Michigan State University Credit Union East Lansing MI

Introduction

Welcome to Michigan State University, your trusted partner for all your financial needs located at 3899 Coolidge Rd, East Lansing, MI 48823. Since our establishment in 1979, we have proudly served a growing community of 374,591 members, providing them with reliable banking solutions tailored to their unique needs. As a member-focused credit union, we are committed to making a positive impact on the lives of those we serve. With total assets exceeding $8.16 billion and total deposits of $347,828,089, we maintain a strong financial position, ensuring that your money is secure with us. Our dedicated team of 1,449 employees works tirelessly to foster an environment where every member feels valued and supported. While you can visit us at our branch location for any assistance you may need, please note that official correspondence should be directed to our mailing address: 3777 West Rd, East Lansing, MI 48823-8029. Under the leadership of CEO April Clobes and Board President Gregory Deppong, we strive to provide exceptional service and innovative products. Whether you're looking for loans or saving options, our diverse offerings include over 291,412 loans and leases, designed to help you reach your financial goals. Explore more about what we have to offer by visiting our website at msufcu.org, or give us a call at 517-333-2424. We invite you to join our community and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become a part of the Michigan State University family. Experience firsthand the benefits of membership and discover how we can assist you in achieving your financial goals. Reach out today at 517-333-2424 or visit us online at http://www.msufcu.org . Together, let's build a brighter financial future!

Looking Ahead

In today's digital world, we are committed to advancing our services through technology while ensuring accessibility for all members. Our digital offerings include online banking and mobile payments, making it easier than ever for you to manage your finances on-the-go. We also prioritize customer service with initiatives designed to enhance your experience at every touchpoint. Though we currently do not offer ATM services or drive-thru banking at this location, our focus remains firmly on meeting your needs through alternative channels.

Our Journey

From our humble beginnings, we have evolved into a trusted financial partner for many individuals and families. With total assets reaching an impressive $8,164,702,074, we offer a wide range of financial services tailored to meet the diverse needs of our members. Our growth story is marked by milestones that highlight our dedication to providing quality banking solutions while fostering community support. Our headquarters is based in East Lansing, MI, allowing us to stay connected with our roots and the local community. We understand that being part of a university town means more than just providing financial services; it's about engaging with students, faculty, and residents alike.

Our Mission

The mission of Michigan State University is simple yet profound: we strive to empower our members by offering accessible financial solutions that promote financial health and well-being. We believe in supporting our community through various outreach programs and initiatives. Whether it's providing educational resources or participating in local events, we aim to make a positive impact on those around us. While members can visit us at our branch address, official correspondence should be sent to 3777 West Rd, East Lansing, MI 48823-8029. We are dedicated to ensuring all interactions are easy and efficient.

Branch Location & Accessibility

Welcome to the Michigan State University branch, conveniently located at 3899 Coolidge Rd in East Lansing, MI. Our branch is nestled in a vibrant area, easily accessible for all your banking needs. Whether you're a student at MSU or a resident of Ingham County, we're here to serve you with friendly faces and personalized service. While you can visit us at our main location, please note that any official correspondence should be sent to our mailing address at 3777 West Rd, East Lansing, MI 48823-8029. This ensures that your important documents reach us without delay. Finding us is simple! We are close to several local landmarks, making it easy for you to stop by while running errands or enjoying a day out. Our branch features ample parking and ADA-compliant access points, ensuring everyone can visit comfortably. Our operating hours are designed to fit your schedule. While we currently do not have specific hours listed, feel free to give us a call at 517-333-2424 for assistance or to confirm our availability. Although we do not offer ATM services or drive-thru banking at this location, we ensure that our team is ready to assist you with all your banking needs inside the branch. We're dedicated to providing quality service and support in every interaction. We invite you to come by and see how we can help you achieve your financial goals. Whether you're looking to open an account or need assistance with existing services, our team is eager to assist you. Don't hesitate come visit us today!

