Michigan State University Credit Union Auburn Hills MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Michigan State University, your trusted financial partner located at 3220 University Dr, Auburn Hills, MI 48326. Established in 1979, our credit union has grown into a vibrant community of over 374,591 members, all benefiting from our commitment to provide exceptional personal banking services. At Michigan State University Credit Union, we understand that each member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $8.16 billion and total deposits reaching $347.83 million, we stand strong and reliable in supporting our members' aspirations. Our dedicated team, led by CEO April Clobes and Board President Gregory Deppong, is here to ensure you receive the best service possible. We take pride in having 1,449 employees who are passionate about helping you achieve your financial goals. Whether you're looking for a loan or simply want to explore your saving options, we're ready to assist you. While members can visit us at our branch location, official correspondence should be sent to 3220 University Dr, Auburn Hills, MI 48326. Feel free to reach out with any questions at (517) 333-2424 or visit our website at msufcu.org for more information. Join us today and experience how Michigan State University Credit Union can empower you on your financial journey!

Branch History & Mission

Commitment to Service

Our branch offers convenient operating hours designed to accommodate your busy lifestyle: Monday through Thursday from 9:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 1:00 pm. For those who prefer quick transactions on the go, we provide drive-thru banking services and ATM availability for easy access anytime. While members can visit us at 3220 University Dr, official correspondence should be sent to the same address for consistency. Our friendly staff is always ready to assist you with anything you need feel free to call us at 517-333-2424 for inquiries or support. Join us at Michigan State University where your financial well-being is our priority! Experience the difference of being part of a credit union that truly cares about its members and their communities. We invite you to become part of our family today!

Our Mission

At Michigan State University, our mission is simple yet powerful: to provide exceptional financial services that empower our members and enhance the communities we serve. We believe that everyone deserves access to affordable banking solutions and personalized support. Our team is committed to helping you navigate your financial journey whether it's opening your first savings account, financing your dream car, or planning for retirement. We pride ourselves on being more than just a bank; we're a community-focused organization that actively participates in local initiatives and partnerships. Through various outreach programs, we aim to uplift those around us by supporting education, financial literacy, and community development.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is fully compliant with ADA standards, featuring ramps and accessible parking spaces to ensure everyone can visit comfortably. Whether you're driving in or using public transport, we strive to make your experience as smooth as possible.

Operating Hours

Our friendly team is here to serve you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, and Friday until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM. If you're in need of drive-thru services, our drive-up hours run Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM perfect for those quick transactions without leaving your vehicle!

Services Offered

At the Michigan State University branch, we offer a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? With our ATM available on-site and drive-thru banking options, accessing your funds has never been easier. If you have questions or need assistance, don't hesitate to give us a call at 517-333-2424. Our dedicated team is ready to help! We look forward to welcoming you at our branch soon come see how we can support you on your financial journey!

Member Eligibility

At Michigan State University, we believe that becoming a member is about joining a family that supports you in your financial journey. To be eligible, you simply need to meet some friendly criteria that include being associated with Michigan State University or living in the surrounding community. This means whether you're a student, faculty member, or just someone who calls this area home, you have the opportunity to join us. Becoming a member at Michigan State University not only opens the door to a range of financial services tailored just for you but also connects you with a network that values your needs and goals. If you're excited to start this journey, opening an account is simple! Just visit us at our branch located at 3220 University Dr Auburn Hills Mi 48326 or give us a call at (517) 333-2424 for any questions. For more detailed information on eligibility, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, our member-focused approach means we're with you every step of the way. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions to ensure that every entrepreneur has access to the funds they need.

Merchant Services

Beyond loans, we offer essential merchant services designed to simplify payment processing and enhance customer satisfaction. Picture this: a smooth checkout experience for your customers, making it easier for them to do business with you while increasing your sales potential. With our comprehensive suite of tools, managing transactions becomes effortless. Visit us at 3220 University Dr Auburn Hills Mi 48326 in Auburn Hills, MI or contact us at (517) 333-2424 to discover how we can help your business thrive!

Outstanding Support for Your Growth

With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses. Imagine what your business could achieve with the right financial partner by your side!

