MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

At Michigan Schools And Government, we believe in building a stronger community through financial empowerment. Located at 20595 Farmington Rd, Livonia, MI 48152, our branch is dedicated to serving you with care and commitment. Established in 1954, we've grown alongside our members, now proudly supporting over 152,000 individuals with a wide range of financial services tailored to meet their needs. With total assets exceeding $3.8 billion, our focus on sound financial practices ensures that your money is not just safe but also working for you. We offer a variety of loans over 138,917 loans and leases to help you achieve your dreams, whether it's buying a car or refinancing your home. Our members enjoy the benefits of robust deposits totaling $40,804,012 and a solid net worth of $456,882,719, reflecting our stability and reliability. While members can visit us at our Livonia branch, official correspondence should be sent to our mailing address: 40400 Garfield Rd, Clinton Township, MI 48038-4004. Our friendly team, led by CEO Steve Brewer and Board President Douglas Smith, is here to assist you with personalized service and expert advice. Whether you're looking for personal banking options like checking and savings accounts or business solutions such as merchant services and business loans, we're ready to help. Plus, with modern conveniences like online banking and mobile payment options available, managing your finances has never been easier. We invite you to call us at 586-263-8800 or visit us during our lobby hours Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Experience the difference with Michigan Schools And Government Credit Union today!

At Michigan Schools And Government, we believe that everyone deserves to be part of a community that cares. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria, which typically include being an employee or member of specific educational institutions or government organizations in Michigan, or having family members who are already part of our credit union. It's all about connecting with people who share your values and goals. You can check out the full eligibility details on our website at http://www.msgcu.org/michigan-credit-union-membership . Once you're ready to take the next step, opening an account is easy! Just visit our account opening page at http://www.msgcu.org/apply-for-a-michigan-loan , or give us a call at (586) 263-8800 if you have any questions. We're here to help you every step of the way, ensuring you feel right at home in our community located at 20595 Farmington Rd Livonia Mi 48152. Join us today and start enjoying all the benefits that come with being a member of Michigan Schools And Government!

At Michigan Schools And Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to providing you with reliable services and peace of mind. With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $427,013,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $42,923 in used auto loans and $3,279,657,477 in total loans and leases, enabling us to help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $29,869,535, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, we have net shares available for lending and investments totaling $3,089,821. With a strong member base that trusts us with their finances totaling 341,160 share accounts we are well-equipped to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 20595 Farmington Rd Livonia Mi 48152 or call 586-263-8800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.