Michigan Legacy Credit Union Highland MI | Best Auto Loans & ATM Access

Introduction

Welcome to Michigan Legacy at our Highland Branch, located at 290 N John St, Highland, MI 48357! Since our establishment in 1946, we've been dedicated to serving our community with a personal touch and a commitment to your financial well-being. With over 20,549 members, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. At Michigan Legacy, our total assets amount to an impressive $210,783,850, reflecting our strong foundation and ability to support you with your financial needs. Our members enjoy the benefits of having access to total deposits of $17,804,351 and total loans of 9,631, which empower them to achieve their dreams whether it's buying a home, purchasing a vehicle, or starting a business. Our net worth stands at $26,528,807, showcasing our stability and reliability as your local financial institution. Led by CEO Carma Peters and Board President Bruce Crossman, our team is here for you. We have a dedicated staff of 69 employees ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While members can visit us at 290 N John St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 248-887-0666. Join us today and discover how Michigan Legacy can help you thrive financially. For more information about our services or to become a member, visit us online at michiganlegacycu.org. We look forward to serving you!

Branch History & Mission

Welcome to the heart of Highland, Michigan, where our journey began in 1946 with the founding of Michigan Legacy. Since then, we have grown alongside our community, building a legacy of trust and service. Today, we proudly serve over 20,549 members and manage assets totaling $210,783,850. Located at 290 N John St, Highland, MI 48357, our branch is easily accessible for all your banking needs. Whether you are near local landmarks or just passing through, we invite you to stop by and experience our commitment to exceptional service firsthand. For any official correspondence, please note that you can reach us at the same address. At Michigan Legacy, our mission is simple yet profound: to provide not only financial services but also support to our community. We believe in empowering individuals and families with the tools they need to achieve their financial goals while fostering a spirit of camaraderie and cooperation among our members. Our dedicated team works tirelessly to ensure that every member feels valued and supported. Over the years, we have embraced advancements in technology to enhance your banking experience. From online banking and mobile applications to convenient ATM access, we strive to make banking easy and efficient for everyone. Our facilities are ADA compliant, ensuring accessibility for all members of our community. In addition to offering traditional services like checking accounts and auto loans, we are proud to engage in various community outreach efforts. Our partnerships with local organizations allow us to give back and strengthen the fabric of Highland. We understand that supporting our community goes beyond financial transactions; it's about making meaningful connections. Our branch operates during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We also feature a drive-thru service for added convenience and are equipped with an ATM for quick access to cash. Join us at Michigan Legacy as we continue this journey together. Experience a credit union that truly cares about your financial well-being and is committed to making a positive impact in Highland. We invite you to become part of our family let's build a brighter future together! For more information or to start your membership today, call us at 248-887-0666 or visit us online at michiganlegacycu.org.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Feel free to reach out! You can call us at 248-887-0666. We invite you to come by and experience our friendly service firsthand. Your financial well-being is important to us, and we're excited to serve you at Michigan Legacy's Highland Branch!

Convenient Access

Getting to our branch is simple. We offer ample parking for our members, ensuring that your visit is hassle-free. If you have mobility concerns, rest assured that we are ADA compliant and provide ramps for easy access. Additionally, our friendly staff is always ready to assist you upon arrival.

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday until 6:00 PM. For those who prefer a quick stop on the weekend, we're also open on Saturday from 9:00 AM to 1:00 PM.

Services Offered

At Michigan Legacy's Highland Branch, we provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Need cash? Our ATM is available for easy withdrawals and balance checks anytime during business hours. If you're in a hurry or prefer convenience, take advantage of our drive-thru service where you can complete simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Michigan Legacy feels like joining a warm and welcoming family where your financial well-being is our priority. At Michigan Legacy, located at 290 N John St Highland Mi 48357, we strive to make membership accessible to everyone who shares our values. If you live, work, or worship in the areas we serve, you're likely eligible! We embrace individuals from all walks of life and encourage you to explore how our community can support your financial journey. For detailed eligibility criteria, feel free to check out this link: https://www.cuinsight.com/press-release/michigan-legacy-credit-union-announces-annual-patronage-dividends-reflecting-another-benefit-of-credit-union-membership-2/. Opening an account with us is a breeze! Simply visit our website to get started on the application process. If you have any questions or need assistance along the way, don't hesitate to reach out at (248) 887-0666. We're here to help you every step of the way as you join our community of over 20,000 members who enjoy the benefits of personalized service, competitive rates, and a commitment to helping each other thrive. Your journey towards better banking starts here!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services offer reliable solutions that simplify transactions. Whether it's accepting credit cards or managing online sales, we provide tools designed to enhance your cash flow and customer satisfaction. Experience the difference at Michigan Legacy. Let us help you turn your business goals into reality! For more information, call us at 248-887-0666 or visit our website at michiganlegacycu.org.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,190,850, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is hassle-free with our ATM and cash withdrawal services available at various locations. You can easily withdraw cash or check balances whenever needed no more long lines!

