MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

Welcome to Michigan Schools And Government, your trusted partner in financial well-being since 1954. Located at 480 W 12 Mile Rd, Madison Heights, MI 48071, our credit union has been dedicated to serving the needs of our community for nearly seven decades. With a total membership of over 152,000 and assets exceeding $3.8 billion, we are proud to offer a range of services tailored specifically for you, whether you're looking for personal banking solutions or business loans. At Michigan Schools And Government, we understand that every member's financial journey is unique. That's why we provide a variety of products, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to excellence extends beyond just financial products; it's about building relationships and supporting our members through every stage of life. While you can visit us at our branch location for in-person assistance, official correspondence should be directed to our mailing address at 40400 Garfield Road, Clinton Township, MI 48038. Our team is led by CEO Steve Brewer and Board President Douglas Smith, who work tirelessly to ensure that we not only meet but exceed your expectations. With a dedicated workforce of 455 employees, we're here to serve you better every day. With total deposits reaching $40,804,012 and net worth standing strong at $456,882,719, we prioritize your financial security while also fostering community growth. We invite you to experience the difference a member-focused credit union can make in your life. Ready to take the next step? Feel free to call us at 586-263-8800 or visit our website at msgcu.org to explore our services further or start your application process today!

At Michigan Schools And Government, we take pride in our rich history and unwavering mission to serve our community. Established in 1954, our branch located at 480 W 12 Mile Rd, Madison Heights, MI 48071 has grown significantly over the years. With a total membership of 152,072, we have become a trusted financial partner for countless individuals and families across the region. From our humble beginnings, we have continuously evolved to meet the changing needs of our members. As we built our reputation for reliability and support, we also expanded our services. Today, we proudly manage total assets of $3,804,369,436, offering a wide range of financial products that include personal banking options, auto loans, mortgage services, and business banking solutions. Our mission is straightforward yet impactful: to provide excellent financial services while actively supporting the communities we serve. We believe in empowering our members by helping them achieve their financial goals. This commitment drives us to offer personalized assistance and innovative banking solutions tailored to individual needs. While members can visit us at 480 W 12 Mile Rd, official correspondence should be sent to 40400 Garfield Road, Clinton Township, MI 48038. Our branch features convenient operating hours Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM ensuring accessibility for everyone. In addition to traditional banking services, we are proud to offer ATM availability and drive-thru banking options for added convenience. Our digital advancements allow members to access online banking, mobile payments, and e-statements effortlessly. We prioritize accessibility with ADA-compliant facilities so that everyone can enjoy our services comfortably. Community outreach is at the heart of what we do. Through various partnerships and initiatives, we strive to make a positive impact beyond banking. Whether it's supporting local schools or hosting financial literacy workshops, we're dedicated to uplifting those around us. Join us at Michigan Schools And Government and experience firsthand how we can help you navigate your financial journey with confidence. Become part of a community-focused credit union that puts people before profits where your goals are our priority!

Becoming a member of Michigan Schools And Government is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or attend school in specific areas of Michigan, you're likely eligible to join us! We welcome individuals from various backgrounds, so whether you're a teacher, a government employee, or simply a resident looking for better banking options, we invite you to be part of our community. Membership not only gives you access to personalized financial services but also connects you with a network dedicated to your success. To find out the detailed eligibility criteria, please check out our resource at http://www.msgcu.org/michigan-credit-union-membership . When you're ready to take the next step and open an account with us, it's as easy as clicking this link: http://www.msgcu.org/apply-for-a-michigan-loan . If you have any questions or need assistance, feel free to give us a call at (586) 263-8800 we're here for you!

At Michigan Schools And Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, ensuring that your trust in us is well placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $427,013,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,923 in used auto loans and a total of $3,279,657,477 in loans and leases. Our success is reflected in our operations with a robust net income of $29,869,535, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,089,821. The total number of Share and Deposit Accounts stands at 341,160, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 480 W 12 Mile Rd Madison Heights Mi 48071 or call 586-263-8800 to learn more about how we can help you achieve your financial goals.