Michigan State University Credit Union Kentwood MI | Affordable Auto Loans & Easy Drive-Thru Banking

Introduction

Welcome to Michigan State University at our Kentwood branch, where we believe in building strong financial futures for our members and the community. Located conveniently at 4580 28th St SE, Kentwood, MI 49512, we have proudly served our members since 1979. With a robust membership of over 374,591, we are dedicated to providing personalized financial services that cater to your unique needs. As a trusted credit union with total assets exceeding $8.16 billion, we understand the importance of financial security and growth. Our commitment is reflected in our impressive total deposits of $347,828,089 and a net worth of $693,701,569 figures that showcase our stability and reliability as a financial institution. You can count on us to be there when you need support, whether it's for personal banking solutions like checking accounts and auto loans or business services tailored to help your enterprise thrive. Our leadership team, led by CEO April Clobes and Board President Gregory Deppong, is deeply invested in the well-being of our members. With a dedicated staff of 1,449 employees, we're here to ensure that your experience with us is both rewarding and enriching. While members can visit us at our branch location, official correspondence should be sent to the same address: 4580 28th St SE, Kentwood, MI 49512-1912. If you have any questions or need assistance, please don't hesitate to reach out at 517-333-2424. Join us today at Michigan State University where your financial success is our mission! Visit our website at msufcu.org to learn more about how we can help you achieve your goals. We look forward to serving you!

Branch History & Mission

At Michigan State University, our Kentwood branch has been a cornerstone of financial support and community engagement since it first opened its doors in 1979. Located at 4580 28th St SE, Kentwood, MI 49512, we have proudly served our members with dedication and care for over four decades. Our branch is more than just a place to conduct banking transactions; it's a hub where relationships are built and dreams take flight. From humble beginnings, we have grown significantly, now boasting a total membership of over 374,591 and total assets reaching an impressive $8,164,702,074. This growth reflects our commitment to providing not only outstanding financial services but also fostering a sense of belonging within the communities we serve. Our mission is clear: to empower our members through accessible financial solutions while actively supporting the local community. Our operating hours are designed to accommodate the busy lives of our members Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. For those who prefer convenience, we offer drive-thru banking services Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 3:00 pm. Additionally, our ATM availability ensures that you have access to your funds whenever you need them. The heart of our mission lies in empowering individuals and families financially while contributing positively to the community. We focus on personal banking services like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Beyond transactions, we engage in partnerships with local organizations to give back through various outreach efforts. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 4580 28th St SE, Kentwood, MI 49512-1912. We understand that the world is changing rapidly. That's why we've embraced technology by offering online and mobile banking options so that managing your finances is easier than ever. With features like e-statements and mobile payments available, we're committed to providing services that fit your lifestyle. Join us at Michigan State University - Kentwood and experience firsthand how we blend tradition with innovation in serving our members. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach us at (517) 333-2424. We look forward to welcoming you into our community!

Branch Location & Accessibility

Welcome to the Michigan State University branch, conveniently located at 4580 28th St SE in Kentwood, MI. Our branch is nestled in a vibrant area, making it easy for you to stop by while you're out running errands or enjoying the local community. Whether you're near the bustling shopping centers or the beautiful parks nearby, we are here to serve your financial needs with a friendly smile. At our branch, we prioritize accessibility for all members. You'll find ample parking right at our location, and our facilities comply with ADA standards to ensure everyone can navigate comfortably. If you need assistance, our team is always ready to help. Our operating hours are designed with your convenience in mind: from Monday through Thursday, we're open from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM for those who prefer weekend banking. If you need quick access to your funds, take advantage of our drive-thru service available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. For added convenience, we have an ATM on-site, allowing you to manage your cash needs any time of day. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards everything you need under one roof! While members can visit us at our branch address for all banking transactions, please note that official correspondence should be sent to the same address as we do not have a separate mailing address. We invite you to drop by or give us a call at 517-333-2424 if you have any questions or need assistance. The Michigan State University branch is here for you!