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, our Auto Loans & Vehicle Financing can help turn your dream car into reality. We offer competitive rates and personalized plans that allow you to drive off in style without breaking the bank. Picture yourself behind the wheel of that new car, knowing you have a financing plan that works for you.

Business Banking Services

For entrepreneurs, our Business Banking services include merchant services and business loans tailored specifically for small businesses. Whether you're starting fresh or expanding an existing venture, we're here to support your growth every step of the way.

Credit Cards with Rewards

Our Credit Cards with Rewards offer more than just purchasing power; they give you benefits like cashback or points for travel and shopping. Envision using your credit card for everyday purchases while earning rewards that lead to exciting experiences.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether you're checking balances or making transfers on-the-go, banking has never been easier.

Drive-Thru & Basic Transactions

For quick transactions without leaving your vehicle, take advantage of our Basic Drive-Thru Banking services where deposits and withdrawals are simple and efficient. At Michigan Legacy in Highland, MI, we believe in empowering our members through accessible financial services tailored for every aspect of life. For more information about how we can help you achieve your financial goals or to speak with one of our friendly representatives, feel free to call us at 248-887-0666 today!

Flexible Personal Loans

Life can be unpredictable, and sometimes you need a little extra cash. With our Personal Loans & Debt Consolidation, we provide solutions that help cover unexpected expenses or consolidate debt into manageable payments. This service can be particularly helpful during those times when budgeting becomes challenging.

Home Financing Options

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are here to assist. Our team will guide you through the process, ensuring you understand each step. Imagine settling into your new home with confidence, knowing that you made the right choice with our support.

Personal Banking Solutions

For those looking to manage day-to-day finances, our Personal Banking services include checking and savings accounts designed for convenience and flexibility. Imagine having easy access to your funds while earning interest on your savings! Whether you're saving for a vacation or just need a reliable place for your paycheck, we have options that fit every lifestyle.

Digital & Online Banking

Comprehensive Online Banking

With our 24/7 online banking services available at https://michiganlegacycu.org/, accessing your accounts is just a click away. You can check your balances, view transactions, and transfer funds with ease. Plus, our user-friendly interface ensures that even the least tech-savvy members feel comfortable navigating their accounts.

Easy Access to Statements and Signatures

Say goodbye to paper clutter! We offer e-statements for those who prefer a digital approach to their finances. It's not only eco-friendly but also keeps your financial documents organized and accessible. And if you need to sign documents quickly, our electronic signature authorization makes it simple and secure.

Mobile Banking on the Go

For those who prefer banking from their smartphones, our mobile application is ready for download. With it, you can manage your accounts right from your pocket. While we currently don't support mobile payments, our app allows for quick person-to-person transfers, so you can send money to friends or family without any hassle.

Security You Can Trust

At Michigan Legacy, your security is our priority. Our online banking platform employs robust security measures to keep your information safe while you manage your accounts. Rest assured that whether you're using our website or mobile app, your financial data remains protected. In summary, Michigan Legacy offers a suite of digital banking tools that prioritize accessibility, ease-of-use, and real-time account management. Experience the convenience of modern banking today!

Financial Strength

A Dedicated Team

We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we're here to guide you through your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Legacy is your trusted partner. Visit us at 290 N John St Highland Mi 48357 or call (248) 887-0666 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $14,302,956 in share certificates and $33,820,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $23,993,190 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you have access to the best possible financial products tailored to your needs.

Solid Financial Health

With a net worth of $26,528,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,258 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $3,233 in used auto loans and $150,727,064 in total loans and leases. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,982,287 in used vehicle loans and $14,224,457 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a plan that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,190,850 provide the capital needed to grow and expand. We understand that every business has unique needs and are here to support your journey. At Michigan Legacy in Highland, MI (290 N John St), we're committed to empowering our members with the financial tools they need. For more information about our loan offerings or to start your application process today, call us at 248-887-0666 or visit michiganlegacycu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,799,472, make buying or refinancing simple. We guide you through the process with clear eligibility requirements and support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,776,097 in loans helping members manage their finances effectively. Whether you're consolidating debt or planning for unexpected expenses, our credit card options can provide relief.

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Michigan Legacy