Michigan State University Credit Union Clarkston MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Michigan State University, your trusted partner in financial wellness, located at 6051 Sashabaw Rd, Clarkston, MI 48346. Since opening our doors in 1979, we've been dedicated to serving our vibrant community with a commitment to personalized banking solutions and exceptional service. With over 374,591 members and counting, we pride ourselves on fostering lasting relationships built on trust and transparency. At Michigan State University, we understand that financial needs can vary greatly from person to person. That's why we offer a wide array of services tailored for every stage of life from checking and savings accounts to auto loans and mortgages. Our total assets amounting to $8,164,702,074 and total deposits reaching $347,828,089 reflect our solid foundation and dedication to your financial success. Led by our passionate CEO, April Clobes, and Board President, Gregory Deppong, our team of 1,449 employees is here to ensure you receive the support you need. We also maintain a strong net worth of $693,701,569 and keep a healthy cash reserve of $56,202,838 ready for your banking needs. While members can visit us at our branch location for assistance or to conduct transactions via our drive-thru service, official correspondence should be sent to the same address: 6051 Sashabaw Rd, Clarkston, MI 48346. Whether you're looking for expert advice on personal loans or business financing options our friendly staff is just a phone call away at 517-333-2424. Join us at Michigan State University where your financial goals become our mission. Explore how we can support you on this journey by visiting our website at msufcu.org. Your future starts here!

Branch History & Mission

Community Commitment

We understand that banking is not just about transactions; it's about making an impact in our community. That's why we actively participate in local outreach initiatives and partnerships aimed at improving lives right here in Clarkston and beyond. By supporting local events and educational programs, we help foster a thriving environment where everyone can succeed.

Looking Ahead

As we move forward, we remain committed to embracing digital advancements while ensuring accessibility for all our members. Our branch features ADA-compliant facilities and offers mobile banking solutions to make your experience as convenient as possible. With drive-thru service available for quick transactions and no ATM on-site, we ensure that every visit is efficient. Join us at Michigan State University branch today! Experience firsthand the benefits of being part of a credit union that truly cares about your financial journey. Together, let's build a brighter future for you and our community! For more information or assistance, don't hesitate to call us at 517-333-2424 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday until 1:00 PM.

Our Journey

From humble beginnings, the Michigan State University branch has evolved into a trusted financial partner. Initially serving a small group of members, it has expanded significantly over the years, adapting to the changing needs of our community while maintaining our core values. We focus on providing personal banking services like checking and savings accounts, auto loans, mortgages, and business banking options. This growth is not just about numbers; it's about building relationships and trust with each member who walks through our doors.

Our Mission

At Michigan State University, our mission is clear: we are dedicated to empowering our members through superior financial services and community support. We believe that everyone deserves access to tools that promote financial health and well-being. Our team strives to offer personalized assistance tailored to each member's unique situation. Whether you need help managing everyday expenses or planning for the future, we are here for you. While members can visit us at 6051 Sashabaw Rd in Clarkston for all their banking needs, official correspondence should be sent to our mailing address: 6051 Sashabaw Rd, Clarkston, MI 48346.

Branch Location & Accessibility

Welcome to the Michigan State University Sashabaw Branch! Conveniently located at 6051 Sashabaw Rd in beautiful Clarkston, MI, our branch is here to serve your financial needs with a friendly smile. Whether you're stopping by to open an account or simply need assistance with your banking, we're easily accessible and ready to help. While you can visit us at our branch address, please note that any official correspondence should be sent to the same mailing address: 6051 Sashabaw Rd, Clarkston, MI 48346. Situated near local landmarks, such as the scenic Independence Oaks County Park and just a short drive from downtown Clarkston, our location makes it easy for members to pop in during their day. We offer ample parking for your convenience and ensure accessibility features are available for all our members, including ADA-compliant entrances and ramps. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you prefer the ease of drive-thru banking, we have you covered! Our drive-thru service is available Monday through Friday from 8:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 3:00 PM for quick deposits and withdrawals. Though we currently do not have ATM services at this branch, our dedicated team is here to assist you with all your personal banking needs ranging from checking and savings accounts to auto loans and credit cards with rewards. We invite you to stop by or give us a call at 517-333-2424 if you have any questions. Come experience how Michigan State University Sashabaw Branch can support your financial journey today!

