Michigan Schools And Government Credit Union Rochester Hills MI | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Michigan Schools And Government, your trusted partner in financial wellness, located at 2950 Walton Blvd, Rochester Hills, MI 48309. Since our establishment in 1954, we have been dedicated to serving our community with integrity and commitment. With a total membership of over 152,000 individuals, we pride ourselves on fostering relationships that empower our members to achieve their financial goals. At Michigan Schools And Government, we offer a wide range of services designed to meet your unique banking needs, including personal banking accounts, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $3,804,369,436, allowing us to provide secure and reliable financial services while maintaining a strong net worth of $456,882,719. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 40400 Garfield Rd, Clinton Township, MI 48038-4004. Our friendly staff is ready to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday from 9:00 AM to 6:00 PM. Under the leadership of our CEO, Steve Brewer, and Board President Douglas Smith, we are committed to not just meeting but exceeding your expectations. We believe in giving back to the community and ensuring that every member feels valued and supported. Join us today at Michigan Schools And Government by visiting our website at msgcu.org or giving us a call at 586-263-8800. Let's work together towards a brighter financial future!

Branch History & Mission

A Legacy of Growth

Throughout our journey, Michigan Schools And Government has evolved significantly. We started with humble beginnings and have grown to manage assets totaling over $3.8 billion. This remarkable growth reflects our unwavering commitment to our members and the communities we serve. Over the years, we've expanded our offerings, providing everything from checking and savings accounts to auto loans and mortgages. Our mission is clear: to empower our members by offering accessible financial solutions while fostering a sense of belonging within our community. Our branch is not just about numbers; it's about people. We believe that when you join Michigan Schools And Government, you're part of a family that truly cares about your well-being. Our team works tirelessly to ensure you receive the best possible experience whether you visit us in person or engage with us through our online services.

Community Commitment

At Michigan Schools And Government, we understand the importance of giving back. Our mission extends beyond financial transactions; it's about making a positive impact on lives. We actively engage in community outreach initiatives that promote education and provide support for local schools and government entities. This commitment reflects our belief that strong communities lead to strong futures. While members can visit us at 2950 Walton Blvd, official correspondence should be sent to 40400 Garfield Rd, Clinton Township, MI 48038-4004 if necessary.

Join Us Today!

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Michigan Schools And Government family. Experience firsthand how we blend tradition with innovation to create an exceptional banking experience tailored just for you. Whether you're looking for personal banking options or business solutions, we are here for you. To learn more about membership benefits or open an account today, visit us online at msgcu.org or call us at 586-263-8800. Join us in building a brighter financial future together!

Modern Banking for Everyone

We are proud to offer state-of-the-art digital banking services that cater to your needs. With features such as online banking, mobile payments, and ATM access available at our branch, managing your finances has never been easier or more convenient. We also prioritize accessibility; our facilities meet ADA compliance standards so that everyone can access the services they need.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces for individuals with disabilities. Your comfort and convenience are our priorities.

Getting Here

As you approach our branch, you'll notice that we are situated near several well-known landmarks. Just a stone's throw away from the beautiful Bloomer Park and close to the vibrant local shopping centers, our location is perfect for a quick visit. We offer ample parking right outside our entrance, ensuring that you can park with ease.

Let’s Connect!

Ready to experience exceptional service? Call us today at 586-263-8800 or stop by during our operating hours! We look forward to welcoming you to Michigan Schools And Government in Rochester Hills your trusted partner in financial success!

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're closed on Sundays so our team can recharge and come back ready to serve you.

Services Offered

At Michigan Schools And Government, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need a quick transaction? Use our drive-thru service for deposits and withdrawals without leaving your car. Plus, with ATM availability right at the branch, you can access your cash anytime. While members can visit us at 2950 Walton Blvd Rochester Hills Mi 48309, official correspondence should be sent to our mailing address at 40400 Garfield Rd, Clinton Township, MI 48038-4004.