Comprehensive List Of Services

Credit Cards & Business Banking

Our credit cards come with rewards designed to benefit your everyday spending. We strive to offer competitive rates while ensuring that you enjoy the perks associated with using our cards. For business owners, we understand the importance of having reliable banking support. That's why we offer comprehensive business banking services, including merchant services and business loans that empower you to grow and succeed in your ventures.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why Michigan State University provides robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, transfer funds, and pay bills seamlessly from anywhere. We also offer ATM services for quick cash withdrawals and balance checks without needing to visit the branch. If you prefer in-person assistance for simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking services.

Join Us Today!

We're excited to partner with you on your financial journey at Michigan State University in Auburn Hills! Explore all that we have to offer by visiting us in person or checking out our website at http://www.msufcu.org . Your financial well-being is important to us let's make it happen together!

Personal Banking

Whether you're opening a new checking or savings account or looking for ways to manage your funds better, we've got you covered. Our personal banking services offer flexible options that suit various lifestyles. For those considering buying a car or refinancing an existing loan, our auto loans and vehicle financing solutions make it simple to get on the road without breaking the bank. If you're thinking about home ownership or want to refinance your current mortgage, we provide mortgage loans and refinancing options that fit your budget. Additionally, our personal loans and debt consolidation services can help you regain control of your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Enhanced Accessibility

One of the standout features of our digital banking services is the ability to send money directly to friends or family through person-to-person transfers. This quick and simple method makes splitting bills or sending gifts easier than ever. And remember, our online banking services are available 24/7, so you have full control over your finances whenever you need it. In today's fast-paced world, having reliable access to your financial information is crucial. At Michigan State University, we prioritize security in every transaction, giving you peace of mind as you manage your money digitally. Join us in embracing the ease and efficiency of digital banking today!

Key Features

Our online banking service, available at http://www.msufcu.org , offers a user-friendly interface that allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of electronic signature authorization, making it easier than ever to complete transactions without the hassle of paperwork. Need to stay organized? Our e-statements feature helps you keep track of your finances without cluttering your mailbox. Plus, if you're always on the move, our mobile application ensures that banking is at your fingertips. With this app, you can manage your accounts, deposit checks, and even make mobile payments all from your smartphone.

Financial Strength

A Dedicated Team at Your Service

We take pride in having 1,386 full-time employees and 63 part-time employees who are always ready to assist you with knowledgeable service. Our team is dedicated to helping you navigate your financial journey smoothly. The net shares available for lending and investments stand at $15,737,052, reflecting our commitment to facilitating growth opportunities for all our members. Additionally, with a total of 1,007,545 share accounts, we have built a strong member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 3220 University Dr Auburn Hills Mi 48326 or call (517) 333-2424 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $683,333,436 in undivided earnings, we continually reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us meet your needs today and in the future. Our lending capacity is demonstrated by the $67,674 in used auto loans and $6,279,329,147 in total loans and leases. We strive to support your financial goals across various sectors, making it easier for you to achieve what matters most.

Member Savings Are Secure

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings and ensure they are managed wisely for your benefit. Unlike traditional banks, we focus on serving our members first. With non-member deposits at $68,588,248, we concentrate our resources on delivering better loan rates, lower fees, and exclusive perks just for you.

Our Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base supports our ability to provide loans and competitive savings options, even during challenging economic times. Our net worth ratio of $849 demonstrates that we have a robust capital foundation. This stability allows us to continue providing valuable services to our members without interruption.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find a plan that suits your budget.

Business Loans

For business owners looking to grow their operations, our outstanding commercial loans totaling $784,164,693 provide the capital needed to expand your business ventures. We understand that every business has unique needs and are here to support you with personalized financing solutions. --- We invite you to visit us at our branch located at 3220 University Dr Auburn Hills Mi 48326 or give us a call at 517-333-2424 for more information on how we can assist you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Michigan State University be your partner in achieving financial success!

Credit Lines

For those who need additional flexibility with their borrowing capacity, our total credit lines amounting to $2,460,641,500 provide easy access to funds when needed. This is ideal for managing unexpected expenses without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We offer various mortgage products tailored to fit different financial situations. Plus, if you're considering refinancing your current mortgage, we have options available to help reduce your monthly payments.

Unsecured Credit Cards

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your cash flow intact.

Loan Aggregator

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MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Auburn Hills, MI