Michigan State University Credit Union Holt MI | Affordable Auto Loans & Top Checking

Introduction

Welcome to the Michigan State University branch, proudly serving the Holt community since 1979. Located at 2313 Cedar St, Holt, MI 48842, we are dedicated to supporting our members with reliable financial services tailored to meet their unique needs. With a strong commitment to our community and over 378,000 members, we understand the importance of building trust and providing exceptional service. At Michigan State University, we take pride in our substantial financial strength, boasting total assets of $8,248,581,468 and total deposits reaching $244,246,070. Our net worth stands at an impressive $681,829,692, reflecting our stability and dedication to member satisfaction. We also maintain a healthy cash reserve of $62,500,376, ensuring we can always support our members' financial aspirations. Our leadership team is here for you! Under the guidance of CEO April Clobes and Board President Janet Lillie, we strive to create an inclusive environment where every member feels valued. With a total workforce of 1,466 employees, we're committed to providing personal service that makes a difference in your daily life. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, you can find it all right here. Visit us today or call us at 517-333-2424 to learn more about how we can help you achieve your financial goals. If you prefer official correspondence through the mail, please direct it to the same address: 2313 Cedar St, Holt, MI 48842-2101. Join us at Michigan State University Credit Union your partner in financial well-being!

Branch History & Mission

Welcome to the Michigan State University branch, a cornerstone of financial support and community engagement in Holt, MI. Since we opened our doors in 1979 at 2313 Cedar St, we have been dedicated to empowering our members through personalized financial services. Over the years, we have grown significantly, serving a vibrant community with a total membership of 378,243 and managing assets amounting to an impressive $8,248,581,468. Our mission at Michigan State University is simple yet powerful: to provide accessible financial solutions that foster growth and stability for our members and the communities we serve. We believe that everyone deserves a chance to achieve their financial goals, whether that's saving for a dream home, financing a new vehicle, or planning for retirement. Our commitment goes beyond banking; we are here to support local initiatives and partnerships that enhance the well-being of our community. While you can visit us at our main location on Cedar Street, any official correspondence should be sent to the same address: 2313 Cedar St, Holt, MI 48842-2101. This convenient spot is easily accessible and near several local landmarks. As technology has evolved, so have we. We proudly offer modern conveniences such as online banking and mobile payments to ensure that our services fit seamlessly into your lifestyle. We also prioritize accessibility with ADA-compliant facilities and customer-centric initiatives. Our branch operates from Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru services, we're here for you Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. At Michigan State University branch, we take pride in being more than just a credit union; we are your partners in building a secure financial future. Join us today and discover how our dedicated team can assist you in reaching your dreams while making meaningful contributions back to the community. Together, let's create a better tomorrow! If you have any questions or need assistance, don't hesitate to give us a call at 517-333-2424. We're here for you!

Branch Location & Accessibility

Welcome to the Michigan State University Holt Branch, your local credit union dedicated to serving the community with ease and convenience. Nestled at 2313 Cedar St, Holt, MI 48842, our branch is strategically located near popular landmarks, making it easy for you to stop by. Whether you're heading to a nearby café or enjoying a day out in the neighborhood, you'll find us right around the corner. At our Holt Branch, we prioritize accessibility. Our facility is designed with features that ensure everyone can comfortably visit us, including ADA-compliant ramps and accessible parking spaces. You can easily access our services without worrying about any barriers. We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru banking, we have convenient hours as well Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Need cash on the go? You'll be glad to know that we offer ATM services for quick withdrawals and balance checks right at our location. If you have any questions or need assistance, feel free to give us a call at 517-333-2424. Our friendly team is always ready to help! While members can visit us at our branch address, please remember that official correspondence should be sent to the same address: 2313 Cedar St, Holt, MI 48842-2101. We invite you to come by and experience all that Michigan State University has to offer. Your financial needs are important to us, and we're excited to support you on your journey!

