Michigan State University Credit Union East Lansing MI | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Michigan State University, your trusted partner in financial well-being right here at 3777 West Rd, East Lansing, MI 48823. Established in 1979, our credit union has grown to serve a vibrant community of over 374,591 members, helping them achieve their financial goals with personalized service and unwavering support. At Msufcu - Headquarters, we pride ourselves on our commitment to the community and our members. With total assets exceeding $8.16 billion and total deposits of $347,828,089, we're not just a bank; we're a part of your journey. Our leadership team, including CEO April Clobes and Board President Gregory Deppong, is dedicated to ensuring that every member feels valued and supported. Whether you're looking for auto loans, mortgage options, or personal banking services, we have tailored solutions to meet your needs. Our impressive portfolio includes over 291,412 loans and leases, reflecting our dedication to providing accessible financing options. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 3777 West Rd, East Lansing, MI 48823-8029. With a strong foundation built on trust and community impact, we invite you to explore how we can help you thrive financially. Feel free to reach out at (517) 333-2424 or visit us online at msufcu.org. Join us today and discover the difference of being part of a credit union that truly cares!

Branch History & Mission

Community Focused Initiatives

We are dedicated to making banking easier and more accessible for everyone. Our advancements in online and mobile banking ensure that you can manage your finances whenever and wherever you need. Whether you're applying for a loan or simply checking your balance, we've made it simple with user-friendly technology. At Michigan State University Credit Union, we also prioritize ADA compliance so that all members can enjoy our facilities without barriers. Although we currently do not offer ATM or drive-thru services at this location, our digital platforms provide ample opportunities for convenient banking.

Join Us

As we continue to grow and adapt to the needs of our members and community, we invite you to become part of the Michigan State University family. Experience firsthand how we can assist you in your financial journey while making a meaningful difference in the community around us. For any inquiries or further information about joining us, feel free to reach out at 517-333-2424 or visit us online at msufcu.org. Together, let's create a brighter financial future!

Our Mission

Our mission is clear: to empower our members through exceptional financial services while actively supporting our community. We believe that banking should be more than just transactions; it should foster connections and build trust. Our services include personal banking options like checking and savings accounts, auto loans, mortgage solutions, and credit cards with rewards. We also offer business banking services to help local enterprises thrive. We aim not only to meet the financial needs of our members but also to make a positive impact within our community. Our partnerships with local organizations reflect this commitment as we engage in various outreach efforts that support education, health, and economic development initiatives. While members can visit us at our branch address 3777 West Rd, East Lansing, MI 48823 official correspondence should be sent to our mailing address at 3777 West Rd, East Lansing, MI 48823-8029.

Branch Location & Accessibility

Welcome to the Michigan State University branch, located at 3777 West Rd in the vibrant community of East Lansing, MI! Our branch is conveniently situated near popular landmarks, making it easy for you to stop by while enjoying your day. Whether you're heading to campus or visiting nearby shops and restaurants, we're here to serve your banking needs. At our East Lansing location, we strive to make your experience as comfortable as possible. Our parking area is spacious and accessible, ensuring that all members can visit us with ease. The branch is designed with accessibility in mind, featuring ADA-compliant facilities and ramps for those who need them. While our operating hours are currently flexible and tailored to meet your needs, please feel free to give us a call at 517-333-2424 for specific details about when you can visit us. We want to ensure that you find a time that works best for you! Although we don't have ATM services or drive-thru banking available at this location, our friendly staff is ready to assist you with a range of personal and business banking services. From checking and savings accounts to auto loans and credit cards with rewards, we offer everything you need for your financial journey. For official correspondence, please note that while members can visit us at our branch address, mail should be sent to: 3777 West Rd, East Lansing, MI 48823-8029. We invite you to stop by the Michigan State University branch today! Whether you're opening a new account or exploring loan options, our team is excited to help you achieve your financial goals. Come see us soon!

