MICHIGAN LEGACY CREDIT UNION - Flat Rock, MI

At Michigan Legacy, we believe that a strong community is built on trust, support, and shared success. Since our establishment in 1946, we've been dedicated to serving the residents of Flat Rock and beyond from our branch located at 22855 Gibraltar Rd, Flat Rock, MI 48134. With a vibrant membership of over 20,549 individuals and families, we take pride in offering personalized financial services tailored to meet your unique needs. As part of our commitment to you, we manage over $210 million in assets, ensuring that your money is not only safe but also working for you. Our total deposits stand at $17,804,351, reflecting the confidence our members place in us. Whether you're looking for an auto loan among our 9,631 loans and leases, or need assistance with personal banking options like checking accounts or mortgages, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 22895 Gibraltar Rd, Flat Rock, MI 48134. Under the leadership of CEO Carma Peters and Board President Bruce Crossman, our team of 69 dedicated employees is here to ensure you receive the highest level of service. We encourage you to explore our wide range of offerings from personal loans to business banking services. Feel free to reach out to us at 734-379-9125 or visit our website at michiganlegacycu.org for more information. Join us as we continue to build a legacy that empowers every member of our community!

Welcome to the Michigan Legacy Flat Rock Branch, your friendly neighborhood credit union located at 22855 Gibraltar Rd, Flat Rock, MI 48134. We take pride in being conveniently situated near local landmarks that make banking easy and accessible for our members. Whether you're visiting us after a trip to the nearby Flat Rock Community Park or on your way home from shopping at local stores, we're here to serve you with all your banking needs. At Michigan Legacy, we understand the importance of accessibility. Our branch features ample parking and ADA-compliant entrances, ensuring everyone can visit us without hassle. Need to stop by during busy hours? Our drive-thru service is available for quick transactions like deposits and withdrawals, making it simple to bank on the go. We are open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours until 6:00 PM on Fridays. On Saturdays, we're here for you from 9:00 AM to 1:00 PM. This flexibility allows you to find a time that works best for your schedule. If you prefer self-service options, we also have an ATM available for cash withdrawals and balance checks right at our branch. Should you need assistance or have any questions, feel free to call us at 734-379-9125. While you can always visit us at our physical location for personal banking services such as checking accounts, auto loans, and mortgage refinancing, please note that if you need to send official correspondence, it should be directed to our mailing address at 22895 Gibraltar Rd, Flat Rock, MI 48134. We invite you to stop by the Michigan Legacy Flat Rock Branch today! Come experience the friendly service and personalized banking solutions that set us apart. We look forward to welcoming you!

At Michigan Legacy, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you live, work, worship, or attend school in the Flat Rock area, you're already on the path to membership! We welcome individuals from various backgrounds and lifestyles to experience the benefits of our credit union, including competitive rates on loans and savings accounts, personalized service, and access to unique member rewards. To start your journey with us at Michigan Legacy, simply visit us at 22855 Gibraltar Rd Flat Rock Mi 48134 or give us a call at (734) 379-9125. For more detailed eligibility criteria and to stay updated, check out our website at https://www.cuinsight.com/press-release/michigan-legacy-credit-union-announces-annual-patronage-dividends-reflecting-another-benefit-of-credit-union-membership-2/ . Ready to open an account? It's easy! You can find all the information you need by visiting https://forms.joinmycu.com/mop/148/newmember/promotional . Join us today and discover how being a member of Michigan Legacy can make a positive difference in your financial future!

At Michigan Legacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial position so you can trust us with your savings and loans. With a net worth of $26,528,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,302,956 in share certificates and $33,820,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $23,993,190 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $15,072,706 in total loans and leases which supports members' financial goals across various sectors. This includes 3,233 used auto loans, helping many fulfill their transportation needs efficiently. While our current net income is $0, it reflects our operational efficiency during the recent period. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $544,686. Total Share Accounts: 30,631, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Legacy is your trusted partner. Visit us at 22855 Gibraltar Rd Flat Rock MI 48134 or call 734-379-9125 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.