Michigan State University Credit Union Johnsburg IL | Affordable Auto Loans & Checking

Introduction

Welcome to Michigan State University, your trusted partner in financial services right here at our Johnsburg Branch, located at 4000 N Johnsburg Rd, Johnsburg, IL 60051. Since our establishment in 1979, we have proudly served our community, growing alongside our members and offering them the financial support they need to thrive. With a total membership of over 374,591 individuals and an impressive asset base of $8,164,702,074, we are committed to providing you with personalized banking experiences that make a real difference. At Michigan State University Credit Union, we understand that every member has unique financial goals. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Whether you're looking to buy your first car or secure financing for your business endeavors, we've got you covered. Our leadership team is dedicated to ensuring that your experience with us is exceptional. Led by CEO April Clobes and Board President Gregory Deppong, we strive to create a welcoming environment where you can feel confident about your financial decisions. Our team of 1,449 employees is here to help you navigate your financial journey. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to the same address: 4000 N Johnsburg Rd, Johnsburg, IL 60051. We encourage you to reach out with any questions or needs you might have by calling us at (517) 333-2424. Join us as we continue to build a stronger community together one member at a time! Visit our website at msufcu.org for more information on how we can assist you today.

Branch History & Mission

Community Commitment

As part of Michigan State University Credit Union, we prioritize giving back through various outreach programs. By partnering with local organizations, we strive to create opportunities for everyone in Johnsburg. Whether it's providing financial education or supporting charitable causes, we are here to uplift those around us. In addition to traditional banking services, we've embraced technology to enhance member experience. Our digital banking options including online banking and mobile payments make managing finances more convenient than ever before. Plus, our drive-thru service ensures that members can access essential banking needs swiftly and safely.

Join Us

While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 4000 N Johnsburg Rd, Johnsburg, IL 60051 if different from the branch address. If you have any questions or need assistance, don't hesitate to reach out at 517-333-2424. We invite you to become part of the Michigan State University family today. Experience the benefits of membership firsthand where your financial well-being is at the forefront of everything we do. Join us as we continue this exciting journey together!

Our Story

The Michigan State University branch has evolved into a cornerstone of support for individuals and families in Johnsburg. Our branch address is conveniently situated at 4000 N Johnsburg Rd, making it easily accessible for all members. We are dedicated to providing personalized financial solutions, from checking and savings accounts to auto loans and mortgage refinancing. This commitment has enabled us to remain a trusted partner in our members' financial journeys. Our mission is clear: we aim to empower our members through exceptional service and comprehensive financial products while actively supporting local initiatives that enrich our community. We believe that banking should not only be about transactions but also about building relationships and fostering community spirit.

Branch Location & Accessibility

Welcome to the Michigan State University branch, conveniently located at 4000 N Johnsburg Rd in the charming town of Johnsburg, Illinois. Our branch is easily accessible and situated near popular landmarks, making it a great spot for members and visitors alike. Whether you're coming from the local parks or nearby schools, you'll find us right where you need us. While members can visit us at 4000 N Johnsburg Rd, official correspondence should be sent to the same address. We ensure that our location is not just easy to find but also welcoming. Parking is available nearby, and our facility features ADA-compliant access to accommodate all of our members comfortably. Our operating hours are designed with your convenience in mind. You can visit us Monday through Thursday from 9:00 am to 5:00 pm CST, Friday from 9:00 am to 6:00 pm CST, and Saturday from 9:00 am to 1:00 pm CST. If you prefer drive-thru banking, we've got you covered! Drive-thru services are available Monday through Thursday from 8:00 am to 5:30 pm CST, Friday until 6:00 pm CST, and Saturday until 1:00 pm CST. At Michigan State University branch, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we strive to provide everything you need under one roof. Plus, with ATM availability on-site, accessing cash is quick and easy. Have questions or need assistance? Feel free to give us a call at 517-333-2424. We're here to help! We invite you to stop by and experience firsthand the friendly service and support that makes our credit union stand out in the community.