Member Eligibility

At Michigan State University, we believe in building a strong community where everyone feels welcome and valued. Joining us as a member is simple and rewarding! If you live, work, or attend school in the areas we serve, you're likely eligible to become part of our credit union family. We cater to individuals who share our commitment to financial well-being and community support. Plus, being a member means you'll enjoy access to a range of services designed to help you thrive, from personal banking options to loans and credit cards that fit your lifestyle. To kickstart your membership journey at Michigan State University, just visit us at 6051 Sashabaw Rd Clarkston Mi 48346 or give us a call at (517) 333-2424 for more details. We encourage you to check out the specific eligibility criteria on our website [here](), so you can see how easy it is to get started. Our friendly team is ready to assist you every step of the way!

Business Banking & Commercial Services

Lending Solutions to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your daily operations smoothly with reliable merchant services at your fingertips. Our offerings include payment processing solutions that allow you to accept various payment methods quickly and securely. This means less hassle for you and more convenience for your customers, allowing you to focus on what matters most growing your business. Visit us at 6051 Sashabaw Rd Clarkston Mi 48346, Clarkston, MI, and discover how we can partner with you on your journey to success! For inquiries, call us at (517) 333-2424.

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we offer tailored business banking solutions. From essential merchant services that help streamline transactions to various business loan options, we are committed to supporting your entrepreneurial journey.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At Michigan State University, we pride ourselves on offering top-notch digital banking features. With our online and mobile banking, managing your finances has never been easier. You can transfer funds, pay bills, and even send money to friends through our secure person-to-person payment service all from the comfort of your home or wherever you are. Need cash quickly? Our branch provides basic drive-thru banking services for simple transactions like deposits and withdrawals. While we currently do not have ATMs on-site, our drive-thru ensures that your banking needs are met efficiently during our hours of operation.

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to give you peace of mind when you need it most. Additionally, with our credit cards featuring rewards, you can earn points on your everyday purchases while enjoying flexibility in payments.

Personal Banking Solutions

When it comes to managing your money, we understand that everyone has unique needs. That's why we offer an array of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine easily tracking your spending with our intuitive online banking tools or accessing your funds on the go with our mobile banking app. If you're in the market for a new vehicle, our auto loans and vehicle financing can help you hit the road without breaking the bank. We also provide mortgage loans and refinancing options to assist you in purchasing or upgrading your home.

We're Here for You

Whether you're a first-time member or a long-standing part of our community, we invite you to explore all that Michigan State University has to offer. Our friendly staff is always ready to assist you with any questions or concerns. For more information about any of these services or to discuss how we can help meet your financial goals, please call us at 517-333-2424 or visit us online at msufcu.org. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is available 24/7, giving you complete control over your finances whenever you need it. You can check balances, transfer funds, and pay bills with ease. Plus, if you're on the go, our mobile application provides all these features right at your fingertips. The app also supports mobile payments, making it simpler than ever to make purchases directly from your phone. We prioritize security in everything we do. With electronic signature authorization available, signing documents is not only fast but safe as well. You can also choose e-statements for a paperless option that helps you keep track of your transactions without cluttering your mailbox.

Manage Your Money Effortlessly

If you ever need to send money to friends or family, our person-to-person transfer feature allows you to do this quickly and securely. Whether it's splitting a bill or sending a gift, it's all just a few taps away. At Michigan State University, we believe in making banking as easy as possible for our members. Our user-friendly interface is designed to help you manage your accounts in real-time, ensuring that you always have up-to-date information at hand. With our range of digital services tailored to meet your needs, banking has never been more accessible. Experience the convenience of modern banking today visit us online at http://www.msufcu.org !

Financial Strength

Commitment to Growth

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have $67,674 in used auto loans and a total of $6,279,329,147 in loans and leases, which supports our members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at an impressive 1,007,545, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $15,737,052, demonstrating our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 6051 Sashabaw Rd Clarkston MI 48346 or call 517-333-2424 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 849% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms can accommodate your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand. We know how essential it is for businesses to have access to reliable funding sources to thrive in today's economy.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping you financially secure.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll make. That's why we offer tailored solutions and guidance throughout the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist you with that as well. Our team is here to help you evaluate your options so you can make informed decisions about your financial future. At Michigan State University located at 6051 Sashabaw Rd Clarkston Mi 48346, we're dedicated to serving our community's financial needs. If you have questions or need assistance selecting the right loan product for you, don't hesitate to reach out at 517-333-2424 during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm EST; Friday from 9:00 am to 6:00 pm EST; and Saturday from 9:00 am to 1:00 pm EST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

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MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Clarkston, MI