Member Eligibility

Becoming a member of Michigan State University feels like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or attend school in the area, you're likely eligible to join us! Membership is open to those who have connections to Michigan State University or its affiliates, making it easy for you to become part of our supportive network. As a member, you'll enjoy personalized service and access to a range of financial products designed just for you. Getting started is simple! Just visit us at 4580 28Th St Se Kentwood Mi 49512 or give us a call at (517) 333-2424 for more information. You can also check out the detailed eligibility criteria on our website at . We look forward to welcoming you as a valued member of Michigan State University, where your journey towards financial wellness begins!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine being able to process payments swiftly while keeping track of sales effortlessly. Our services enable you to accept various payment methods seamlessly, allowing you to focus more on what you do best running your business. Located at 4580 28Th St Se Kentwood Mi 49512 in Kentwood, MI, we're here to partner with you every step of the way. Let's turn your business aspirations into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

We know that accessing cash quickly is important for many members. Our ATM and cash withdrawal services make it easy for you to get cash when needed. Plus, with our basic drive-thru banking services available for deposits, withdrawals, and simple transactions, managing your money has never been more convenient. At Michigan State University, we are committed to delivering exceptional service tailored specifically for you. If you're interested in learning more about how we can assist with your financial needs or want to explore any of our offerings further, don't hesitate to reach out! Call us today at (517) 333-2424 or visit us at 4580 28Th St Se Kentwood Mi 49512 in Kentwood. Your financial future starts here let's take the next step together!

Business Banking Solutions

For our business members, we offer business banking services, including merchant services and business loans. Whether you're launching a startup or expanding an existing business, we're here to support your growth every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that let you manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your smartphone or computer.

Credit Cards with Benefits

Credit cards can be confusing, but not with us! Our credit cards with rewards allow you to earn points while making everyday purchases. It's an easy way to save money while enjoying the benefits of credit.

Loans Made Simple

When it comes to financing, we've got you covered with a variety of loan options. Need a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly. If homeownership is on your mind, our mortgage loans and refinancing services can help make that dream a reality. For those unexpected expenses or consolidating debt, our personal loans can provide the flexibility you need.

Personal Banking

We understand that everyone has different banking needs. That's why we offer personal banking services that include checking and savings accounts tailored for every lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking easier and more accessible.

Digital & Online Banking

Key Services

With our online banking platform available at http://www.msufcu.org , you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it fits your schedule. No more rushing to the bank before it closes! Our mobile application takes this convenience a step further. With just a few taps on your smartphone, you can make mobile payments, send money to friends through person-to-person transfers, and even view e-statements all from the palm of your hand. Plus, our electronic signature authorization allows you to sign documents quickly and securely without needing to visit a branch.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information and transactions. Our user-friendly interface ensures that even those less tech-savvy can navigate their accounts with ease. With features like 24/7 online banking services, you have real-time control over your finances whenever you need it. Whether you're looking to keep track of spending or make quick payments on the go, Michigan State University has got you covered with our comprehensive digital banking solutions. Join us today and experience the ease of modern banking!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 1,007,545, showing a strong and growing member base that trusts us with their finances. Our focus on member needs drives our commitment to providing exceptional service while maintaining robust financial health. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 4580 28Th St Se Kentwood Mi 49512 or call 517-333-2424 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your satisfaction.

Reinvestment for Better Services

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $67,674 in used auto loans and a total of $6,279,329,147 in loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand your ventures. We understand the challenges businesses face, and we are dedicated to supporting your success through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We offer personalized service to guide you through the mortgage process, ensuring you feel confident every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or need assistance understanding eligibility requirements for our various products, our team is ready to assist you. We strive to make the process straightforward so that you can focus on what matters most. At Michigan State University, we prioritize transparency and customer satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to discuss which loan option may be right for you, don't hesitate to reach out at (517) 333-2424 or visit us at 4580 28Th St Se Kentwood Mi 49512 in Kentwood, MI. Let us help you take the next step toward reaching your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. These cards come with rewards that can benefit your everyday purchases, providing both convenience and value.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for users seeking loans.

MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Kentwood, MI