessible features, including ADA-compliant ramps, ensuring everyone can visit us with ease. If you need to send official correspondence, please use our mailing address: 653 Migaldi Ln, Lansing, MI 48917-7739. We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru banking, we are here for you Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Our Westside Branch not only provides a full range of personal banking services like checking and savings accounts but also specializes in auto loans, mortgage loans, and credit cards with rewards. Plus, you can easily access ATMs for cash withdrawals and balance checks anytime. Whether you're stopping by for a simple transaction or seeking advice on a loan, our friendly staff is ready to assist you. We invite you to come visit us or give us a call at 517-664-6880 today!

Member Eligibility

At Michigan State University, we believe that joining our community should feel like stepping into a supportive family. Becoming a member is open to anyone who shares our commitment to financial well-being and community growth. If you're a student, faculty member, staff, or alumni of Michigan State University, or even just live or work in the surrounding area, you're likely eligible! We welcome you to explore the many benefits of membership, which include access to personalized banking services, lower loan rates, and exclusive member rewards. Getting started is easy! Simply visit us at 653 Migaldi Ln Lansing Mi 48917 or give us a call at (517) 664-6880 for more details on how to become a member. You can also check out our eligibility criteria online at to ensure you meet all the requirements. If you're ready to open an account and join our community today, just follow the simple steps outlined here: . We're excited to have you with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily, whether your customers prefer credit cards or mobile payments. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With secure payment processing, you'll enhance customer satisfaction and boost sales without the hassle. Whether you're just starting or looking to expand, Michigan State University is here to provide the financial tools you need for success. Visit us at 653 Migaldi Ln Lansing Mi 48917, Lansing, MI, or call us at (517) 664-6880 to learn more about how we can support your business dreams!

Comprehensive List Of Services

Credit Cards & Business Banking

Don't forget about our credit cards with rewards! These cards offer perks for everyday spending imagine earning cash back or travel points just for using your card at places you already shop! For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to assist you in achieving success.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your finances from anywhere. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Our ATM services ensure that you have access to cash when you need it most. With basic drive-thru banking available for deposits and withdrawals as well as ATM access for balance checks and cash withdrawals, managing your money has never been easier.

Get Started Today

At Michigan State University, we pride ourselves on being more than just a credit union; we're part of the community. Our friendly staff is always ready to help answer any questions you may have about our services or assist you with account openings. Ready to take control of your finances? Give us a call at 517-664-6880 or visit us at our branch in Lansing. We look forward to serving you!

Personal Banking

Our personal banking services make it easy for you to manage your money. We offer checking and savings accounts designed for everyday use and long-term savings alike. Imagine having a checking account that not only helps you manage daily expenses but also offers competitive interest rates on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help turn that dream into reality. With flexible terms and competitive rates, you can drive off in your new car without breaking the bank. For those looking to invest in property, we provide mortgage loans and refinancing solutions that cater to various needs. Whether you're buying your first home or refinancing an existing mortgage for better rates, we've got the tools to guide you through the process. When life throws unexpected expenses your way, our personal loans and debt consolidation options can help ease the burden. You can consolidate multiple debts into one manageable payment or secure funds for emergencies.

Digital & Online Banking

Key Features

With our online banking services, you can enjoy features like electronic signature authorization, which allows you to sign documents securely without the need for physical paperwork. Plus, with e-statements available, you can keep track of your finances without cluttering your mailbox. Say goodbye to waiting for statements in the mail! For those who prefer mobile banking, our mobile application makes it easy to check balances, transfer money, and even make payments using mobile payment features. Need to send money to a friend? With our person-to-person transfer option, it's as simple as a few taps on your phone.

Security and Convenience

Security is always a top priority at Michigan State University. Our online banking platform uses advanced encryption technology to protect your information. You can bank with confidence knowing that your personal data is safe. Accessibility is key; that's why we offer real-time account management. You can view transactions, pay bills, and manage your finances anytime and anywhere. In summary, whether you're using our desktop site or mobile app, Michigan State University provides a complete suite of digital banking tools tailored for today's busy lifestyle. Experience the ease of managing your finances digitally while enjoying peace of mind with top-notch security measures.

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is reflected in our $683,333,436 in undivided earnings. This allows us to enhance innovative banking tools, improve lending options, and strengthen security measures all aimed at serving our members better. Additionally, with $67,674 in used auto loans and $6,279,329,147 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

The trust placed in us by our members is evident with a total of 1,007,545 share accounts. This shows a strong and growing member base that relies on us for their financial needs. Furthermore, net shares available for lending and investments stand at $15,737,052, further solidifying our capacity to serve you effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 653 Migaldi Ln Lansing Mi 48917 or call (517) 664-6880 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees who are dedicated to providing you with knowledgeable service at all times.

Secure Savings Opportunities

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

We also offer various personal loan options and lines of credit, ensuring that you have access to funds when you need them most. If you're considering refinancing existing debts, our team can provide insights into eligibility options that may save you money over time. To learn more about our loan offerings or to discuss how we can assist you with your financial needs, feel free to reach out at (517) 664-6880. We're located at 653 Migaldi Ln Lansing Mi 48917, Lansing, MI, and we're ready to help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or purchasing a reliable used car, our dedicated team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand your business. Whether you're looking for equipment financing or working capital, we have solutions that can help elevate your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing your finances is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. These cards come with great features designed to make everyday purchases easier while helping you build credit.

Loan Aggregator

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MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Lansing, MI