Member Eligibility

At Michigan Schools And Government, we believe that everyone deserves a place to call home when it comes to banking. Becoming a member is not just about opening an account; it's about joining a community that genuinely cares about your financial well-being. If you live, work, or go to school in Michigan, you're likely eligible for membership! Our doors are open to individuals who meet specific criteria outlined on our website, making it easy for you to join us on this journey towards achieving your financial goals. For detailed eligibility information, check out this link. Opening an account with us is simple and can be done online or by visiting our branch at 2950 Walton Blvd Rochester Hills Mi 48309. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even credit cards with rewards, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (586) 263-8800. Welcome to the family at Michigan Schools And Government we can't wait to serve you!

Business Banking & Commercial Services

Loan Options Tailored for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $238 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,426,080, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services provide businesses with the tools needed to process transactions smoothly. Imagine a local café using our services accepting payments quickly while focusing on crafting the perfect cup of coffee for customers. With us by your side, you can streamline operations and enhance customer satisfaction. Located at 2950 Walton Blvd Rochester Hills Mi 48309 in Rochester Hills, MI, we're here to help you thrive. For more information about how we can support your business, give us a call at (586) 263-8800. Let's build your success together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. With ATM access available as well, withdrawing cash or checking your balance is straightforward. We invite you to visit us at 2950 Walton Blvd, Rochester Hills MI 48309, or give us a call at 586-263-8800 during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're exploring options for personal finance or seeking support for your business endeavors, Michigan Schools And Government is here for you! Let us help make managing your money easier reach out today!

Business Banking Solutions

For our business members, we offer robust banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we are here to support your business goals every step of the way.

Credit Cards and Rewards

Additionally, our credit cards come with rewards that can enhance your purchasing experience. Picture this: every time you use your card, you're not just making a purchase; you're earning points that can be redeemed for exciting rewards. It's like getting paid back for everyday spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances all at the touch of a button. Plus, with features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Services

When it comes to managing your day-to-day finances, our personal banking services are tailored just for you. We offer checking and savings accounts that allow you to easily access your funds while earning interest. Imagine having the peace of mind that comes with knowing your money is safe and growing. For those moments when life throws you a curveball, our personal loans and debt consolidation options can help ease financial burdens. If you're dreaming of a new car, our auto loans and vehicle financing solutions make it simple and affordable to drive away in style. And for those planning to buy a home or refinance their existing mortgage, we provide mortgage loans with competitive rates tailored to fit your budget.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking service available at https://www.msgcu.org/, you can view your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the convenience of electronic statements (Yes) that let you manage your documents without the clutter of paper. If you're looking for quick transactions, our person-to-person transfers (Yes) allow you to send money directly to friends or family with ease. Security is a top priority at Michigan Schools And Government. Our electronic signature authorization (Yes) ensures that your transactions are safe and verified. You can also take advantage of mobile payments (Yes), making it simple to shop using your smartphone.

Stay Connected Anytime, Anywhere

Our mobile application (Yes) gives you the freedom to manage your finances right from your pocket. Check balances, make payments, and even deposit checks all without needing to visit a branch. With 24/7 online banking services (Yes), you'll have real-time access to your accounts whenever you need it. At Michigan Schools And Government, we strive to provide tools that enhance your banking experience while ensuring that everything remains straightforward and secure. Embrace the convenience of digital banking today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 341,160, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,089,821. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 2950 Walton Blvd Rochester Hills Mi 48309 or call (586) 263-8800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $29,869,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $427,013,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $42,923 in used auto loans and $3,276,657,477 in total loans and leases, helping you achieve your financial goals across various sectors.

Solid Financial Health

With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Services

For those looking for business financing, our outstanding commercial loans totaling $142,426,080 provide the capital needed to grow and expand your business ventures. We also offer various credit lines up to $872,000,000, giving you additional flexibility when managing cash flow. At Michigan Schools And Government, we prioritize making financial services accessible and straightforward. If you're curious about eligibility or would like to apply for one of our loan products, please visit our website or contact us directly at 586-263-8800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward achieving your financial goals starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $741,169,654 in used vehicle loans and $186,772,510 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that make it easy for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $201,938,233, ensuring you have the support needed to secure your dream home. Our refinancing options are also available for those looking to reduce their monthly payments or tap into their home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $99,554,606 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory guidelines ensures that the offers displayed are fair and transparent. By prioritizing verified data, LendMesh aims to build trust with its users through consistent accuracy in loan comparisons.