Member Eligibility

At Michigan State University, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy! If you live, work, or study in the area, you're likely eligible to join us. We welcome individuals who are affiliated with Michigan State University, as well as their family members. This means that whether you're a student, staff member, or related to someone who is, you can take advantage of our services designed just for you. Joining Michigan State University not only gives you access to great financial products but also connects you to a network dedicated to your financial well-being. To start your membership journey at Michigan State University, simply visit us at our location on 2313 Cedar St Holt Mi 48842 or give us a call at (517) 333-2424. Our friendly team is ready to guide you through the account opening process and answer any questions you may have. For more detailed eligibility criteria and updates, feel free to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business with ease, knowing you have reliable merchant services at your fingertips. From processing payments smoothly to managing transactions efficiently, our services help streamline your operations. This means more time focusing on what really matters growing your business. Located at 2313 Cedar St Holt Mi 48842 in Holt, MI, we invite you to explore how our business banking options can enhance your financial strategy. For personalized assistance, give us a call at (517) 333-2424 today!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $900 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,598,079, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATM Services offer easy access to funds whenever you need them. Plus, with basic drive-thru banking available for deposits and simple transactions, getting in and out quickly is hassle-free. At Michigan State University in Holt, MI, we're here for all your banking needs! With a friendly team ready to assist you during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM you can reach us at 517-333-2424 for any questions or assistance. Explore our full range of services today by visiting us online at msufcu.org. Your financial success starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we ensure that financing your next vehicle is as stress-free as possible.

Business Banking Solutions

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. We understand the unique challenges businesses face and are committed to helping them thrive with tailored financial solutions.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether it's groceries, gas, or shopping online, enjoy rewards that add value back into your life while making purchases you would do anyway.

Easy Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking features that allow you to manage accounts anytime and anywhere. Whether you're making payments or checking balances on the go, our secure platforms are designed for ease of use.

Home Ownership Made Simple

Homeownership can be one of life's biggest achievements. That's why we offer Mortgage Loans & Refinancing options that help you secure your dream home or refinance your current mortgage to potentially lower your payments. Our experienced team is here to guide you through the process from start to finish.

Personal Banking Solutions

For those looking to manage day-to-day finances, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily access your funds, set up automatic transfers for savings, or track spending through our user-friendly online and mobile banking platforms.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide the support you need. These loans can help simplify your financial situation by combining multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking

Our online banking service at http://www.msufcu.org provides 24/7 access to your accounts. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away. This means no more waiting in lines or rushing to the bank before closing time your bank is always open!

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfer service makes it simple to send cash instantly without any fuss. Just another way we're making banking easier for you! At Michigan State University, we're committed to providing tools that fit into your lifestyle. Our digital and online banking options combine accessibility and convenience with top-notch security features. Explore all these services today at http://www.msufcu.org and take charge of your financial journey!

Enhanced Security Features

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and reliable. You can also sign up for e-statements, which not only helps reduce paper clutter but also ensures that sensitive information is stored securely online.

Mobile Banking on the Go

For those who prefer banking on their mobile devices, we have a dedicated mobile application available for download. With this app, you can manage your accounts right from your phone. Plus, our mobile payments feature allows you to make purchases easily and securely perfect for those quick trips to the store or dining out with friends.

Financial Strength

A Dedicated Team

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,407 full-time employees and 59 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Commitment to Growth

With $674,017,754 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $65,347 in used auto loans and $6,258,474,343 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $1,916,219,370 in share certificates and $2,359,002,467 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,911,747, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts: 1,026,904, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,440,795. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 2313 Cedar St Holt Mi 48842 or call (517) 333-2424 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Our Financial Health

With a net worth of $681,829,692, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $826 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,007,883,780 in used vehicle loans and $275,924,030 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we make the process straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $796,598,079 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges, and our loan products are tailored to support your goals. At Michigan State University, we believe in empowering our members with financial solutions that suit their individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage assistance, or credit card options, our friendly staff is ready to assist you with personalized service. Explore your options today and take the first step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $253,073,266, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home. If you're considering refinancing, our team can guide you through the eligibility options available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $459,102,959 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday expenses while earning rewards on your purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. Each lender's information is regularly updated to reflect current market conditions, giving users access to accurate loan comparisons.

MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Holt, MI