Member Eligibility

At Michigan State University, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or attends school in the area. Whether you're a student at Michigan State University or a local resident in East Lansing, you can enjoy all the benefits we offer. We provide an array of services tailored to meet your needs, from personalized financial advice to competitive loan rates. The process of joining us is straightforward and welcoming. To get started, simply visit us at 3899 Coolidge Rd East Lansing Mi 48823 or give us a call at (517) 333-2424 for more information on how to open an account. For detailed eligibility criteria and updated information, feel free to check out our website at . We're excited to have you with us and can't wait to help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to process payments easily, manage cash flow efficiently, and access expert advice tailored to your industry. Our merchant services can help streamline your operations, making daily transactions smoother so you can focus on what you do best growing your business. Located at 3899 Coolidge Rd East Lansing Mi 48823 in East Lansing, MI, we're here to partner with you every step of the way. Let's work together to unlock the potential of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect with Us

Our team is here to assist you! If you have any questions about our services or need help accessing your account, feel free to give us a call at 517-333-2424. We're committed to making your experience smooth and enjoyable. At Michigan State University, we're not just about banking; we're about building relationships with our members. Join us today and see how we can help you achieve your financial goals! Visit us online at msufcu.org for more information or to get started.

Convenience at Your Fingertips

In today's fast-paced world, we understand the importance of having banking options that fit into your lifestyle. While we currently focus on ATM services, rest assured that our digital banking features will provide you with ease and convenience. You can easily check your balance, view transactions, and transfer funds all from the comfort of your home or on the go.

Tailored Financial Solutions

Whether you're looking to manage day-to-day expenses or save for the future, our services are crafted with you in mind. For those who frequently use cash, our ATM Services Only ensure that you can access your funds whenever you need them. Imagine being able to withdraw cash effortlessly before heading out for a weekend trip or paying for groceries without worry.

Digital & Online Banking

Key Features

Visit us online at http://www.msufcu.org to take advantage of our 24/7 online banking services. Whether you need to check your balance, pay bills, or transfer funds, our platform makes it easy. You can even send money directly to friends and family through our person-to-person transfers feature. This means no more waiting for checks or cash; simply send money with just a few taps on your device. For those who prefer managing their accounts on the go, our mobile application is here to help. Available for download on major app stores, it offers all the essential features you need in the palm of your hand. Plus, if you're into mobile payments, we support that too! Make quick purchases using your phone without fumbling for your wallet.

Real-Time Management

Managing your finances has never been easier. With real-time updates on transactions and account balances, you'll always know where your money is going. No matter what time it is or where you are, Michigan State University ensures that you have complete control over your financial life. Experience the freedom and flexibility of digital banking today! Join us at http://www.msufcu.org and see how easy managing your money can be!

Security and Convenience

Safety is a top priority at Michigan State University. Our online banking services come with robust security measures to keep your information safe. We also offer electronic signature authorization, making it easier than ever to sign documents securely from anywhere. For members who love going paperless, we provide e-statements as well. Enjoy the ease of accessing your statements online while helping the environment at the same time!

Financial Strength

Commitment to Growth

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $67,674 in used auto loans and $6,279,329,147 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts stand at 1,007,545, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,737,052. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 3899 Coolidge Rd East Lansing Mi 48823 or call (517) 333-2424 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. We're here to help guide you through the process and ensure you have all the information you need. For more details on our loan offerings or to speak with one of our knowledgeable representatives, please contact us at 517-333-2424. Our branch is located at 3899 Coolidge Rd East Lansing Mi 48823, ready to assist you on your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can support your purchase effectively.

Business Solutions

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $784,164,693 provide the resources needed to take your business to the next level. We understand the unique challenges faced by businesses and are committed to offering solutions that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We provide tailored solutions for first-time homebuyers as well as seasoned homeowners looking to refinance their existing mortgages.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. This product is ideal for those who need quick access to funds without the collateral requirements of traditional loans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified data from legitimate financial institutions, LendMesh eliminates uncertainty and builds trust in the loan comparison process.

MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - East Lansing, MI