Michigan Legacy Credit Union Warren MI | Best Auto Loans & ATM Services

Introduction

At Michigan Legacy, we believe in building a brighter financial future for our community. Located at 31130 Ryan Rd, Warren, MI 48092, our Warren Branch has been serving members since 1946. With a commitment to providing excellent financial services tailored to your needs, we proudly support over 20,549 members and manage total assets of approximately $210,783,850. Our dedicated team of 69 employees, led by CEO Carma Peters and Board President Bruce Crossman, is here to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. We understand the importance of trust when it comes to your finances. That's why we focus on creating lasting relationships with our members while ensuring they benefit from competitive rates and personalized service. Our total deposits stand at $17,804,351, reflecting our members' confidence in us. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 31130 Ryan Rd, Warren, MI 48092. If you have any questions or need assistance, feel free to call us at 586-756-5010. Join us today and experience the difference that comes with being part of the Michigan Legacy family. Your financial goals are important to us! For more information about our services or to become a member, visit our website at Michigan Legacy Credit Union.

Branch History & Mission

Commitment to Innovation

In line with our mission, we've embraced digital advancements to ensure that banking is easy and accessible for everyone. With features like online banking and mobile applications, managing your finances has never been easier. Plus, we uphold ADA compliance standards so that all members can enjoy equal access to our services.

Community Focus

Our dedication extends beyond financial transactions; we aim to uplift our community through educational workshops and resources designed to empower individuals on their financial journeys. By joining Michigan Legacy, you become part of a family that cares deeply about your success. We invite you to visit us at 31130 Ryan Rd or reach out at 586-756-5010 for any inquiries. If you prefer official correspondence, please send it to 31130 Ryan Rd, Warren, MI 48092. Join us today and experience firsthand the benefits of being part of Michigan Legacy where your financial future is built together with the community!

Our Mission

At Michigan Legacy, we believe in the power of community and the importance of supporting our members' financial well-being. Our mission is straightforward yet impactful: to provide exceptional financial services while fostering strong relationships within our community. We focus on offering personalized solutions that cater to the unique needs of each member whether it's checking and savings accounts, auto loans, or credit cards with rewards. We take pride in being more than just a credit union; we are your neighbors committed to making a difference. Through various outreach programs and partnerships, we actively support local initiatives that enhance the lives of those around us.

Branch Location & Accessibility

Convenient Access and Features

When you arrive at our branch, you'll find ample parking that ensures your visit is hassle-free. We are committed to accessibility for all our members, featuring ADA-compliant entrances and ramps. Our drive-thru service makes it simple to complete your banking transactions without leaving your vehicle. Plus, we offer ATM services for quick cash withdrawals and balance checks whenever you need them.

Operating Hours

At Michigan Legacy, we understand that life can be busy. That's why we strive to accommodate your schedule with convenient operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. For those who need to visit on Saturdays, we're open from 9:00 AM to 1:00 PM.

Services Tailored for You

We pride ourselves on offering a variety of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for business solutions, we provide merchant services and business loans as well. If you need assistance or have questions about your account, don't hesitate to reach out! Give us a call at 586-756-5010 or stop by our branch today. We're excited to help you with all your banking needs!

Member Eligibility

Joining the Michigan Legacy family is more than just opening an account; it's about becoming part of a welcoming community that truly cares. If you're looking to become a member at our Warren branch, located at 31130 Ryan Rd, Warren, MI 48092, you'll find that eligibility is designed to be inclusive and straightforward. Anyone who lives, works, worships, or attends school in Macomb County can easily qualify for membership. It's a wonderful opportunity to access a range of financial services tailored to your needs while enjoying the benefits of being part of a credit union that prioritizes its members. To kickstart your journey with us, the process is simple and can be completed online. Just visit our account opening page at this link to get started. If you have any questions or need assistance along the way, don't hesitate to call us at 586-756-5010. For further details on eligibility criteria, feel free to check out our resource page at this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that help you manage transactions seamlessly. Imagine being able to accept payments quickly and securely, allowing you more time to focus on what truly matters growing your business. Our solutions are tailored for local businesses in Warren, MI, ensuring you have the tools necessary to thrive in today's competitive market. Join us at Michigan Legacy, located at 31130 Ryan Rd Warren Mi 48092, where we're dedicated to being a partner in your business's success. For more information or assistance, call us at (586) 756-5010. Let's build your vision together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,190,850, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services can help take your venture to the next level. We provide essential tools like merchant services and business loans designed specifically for small businesses.

