Michigan State University Credit Union East Lansing MI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Michigan State University at our Farm Lane Branch, located at 4825 E Mount Hope Rd, East Lansing, MI 48823. Since opening our doors in 1979, we have proudly served over 374,591 members, providing them with financial services tailored to their needs. With total assets reaching an impressive $8,164,702,074, we are committed to ensuring the financial well-being of our community. At MSUFCU, we understand the importance of trust and reliability in banking. That's why we offer a wide range of products including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you are looking to purchase your first car or need assistance with business financing, we're here to help. While members can visit us at our branch for face-to-face service, official correspondence should be sent to our mailing address: 3777 West Rd, East Lansing, MI 48823. Our dedicated team is led by CEO April Clobes and Board President Gregory Deppong, who are both passionate about enhancing your banking experience. With a solid net worth of $693,701,569 and total deposits amounting to $347,828,089, you can have peace of mind knowing your finances are in good hands. Plus, with cash in hand totaling $56,202,838, we're well-equipped to support your financial journey. We invite you to explore all that MSUFCU has to offer. Whether you prefer visiting us in person or utilizing our online services like mobile banking and e-statements, we're just a phone call away at 517-333-2280. Come see how we can help you achieve your financial goals!

Branch History & Mission

At Michigan State University, we are proud of our rich history and unwavering commitment to serving our community. Founded in 1979, our branch has grown alongside the vibrant East Lansing area, where we have become a trusted partner for financial services. Located at 4825 E Mount Hope Rd, East Lansing, MI 48823, we are conveniently situated near local landmarks that make us easily accessible for all members. Over the years, we have seen tremendous growth. With a total membership of over 374,591 and assets amounting to $8,164,702,074, we have established ourselves as a cornerstone of financial support for families and businesses alike. Our mission is simple yet profound: to provide exceptional financial services while fostering community spirit and support. We believe that everyone deserves access to quality banking options that empower them to achieve their goals. Our operating hours reflect our dedication to convenience. We welcome members Monday through Thursday from 9:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 1:00 pm. For those who prefer drive-thru services, we offer extended hours from 8:00 am on weekdays and from 9:00 am on Saturdays until 6:00 pm and 3:00 pm respectively. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 3777 West Rd, East Lansing, MI 48823. Our commitment extends beyond traditional banking; we prioritize accessibility with ADA compliance and provide digital solutions like online banking and mobile payments. We take pride in our community outreach efforts as well. Through various partnerships and initiatives, we strive to make a positive impact on the lives of those around us. Whether it's through financial literacy programs or local sponsorships, our goal is always to uplift the community we serve. Join us at Michigan State University Credit Union and experience firsthand how we blend financial expertise with genuine care for our members' needs. We invite you to explore what membership can offer you together, let's build a brighter financial future! For more information or assistance, feel free to contact us at (517) 333-2280 or visit our website at msufcu.org.

Branch Location & Accessibility

Connect with Us

Have questions or want more information? Don't hesitate to give us a call at 517-333-2280. We invite you to stop by our Michigan State University branch today! Your financial journey begins here, where community meets convenience!

Operating Hours

Our lobby hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday mornings from 9:00 am to 1:00 pm. Need to swing by during the week? Our drive-thru service operates Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 3:00 pm perfect for those quick transactions on the go!

Parking and Accessibility

We understand that convenience matters. That's why we offer ample parking right outside our branch. Plus, our facilities are ADA compliant, featuring ramps and other accessibility features to accommodate all members of our community.

Services Offered

At Michigan State University, we pride ourselves on offering a wide range of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Enjoy the convenience of ATM access for cash withdrawals and balance checks any time you need it. While members can visit us at 4825 E Mount Hope Rd East Lansing Mi 48823, official correspondence should be sent to our mailing address at 3777 West Rd, East Lansing, MI 48823.

