MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

Welcome to Michigan Schools And Government, your trusted partner in financial well-being, located at 34700 23 Mile Rd, Chesterfield, MI 48047. Established in 1954, our credit union has proudly served over 152,000 members and continues to make a meaningful impact in the community. With total assets exceeding $3.8 billion, we are dedicated to providing exceptional service and tailored solutions that meet the diverse needs of our members. At Michigan Schools And Government, we believe in putting our members first. Whether you're looking for personal banking options, auto loans, or business services, we have you covered with a wide range of offerings designed to help you achieve your financial goals. Our commitment is reflected in our impressive total deposits of $40,804,012 and a strong net worth of $456,882,719. We also manage a robust portfolio with over 138,917 loans and leases, ensuring that we can support you when it matters most. While members can visit us at our Chesterfield location for all their banking needs, official correspondence should be sent to 40400 Garfield Rd, Clinton Township, MI 48038-4004. Our friendly team of 455 employees, led by CEO Steve Brewer and Board President Douglas Smith, is here to assist you every step of the way. We invite you to explore what Michigan Schools And Government has to offer. For more information about our services or to become a member today, please visit us online at msgcu.org or give us a call at 586-263-8800. Your financial future starts here!

Joining the Michigan Schools And Government family is more than just opening an account; it's about becoming part of a supportive community that truly cares about your financial well-being. If you live, work, or go to school in Michigan, you're likely eligible to become a member! At our Chesterfield branch, located at 34700 23 Mile Rd Chesterfield Mi 48047, we invite you to explore the many benefits we offer like lower fees and competitive rates on loans and savings accounts. You can find all the specific eligibility details at this link, which breaks down everything you need to know. Getting started is easy! Simply reach out to us at 5862638800 or visit our website at msgcu.org for more information on how to open your account. We're here to guide you through every step of the process and ensure that you feel welcomed and supported as you join our community.

At Michigan Schools And Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, which serves as a testament to our commitment to providing exceptional services and support. With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $427,013,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $42,923 in used auto loans and an impressive total of $3,279,657,477 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $29,869,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) total $3,089,821. Additionally, we boast a thriving community with 341,160 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 34700 23 Mile Rd Chesterfield Mi 48047 or call 586-263-8800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.