MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Welcome to Michigan State University, your trusted credit union located at 10520 N Main St, Richmond, IL 60071. Since opening our doors in 1979, we've been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With a total membership of 374,591 individuals and assets exceeding $8,164,702,074, we stand as a pillar of support for families and businesses alike. Under the leadership of our CEO, April Clobes, and Board President, Gregory Deppong, we have built a reputation for reliability and commitment. Our branch is proud to offer a comprehensive suite of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to open a checking account or secure financing for your next vehicle, we are here to assist you every step of the way. While you can conveniently visit us at our Richmond branch for all your banking needs, remember that official correspondence should be sent to the same address. We also ensure that your funds are safe with a robust net worth of $693,701,569 and total deposits amounting to $347,828,089. At Michigan State University Credit Union, we believe in fostering lasting relationships with our members through personalized service and community involvement. Our team of 1,449 employees is ready to provide guidance tailored specifically to your financial goals. Feel free to reach out at (517) 333-2424 or explore more about our offerings on our website msufcu.org. We invite you to join us in building a brighter financial future together!

At Michigan State University, we are proud of our rich history and the impact we've made in the Richmond community since our doors opened in 1979. Located at 10520 N Main St, Richmond, IL 60071, our branch has grown alongside our members, evolving to meet their financial needs while maintaining a strong focus on community support. From the beginning, our mission has been clear: to provide exceptional financial services that empower our members and enhance their lives. With a total membership of over 374,591 individuals, we are committed to offering personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our growth is reflected in our impressive total assets of $8,164,702,074. Our branch operates with a deep understanding that financial services go beyond transactions; they are about building relationships. We strive to ensure that every member feels valued and supported. While you can visit us at our branch address for face-to-face assistance during our operating hours Monday through Thursday from 9:00 am to 5:00 pm CST, Friday from 9:00 am to 6:00 pm CST, and Saturday from 9:00 am to 1:00 pm CST we also offer convenient drive-thru banking and ATM services for those on the go. In addition to traditional banking services, we embrace digital advancements that make banking easier for our members. Our online and mobile banking platforms ensure you can manage your finances anytime and anywhere. We also prioritize accessibility by adhering to ADA compliance standards. Our commitment extends beyond banking; we actively engage in partnerships and community outreach efforts aimed at improving the quality of life in Richmond. From sponsoring local events to providing financial education workshops, we believe in giving back and supporting those around us. As we continue this journey together, we invite you to join Michigan State University Credit Union. Experience firsthand the benefits of being part of a community-focused organization that puts its members first. Reach out to us at 517-333-2424 or visit our website at http://www.msufcu.org for more information on how we can help you achieve your financial goals.

Becoming a member of Michigan State University is like joining a close-knit family that truly cares about your financial well-being. To be eligible, you'll need to meet a few simple criteria, such as being affiliated with Michigan State University, which opens the door to a world of benefits tailored just for you. Whether you're a student, staff member, or even an alumni, we welcome you with open arms! Plus, our services are designed to help you thrive financially, from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take this exciting step, opening an account is quick and easy. You can find more details about eligibility on our website at , or if you have any questions, feel free to call us at (517) 333-2424. Join us at Michigan State University, located at 10520 N Main St Richmond Il 60071, and experience the difference of being part of a community-focused financial institution!

At Michigan State University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we maintain a robust and reliable foundation for all your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $683,333,436 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive: with $67,674 in used auto loans and a total of $6,279,329,147 in loans and leases available to our members. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $15,737,052 while Total Share Accounts have reached an impressive 1,007,545, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 10520 N Main St Richmond Il 60071 or call 517-333-2424 to learn more about how we can help you achieve your financial goals.