MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

Welcome to Michigan Schools And Government, your trusted partner in financial wellness since 1954. Located at 41031 Mound Rd, Sterling Heights, MI 48314, we are dedicated to serving our community with personalized banking solutions that empower you to achieve your financial goals. With a robust membership of 152,072 and total assets exceeding $3.8 billion, we pride ourselves on being a stable and supportive institution. At Michigan Schools And Government, we understand the importance of accessible financial services. That's why we offer a variety of products, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our commitment to you is reflected in our impressive total deposits of $40,804,012 and net worth of $456,882,719, ensuring we have the resources to support your needs. While members can visit us at our branch location, official correspondence should be sent to 40400 Garfield Road, Clinton Township, MI 48038. Our friendly team is here for you from Monday to Wednesday from 9 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday until 1 PM. Under the leadership of CEO Steve Brewer and Board President Douglas Smith, our staff of 455 employees is committed to providing exceptional service. We are proud to offer modern conveniences like online banking and mobile payments while maintaining a personal touch that makes each member feel valued. If you're ready to explore how Michigan Schools And Government can help you thrive financially, don't hesitate to reach out! Call us at 586-263-8800 or visit our website at msgcu.org today. Let's build your brighter financial future together!

The story of Michigan Schools And Government (MSGCU) in Sterling Heights, MI, is one of dedication and community spirit. Since opening its doors in 1954 at 41031 Mound Rd, MSGCU has been a steadfast partner for the residents of Macomb County, providing financial services that empower individuals and families. Over the decades, our branch has grown alongside our members, nurturing a vibrant community with a total membership of over 152,000 and total assets reaching an impressive $3,804,369,436. From our humble beginnings to becoming a trusted financial institution, MSGCU has always prioritized the needs of our members. Our mission is clear: we aim to offer accessible financial solutions while actively supporting local communities. We believe that when we invest in our members' futures, we contribute to building a stronger community. This commitment is reflected not only in our wide array of services including checking accounts, auto loans, mortgages, and credit cards but also in our outreach programs that help those in need. While members can visit us at 41031 Mound Rd Sterling Heights Mi 48314, official correspondence should be sent to 40400 Garfield Road, Clinton Township, MI 48038. We are conveniently located near various local landmarks that make it easy for you to reach us. Our operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM are designed with your busy schedule in mind. At MSGCU, we pride ourselves on being at the forefront of technology and accessibility. Our branch features an ATM for quick cash access and drive-thru banking options for your convenience. We're dedicated to ensuring that all members have equal access to our services, adhering to ADA compliance standards. Community engagement is fundamental to who we are. We actively participate in partnerships and initiatives that uplift those around us. By working with local schools and organizations, we provide educational resources and support programs that foster growth and opportunity. As we look toward the future, MSGCU remains committed to evolving alongside our members' needs while holding true to our core values. We invite you to join us on this journey experience firsthand the benefits of being part of a credit union that truly cares about your financial health and well-being. Reach out today at (586) 263-8800 or visit our website at msgcu.org to learn more about how we can serve you better!

At Michigan Schools And Government, we believe that everyone deserves to be part of a welcoming community that supports their financial goals. Becoming a member is easier than you might think! If you live, work, or attend school in the communities we serve, you're likely eligible for membership. We embrace individuals from all walks of life, so whether you're just starting out or looking to manage your finances better, we invite you to join our family. The benefits are plentiful enjoy access to personalized services, competitive rates on loans, and a range of convenient banking options designed just for you. To get started, simply visit us at our branch located at 41031 Mound Rd Sterling Heights Mi 48314 or give us a call at (586) 263-8800. You can also check out the detailed eligibility criteria at http://www.msgcu.org/michigan-credit-union-membership . Once you're ready to open an account, the process is straightforward head over to http://www.msgcu.org/apply-for-a-michigan-loan to fill out your application online. We can't wait for you to experience all that Michigan Schools And Government has to offer!

At Michigan Schools And Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our robust financial health, which reflects our commitment to providing you with exceptional service and support. With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $427,013,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,923 in used auto loans and $3,276,657,477 in total loans and leases. Our operational efficiency is reflected in our $29,869,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 341,160, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 41031 Mound Rd Sterling Heights Mi 48314 or call (586) 263-8800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.