Member Eligibility

Joining Michigan State University is like becoming part of a close-knit family that genuinely cares about your financial well-being. If you live, work, or study in the community, you're likely eligible to become a member! This inclusive approach means that many people can enjoy the benefits of our services. Being a member not only gives you access to personalized banking solutions but also connects you with a supportive network designed to help you thrive. For more detailed information about eligibility criteria, feel free to check out this resource: . Opening an account at Michigan State University is straightforward and welcoming. Our team is here to assist you every step of the way, ensuring that your transition into membership is as smooth as possible. If you're ready to take the next step or have any questions, don't hesitate to call us at (517) 333-2424. We're excited to welcome you to our community and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for your business. Imagine having the ability to accept payments seamlessly from customers, whether they are shopping in-store or online. Our tools help streamline payment processing, allowing you to focus more on what you do best running your business. Located conveniently at 4000 N Johnsburg Rd Johnsburg Il 60051, Johnsburg, IL, we invite you to explore how our tailored financial solutions can help you achieve your goals. For inquiries, call us at (517) 333-2424. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our branch provides efficient ATM & Cash Withdrawal Services, ensuring that you can access your money when you need it most. With basic ATM access for withdrawals and balance checks available at various locations, managing cash flow is easier than ever.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options are designed to make your purchase smooth and affordable. Imagine driving off the lot in your dream car without breaking the bank. We understand that everyone has unique financing needs, so we work with you to find the best loan terms possible.

Business Banking

For entrepreneurs and small business owners, we offer robust Business Banking services including Merchant Services & Business Loans. Running a business is challenging enough; let us help take some of that burden off your shoulders by providing tailored financial solutions that fit your unique needs.

Credit Cards with Rewards

For those who love earning while they spend, our Credit Cards with Rewards are a fantastic choice. Picture this: every dollar spent brings you closer to exciting rewards like travel points or cashback offers. It's not just about making purchases; it's about making them work for you!

Drive-Thru Banking

Sometimes quick transactions are necessary! Our basic drive-thru banking allows members to perform deposits, withdrawals, and simple transactions without leaving their vehicles perfect for busy days. We invite you to visit us at Michigan State University, where we are dedicated to empowering our members through accessible financial services tailored just for you. For more information or assistance with any of our offerings, please call us at 517-333-2424 or check out our website at http://www.msufcu.org . Let us be part of your financial journey!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Michigan State University, we simplify that journey through our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our friendly staff will guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features. With easy access to account management from anywhere at any time, you can transfer funds, pay bills, and check balances all from the palm of your hand.

Personal Banking

Navigating personal finances can be overwhelming, but with our Personal Banking services, it doesn't have to be. We offer various Checking & Savings Accounts tailored for different lifestyles and goals. Whether you're saving for a dream vacation or managing everyday expenses, our accounts come with competitive rates and easy access.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide you with the flexibility and support needed to manage those costs effectively. Think of it as a safety net during tough times helping you regain control over your finances.

Digital & Online Banking

Key Features

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that easily and securely. Additionally, if you're tired of paper statements cluttering your mailbox, our e-statements are available for those who prefer a digital alternative. And for added convenience, we support electronic signature authorization, making it easier than ever to complete transactions without the hassle of paperwork. Security is always a priority at Michigan State University. Our online platform utilizes robust security measures to protect your personal information and ensure safe transactions every time you log in. With mobile payments enabled, you can also make quick purchases directly from your phone no need for cash or cards. At Michigan State University, we're committed to providing accessible and real-time account management tools that help you take charge of your financial future. Explore all our digital banking services today and discover how easy it can be to manage your finances!

Financial Strength

Dedicated Team Ready to Assist You

We also take pride in having 1,386 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they help us maintain an impressive total of 1,007,545 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 4000 N Johnsburg Rd Johnsburg Il 60051 or call (517) 333-2424 to learn more about how we can help you achieve your financial goals.

Members' Savings are Secure

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as seen with our $67,674 in used auto loans and $6,279,329,147 in total loans and leases. Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to safeguarding your savings while delivering quality financial solutions. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether it's for a new or used vehicle, our auto financing options are tailored to make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $784,164,693 provide the capital needed to grow and expand. We understand the challenges of running a business and strive to support you with financing that allows you to invest in your future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We offer various mortgage solutions that cater to different budgets and situations, ensuring you can find the right fit for your family.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that may lower your payments or help you access cash for other needs. It's worth discussing your current situation with us to see how we can assist you further. At Michigan State University, our goal is to simplify the borrowing process while providing personalized service. If you're interested in any of our loan products or want more information about eligibility, feel free to give us a call at (517) 333-2424 or visit us at our branch located at 4000 N Johnsburg Rd Johnsburg Il 60051 in Johnsburg, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $450,348,209 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can make everyday purchases more rewarding while keeping your spending under control.

Loan Aggregator

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MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION - Johnsburg, IL