Michigan State University Credit Union East Lansing MI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Michigan State University, your trusted partner in personal and community banking! Located at 49 Abbot Rd Rm 108, East Lansing, MI 48824, we have proudly served our members since 1979. With a strong commitment to helping our members thrive financially, we currently boast a vibrant community of 374,591 members who rely on us for their banking needs. At Michigan State University, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored just for you, from checking and savings accounts to auto loans and mortgages. With total assets of over $8.16 billion, our financial strength provides peace of mind as we work to support your goals. Our leadership team, headed by CEO April Clobes and Board President Gregory Deppong, is dedicated to ensuring that you receive the highest level of service. Together with our team of 1,449 employees, we are here to provide guidance and support for all your banking needs. For those looking to grow their savings or need assistance with loans, we've successfully managed over $2.91 billion in loans and leases, while maintaining total deposits of around $347.83 million. Our net worth stands strong at $693.70 million, showcasing our stability and dedication to serving you better. While members can visit us at our branch location, official correspondence should be sent to our mailing address: MSU Federal Credit Union, 108 Union Bldg, East Lansing, MI 48824-1029. Ready to take the next step in your financial journey? Don't hesitate to give us a call at 517-664-6930 or visit our website at msufcu.org. We look forward to welcoming you into the Michigan State University family!

Branch History & Mission

Community Engagement

Partnerships within the community play a vital role in achieving our mission. We actively engage in various outreach programs designed to educate individuals about budgeting, saving, and responsible borrowing. By collaborating with local organizations and participating in events, we strive to make a positive impact on the lives of those around us. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Michigan State University where your financial goals meet community spirit. Whether you're looking for personal banking solutions or business services, we're here to help you every step of the way. Don't hesitate to reach out at 517-664-6930 or visit us during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm EST, Friday from 9:00 am to 6:00 pm EST, and Saturday from 9:00 am to 1:00 pm EST. Join Michigan State University today and discover how we can support your financial dreams!

Our Journey

From our humble beginnings, Michigan State University has evolved significantly over the years. We started with a mission to support students and faculty at MSU and have expanded to serve families and businesses throughout the area. Today, we proudly manage total assets of $8,164,702,074, reflecting our commitment to stability and growth for our members. Our branch is conveniently situated in the heart of East Lansing, making it easily accessible for both students and residents alike. While members can visit us at our branch address, official correspondence should be sent to MSU Federal Credit Union, East Lansing, MI 48824-1029.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while supporting the community we love. We believe in creating lasting relationships with our members by offering personalized banking solutions ranging from checking and savings accounts to auto loans and credit cards with rewards. Additionally, we focus on community outreach initiatives that foster financial literacy and well-being among local residents. We are dedicated to ensuring that our services are accessible to everyone. Our branch complies with ADA standards and offers digital advancements such as online banking and mobile payments. These tools allow our members to manage their finances easily from anywhere.

Branch Location & Accessibility

Accessibility Features

At our Michigan State University branch, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking to ensure everyone can comfortably access our services. We want you to feel welcome and supported whenever you visit.

Get in Touch

Ready to experience exceptional service? We invite you to visit us or give us a call at (517) 664-6930. Our friendly team is here to help you navigate your financial journey every step of the way!

Nearby Landmarks

Our location is just a stone's throw away from iconic spots like the MSU Union and the picturesque Red Cedar River. This makes it easy to fit your banking needs into your daily routine. If you're searching for a reliable place to handle your financial matters while enjoying the vibrant atmosphere of campus life, look no further.

Operating Hours

We understand that busy schedules can make banking tricky. That's why we offer flexible operating hours: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. This way, you can find time to stop by that works for you.

Services Offered

Our branch offers a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with convenient ATM availability on-site, accessing cash is never a hassle. While members can visit us at 49 Abbot Rd Rm 108 East Lansing Mi 48824, official correspondence should be sent to MSU Federal Credit Union at East Lansing, MI 48824-1029.