Convenient Access

We also prioritize convenience with our ATM and cash withdrawal services available around the clock. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Plus, accessing your funds has never been easier with our basic ATM services for withdrawals and balance checks. With all these offerings at Michigan Legacy in Warren, MI, we strive to ensure that banking with us is not only efficient but also fulfilling. If you have any questions or need assistance with any of our services, don't hesitate to reach out by calling us at 586-756-5010. Join us today and experience personalized service from a community-focused credit union! Visit Michigan Legacy for more information or stop by our branch during lobby hours: Monday through Friday from 9:00 am to 5:00 pm (with extended hours on Fridays until 6:00 pm). Your financial success starts here!

Credit Solutions

Don't forget about our credit cards with rewards! These cards are perfect for members who want to earn benefits while making everyday purchases. Enjoy cash back or travel rewards on items you already buy.

Home Financing

For those dreaming of homeownership or looking to refinance, our mortgage loans cater to various budgets and preferences. Our team is committed to guiding you through the process, ensuring you find the right loan that meets your specific needs.

Loans for Personal Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation options. Whether it's funding a special project or managing existing debt, we aim to provide solutions that are easy to understand and beneficial in the long run.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. With features like online banking and mobile access, managing your finances is simple and convenient. You can easily track your spending and set up automatic transfers to grow your savings without any hassle. When it comes to financing a new vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. We know how important reliable transportation is for you and your family, so let us help you hit the road with confidence.

Digital & Online Banking

Conclusion

Whether you're using our online banking or mobile app, Michigan Legacy is committed to providing you with accessible and efficient financial services. Enjoy the convenience of managing your money with confidence join us today at https://michiganlegacycu.org/ !

Convenient Online Banking

With our 24/7 online banking services available at https://michiganlegacycu.org/ , you can check your balance, pay bills, and transfer funds all from the comfort of your home. No more waiting in lines or rushing to get to the bank before it closes! You have full control over your accounts whenever you need it.

Secure Transactions Made Easy

Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and secure. You can complete forms and approvals digitally, saving you time while keeping everything protected.

Smart Mobile Banking

For those who prefer banking on their mobile devices, our mobile application makes it simple to manage your finances right from your smartphone. You can download the app and enjoy features like person-to-person transfers, allowing you to send money to friends or family with just a few taps. Plus, if you're looking for quick updates on your account, our e-statements are readily available so you can stay informed without any clutter.

Financial Strength

Commitment to Growth

With $23,993,190 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,072,706 in total loans and leases, including 3,233 used auto loans.

Growing Membership Base

We have a strong and growing member base with 30,631 total share accounts that trust us with their finances. Additionally, our net shares available for lending and investments amount to $544,686. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Legacy is your trusted partner. Visit us at 31130 Ryan Rd., Warren MI 48092 or call 586-756-5010 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $14,302,956 in share certificates and $33,820,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $26,528,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we provide personal loans and debt consolidation options as part of our commitment to support our members' financial journeys. No matter what you're facing whether it's a large purchase or an unexpected expense we're here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or personalized assistance with any of our loan products, please feel free to contact us at 586-756-5010 or visit us at 31130 Ryan Rd Warren MI 48092. We're dedicated to helping you navigate your financial future confidently!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,982,287 in used vehicle loans and $14,224,457 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles that can be tailored to fit your budget. If you're considering refinancing an existing auto loan, ask about our competitive rates and eligibility options.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $1,190,850 provide the capital needed to grow and expand. We understand that every business is unique; that's why we work closely with you to find solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,799,472, making it easier than ever to secure a place you can call home. Let us guide you through the process to find a solution that fits your financial situation.

Unsecured Credit Card Loans

For those looking for flexibility in managing expenses, we also offer unsecured credit card loans with a total of $5,776,097 helping members manage their finances effectively. This allows you to handle purchases without tying up your assets or worrying about collateral.

Loan Aggregator

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MICHIGAN LEGACY CREDIT UNION - Warren, MI