Member Eligibility

At Michigan State University, we believe that everyone deserves a place to thrive, and becoming a member is your first step into our supportive community. Membership is open to individuals who are affiliated with Michigan State University, including students, alumni, faculty, and staff. If you share this connection, you're in! This means you can enjoy all the benefits we offer, from personalized banking services to financial education resources tailored just for you. To learn more about the specific eligibility criteria and ensure you're ready to join us, feel free to check out the details at . Opening an account is a breeze! You can visit us at our branch located at 4825 E Mount Hope Rd East Lansing Mi 48823, or give us a call at (517) 333-2280 if you have any questions. Our friendly team is here to help guide you through the process of becoming a member. We can't wait to welcome you to the Michigan State University family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Success

In today's fast-paced market, efficient payment processing is crucial. Our merchant services allow you to accept payments easily, whether in-store or online. Imagine seamlessly serving customers while managing transactions effortlessly all backed by our reliable support team. We empower your business with the tools needed to thrive. Visit us at 4825 E Mount Hope Rd East Lansing Mi 48823 in East Lansing, MI, or call us at (517) 333-2280 to learn more about how our business banking and commercial services can help you achieve your goals.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Michigan State University has got you covered too! Our business banking services include merchant services that simplify transactions and business loans designed to help you grow your venture. We believe in supporting local businesses because they are vital to our community's success.

Convenient Banking Services

When it comes to banking convenience, we have many options available. Enjoy easy access through our ATM services where you can withdraw cash or check balances at any time. For quick transactions like deposits or withdrawals, take advantage of our drive-thru service designed for your busy schedule.

Credit Cards with Benefits

With our credit cards featuring rewards programs, you can earn points on everyday purchases while enjoying competitive rates. Whether you're using them for groceries or gas, you'll be rewarded every time you swipe. It's a great way to maximize your spending power while managing your finances effectively.

Join Us Today!

At Michigan State University, we pride ourselves on being more than just a credit union; we are a part of the community focused on enhancing the financial well-being of our members. Whether it's personal banking or business solutions, we are here for all your financial needs. Visit us at 4825 E Mount Hope Rd East Lansing Mi 48823, call us at (517) 333-2280, or explore more about what we offer at Msufcu - Farm Lane Branch. We're excited to partner with you on your financial journey!

Loans for Every Need

We understand that life comes with its own set of expenses, and that's why we provide various loan products. If you're in the market for a new car, our auto loans and vehicle financing options make it easier for you to hit the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans tailored just for you. Additionally, our personal loans can help you consolidate debt or cover unexpected costs without stress.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Michigan State University offers personal banking options that fit your lifestyle. Imagine having easy access to your money anytime you need it through our online and mobile banking services. With these tools, you can manage your accounts, make payments, and even send money to friends and family with just a few taps on your smartphone.

Digital & Online Banking

Key Features

Our online banking services at http://www.msufcu.org provide 24/7 access to your accounts, letting you view balances, make transfers, and pay bills with just a few clicks. Whether you're at home or on the go, everything you need is right at your fingertips. You can also enjoy the convenience of person-to-person transfers, making it easy to send money to friends or family without any hassle. For those who prefer going paperless, we offer e-statements that are not only convenient but also secure. You can easily review your account statements anytime while helping the environment at the same time. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Mobile Banking Made Easy

Take your banking experience up a notch with our mobile application. It's available for download so that you can manage your finances directly from your smartphone. With mobile payments enabled, you can make purchases quickly and securely without needing cash or cards. Rest assured that security is a top priority for us at Michigan State University. Our digital banking platform uses advanced encryption technologies to protect your information and transactions. Enjoy peace of mind knowing that whether you're checking your balance or making a payment, your data is safe. In short, our digital and online banking services make managing your finances straightforward and accessible. Visit us today at http://www.msufcu.org and discover how we can help streamline your banking experience!

Financial Strength

Commitment to Growth

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $67,674 in used auto loans and $6,279,329,147 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts stand at 1,007,545, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $15,737,052, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 4825 E Mount Hope Rd East Lansing Mi 48823 or call (517) 333-2280 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Our flexible terms make it easy for you to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are committed to helping you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617. Whether you're buying your first home or refinancing an existing mortgage, we simplify the process so you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any of your existing loans or are unsure about eligibility options for our various loan products, feel free to reach out. Our team is ready to assist you in exploring the best solutions tailored to your financial situation. For more information about our loan offerings or if you have any questions, don't hesitate to call us at 517-333-2280 or visit us at our branch located at 4825 E Mount Hope Rd East Lansing MI 48823. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts with us!

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our flexible terms on unsecured credit card loans. With a total of $450,348,209 in loans helping members effectively manage their finances, our credit cards offer convenience and peace of mind.

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