Member Eligibility

Joining the Michigan State University community means more than just having access to financial services; it's about becoming part of a family that supports your goals. If you're looking to become a member at our East Lansing branch, located at 3777 West Rd, you'll be pleased to know that eligibility is open to anyone associated with Michigan State University, including students, staff, alumni, and their immediate family members. This inclusive approach ensures that we welcome everyone who shares our spirit of community and collaboration. To learn more about the specific eligibility criteria and see if you qualify, please visit this link. Becoming a member is simple and straightforward! Once you confirm your eligibility, you can easily open an account with us. Our dedicated team is here to guide you through every step of the process, ensuring it feels welcoming and easy. Plus, as a member of Michigan State University, you'll enjoy benefits like competitive loan rates and personalized service tailored to your needs. If you have any questions or need assistance, don't hesitate to call us at 517-333-2424. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Accepting payments quickly and securely means happier clients and a smoother operation. Located at 3777 West Rd East Lansing Mi 48823 in East Lansing, MI, we're here to provide personalized support tailored to your business goals. Reach out today at (517) 333-2424 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to support you every step of the way. We understand how important it is for our members to have reliable transportation, so we offer flexible loan terms tailored to fit your budget. Picture driving off in your dream car with financing that's not only affordable but also easy to manage.

Business Banking

For our members who are entrepreneurs, our business banking services are crafted just for you. From merchant services that facilitate transactions to various business loans, we help local businesses thrive in their communities. Imagine managing your business finances effortlessly with tools designed specifically for growth.

Credit Cards with Rewards

Why not get rewarded for everyday spending? Our credit cards with rewards program allows you to earn points on purchases, which can be redeemed for exciting perks. Whether it's cashback or travel rewards, using your card becomes more beneficial than ever.

Mortgage Loans & Refinancing

If homeownership is on your horizon, consider our mortgage loans and refinancing solutions. We simplify the process of buying or refinancing a home, making it less stressful for you. With competitive rates and personalized guidance, we'll help you navigate this significant investment with ease.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly platform ensures that managing your finances fits seamlessly into your lifestyle. At Michigan State University, we believe in making banking accessible and beneficial for everyone. Explore these services today by visiting us or calling us at 517-333-2424 we're here to assist you!

Personal Banking

Our personal banking services are designed to help you manage your money effectively. Whether you're opening a checking or savings account, we provide options that suit various lifestyles. Imagine having easy access to your funds while earning competitive interest rates on your savings this is what we aim for at our credit union.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle them head-on. Need cash for an emergency or looking to streamline your payments? Our loans provide the support you need without overwhelming interest rates.

Digital & Online Banking

Key Services

Visit us online at http://www.msufcu.org to experience a range of user-friendly services. With 24/7 online banking, you can check your balances, transfer funds, and pay bills anytime, day or night. Our mobile application brings these features right to your smartphone, making it easier than ever to manage your finances while you're out and about. Our electronic signature authorization feature means you can sign documents digitally, saving you time and effort. Plus, with e-statements available, you'll reduce paper clutter while staying organized accessing your statements has never been more straightforward.

Security & Ease of Use

We prioritize your security in every transaction. Our systems are built with strong security measures so you can feel confident when managing your finances online. With features like person-to-person transfers and mobile payments, sharing money with friends or making quick purchases is simple and safe. At Michigan State University, we believe banking should fit seamlessly into your life. Our commitment to accessibility means you can manage your accounts in real-time, ensuring you're always in control of your financial journey. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $67,674 in used auto loans and $6,279,329,147 in total loans and leases.

Efficient Operations

Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts stand at 1,007,545, showing a strong and growing member base that trusts us with their finances. This reflects not only our reliability but also the community's confidence in our ability to meet their needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 3777 West Rd East Lansing Mi 48823 or call (517) 333-2424 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans to our members, making it easier for you to get on the road with confidence. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines and Business Loans

For those looking for additional financial flexibility, we offer credit lines totaling $2,460,641,500, allowing you to access funds when you need them without the pressure of high interest rates. Additionally, if you're a business owner, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here to support you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, which make buying or refinancing simple. Homeownership is within reach with our competitive rates and flexible terms tailored to your needs.

Refinancing Options

If you're considering refinancing existing loans, we have options available that may help lower your monthly payments or adjust your loan terms for better financial management. It's always worth discussing eligibility and potential savings with our team. Feel free to reach out to us at (517) 333-2424 for more information about any of these loan products or visit us at 3777 West Rd East Lansing Mi 48823 in East Lansing, MI. Our dedicated staff is ready to assist you in finding the right solution tailored specifically for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you take the next step!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your spending power while ensuring that your financial health is prioritized.

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