Member Eligibility

Becoming a member of Michigan State University feels like joining a welcoming family where your financial needs come first. If you live, work, or attend school in the East Lansing area, you're already on your way to enjoying all the benefits we offer. Whether you're looking for personal banking solutions or planning for the future with our competitive loan options, we are here to support you every step of the way. Our members enjoy access to personalized services that cater specifically to their needs. To get started with membership at Michigan State University, simply visit us at 49 Abbot Rd Rm 108 East Lansing Mi 48824 or give us a call at (517) 664-6930. It's easy and straightforward! For more details about eligibility and account opening requirements, please check out our resource page at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Matter

Our merchant services are designed to simplify transactions and enhance customer experiences. Imagine being able to accept payments easily and securely, making it convenient for your customers while improving your cash flow. With tools that help you manage payments effectively, we empower you to focus on what matters most growing your business. Visit us at 49 Abbot Rd Rm 108 East Lansing Mi 48824 in East Lansing, MI or call us at (517) 664-6930 to learn more about how we can support your business journey.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know how important it is for our members to have easy access to their funds. Our branch provides basic ATM access for withdrawals and balance checks so you can get cash when needed without any hassle.

Business Banking Solutions

For business owners, we provide tailored solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to assist you in finding the right financial products that suit your business needs.

Connect with Us

For more information about our services or to speak with one of our friendly staff members, feel free to call us at 517-664-6930. At Michigan State University, we are committed to helping you achieve your financial goals while providing exceptional service in a welcoming environment. Visit us today at msufcu.org and see how we can assist you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking services, giving you access to your accounts anytime and anywhere. With features like mobile payments, person-to-person transfers, and electronic statements, managing your finances has never been easier.

Credit Cards & Rewards

We also understand the importance of rewards when it comes to spending. Our credit cards come with various benefits, allowing you to earn rewards on everyday purchases. This means that every dollar spent can work for you!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make managing your money easy and convenient. Imagine being able to set up automatic transfers for savings or track your spending effortlessly through our online platform. In addition, we provide auto loans and vehicle financing, ensuring you can drive away in your dream car without the stress of complicated financing. If homeownership is your goal, our mortgage loans and refinancing options can help turn that dream into reality. Picture yourself settling into a new home with a mortgage plan that fits your budget. For those unexpected expenses or projects, our personal loans and debt consolidation services can simplify your financial life.

Digital & Online Banking

Key Features

Our online banking features include electronic signature authorization, allowing you to complete transactions securely without the hassle of paperwork. Plus, enjoy e-statements for quick access to your account statements no more waiting for mail! If you love making payments on the go, our mobile payments feature is perfect for you. Easily pay friends or family through person-to-person transfers, making it simple to share expenses or settle up after a night out. For even more convenience, download our mobile application to manage your finances directly from your smartphone.

Security and Accessibility

We prioritize your security and peace of mind. Our online services come equipped with robust security measures to protect your information while ensuring ease of use. You can confidently bank online knowing that your data is safeguarded. In summary, Michigan State University offers a comprehensive range of digital banking solutions that make managing your money effortless and secure. Discover all the benefits by visiting us today at http://www.msufcu.org your financial wellness is just a click away!

Financial Strength

Dedicated Team Ready to Serve

Our team is here for you! We take pride in having 1,386 full-time employees and 63 part-time employees who are dedicated to ensuring that your experience with us is positive.

Focused on Innovation

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us adapt to your needs effectively.

Growing Together

We currently manage total share accounts amounting to 1,007,545, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $15,737,052, we're equipped to help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 49 Abbot Rd Rm 108 East Lansing Mi 48824 or call (517) 664-6930 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! We have $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $68,588,248, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $693,701,569, we maintain strong financial health that supports our mission to serve you well. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are proud to support our members' financial goals with $67,674 in used auto loans and $6,279,329,147 in total loans and leases. Our lending capacity enables you to pursue your dreams confidently. Moreover, our operational efficiency reflects in our $0, allowing us to continue offering competitive loan rates and solid financial products for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to fit your budget. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We aim to make the process as straightforward as possible, so you can focus on what truly matters your new home.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, refinancing might be an option worth exploring. At Michigan State University, we provide various eligibility options that can help you find the best solution for your financial situation. Our friendly team is here to assist you every step of the way. Feel free to reach out at (517) 664-6930 for more information about our loan offerings or visit us at 49 Abbot Rd Rm 108 East Lansing Mi 48824 in East Lansing, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing our members with the tools they need for financial success!

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $450,348,209 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that make everyday purchases easier.

Loan Aggregator

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