MICHIGAN FIRST CREDIT UNION

At Michigan First, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions that help them achieve their goals. Whether it's through personal banking products like checking and savings accounts or more specialized services such as auto loans and mortgage financing, we aim to meet diverse needs with care and integrity. We also strive to make a meaningful impact beyond traditional banking. Our commitment extends to supporting local initiatives and partnerships that enrich the lives of those in Ypsilanti and beyond. By collaborating with local organizations and participating in community events, we aim to uplift those around us and contribute positively to the neighborhoods we serve. In addition to our branch's welcoming atmosphere, we offer convenient operating hours from Monday to Friday, 10 am - 7 pm and Saturday from 10 am - 3 pm. Members can take advantage of our ATM availability for quick transactions while enjoying access to online and mobile banking for greater flexibility. While members can visit us at our physical location on Whittaker Rd, official correspondence should be sent to the same address: 2010 Whittaker Rd, Ypsilanti, MI 48197. As we look toward the future, we remain committed to innovation and customer-centric initiatives that ensure all members can navigate their financial journeys with confidence. Whether you're looking for assistance with loans or simply need advice on managing your finances better, we're here for you every step of the way. Join us at Michigan First today and experience firsthand how we're dedicated not just to your financial success but also to building a stronger community together. For more information or inquiries, don't hesitate to reach out at 800-664-3828 or visit us online at michiganfirst.com. Your journey toward financial empowerment starts here!

At Michigan First, we believe that banking should be accessible to everyone. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and easy parking options. Plus, for those on the go, we offer ATM services right at our branch, ensuring you can manage your finances whenever you need. While members can visit us at 2010 Whittaker Rd, official correspondence should be sent to the same address. We are open Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM, providing flexible hours that fit your busy schedule. If you have any questions or need assistance, don't hesitate to call us at 800-664-3828.

Our team at Michigan First is committed to serving you with a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer convenient online and mobile banking solutions so that managing your money is just a click away! We invite you to come visit us at our Ypsilanti location and discover how Michigan First can help you reach your financial goals. Your journey toward better banking starts here!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,803,638, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer comprehensive merchant services tailored for businesses like yours. Imagine having a reliable payment processing solution that lets you accept payments seamlessly, whether in-store or online. Our services help simplify transactions so you can focus on what matters most growing your business. Visit us at 2010 Whittaker Rd Ypsilanti Mi 48197 in Ypsilanti, MI, or call us at (800) 664-3828 to learn how our business banking solutions can support your success!

We also recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. From opening a business checking account to securing funding for expansion, we're here to assist you in growing your business successfully.

No matter what financial service you need whether it's personal banking, loans, credit cards, or business solutions Michigan First is here for you. Feel free to reach out at 800-664-3828 with any questions or visit us in person at our Ypsilanti branch. Let us help you achieve your financial dreams today!

For members who want to earn rewards while spending, our credit cards with rewards program is an excellent choice. Use your card for daily purchases and watch the benefits add up! Whether it's cash back or points toward travel, we've got options that cater to your lifestyle.

In today's fast-paced world, convenience is key. That's why Michigan First provides robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments, bill pay options, and easy account management tools, handling your finances has never been easier.

If you're considering purchasing a new vehicle or refinancing your current mortgage, our auto loans and vehicle financing options make it easier for you to hit the road without breaking the bank. For those looking to consolidate debt or cover unexpected expenses, our personal loans offer flexible terms that fit your budget. Thinking about buying a home? Our mortgage loans and refinancing services provide competitive rates and personalized assistance throughout the process. We understand that buying a home is a significant milestone, and we're here to support you every step of the way.

When it comes to personal banking, we offer both checking and savings accounts designed to help you save and manage your everyday expenses effectively. Imagine having easy access to your funds through online and mobile banking, making transactions on the go simple and convenient. Our ATM services ensure that you can withdraw cash or check your balance whenever needed, giving you peace of mind whether you're at home or out in town.

With features like mobile payments, you can shop or dine out without worrying about cash or cards. Just use your mobile device to pay directly from your account! This flexibility allows you to enjoy real-time account management wherever life takes you. At Michigan First, our goal is to empower you with tools that enhance your financial journey while keeping things straightforward and accessible. For more information on our digital services, visit us at http://www.michiganfirst.com or give us a call at (800) 664-3828. We're here to help you every step of the way!

Our 24/7 online banking services ensure you never miss a beat. You can check balances, pay bills, and transfer funds right from the comfort of your home or on the go. Plus, with our mobile application, everything you need is at your fingertips. Whether you're using your smartphone or tablet, managing your money has never been easier. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Just a few taps on your device, and you're done! And if you prefer going paperless, you can sign up for e-statements to receive your account statements electronically saving both time and trees. Security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with advanced security measures. We aim to provide a user-friendly experience without compromising on safety.

The trust placed in us by our growing membership base is reflected in our total share accounts of 278,173. This strong community support fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 2010 Whittaker Rd Ypsilanti Mi 48197 or call (800) 664-3828 to learn more about how we can help you achieve your financial goals.

Our commitment to efficiency is evident with a net income of $13,071,474, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $6,460 in used auto loans and $1,047,613,488 in total loans and leases, supporting members' financial goals across various sectors.

Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For those seeking business opportunities or expansion, our outstanding commercial loans totaling $32,803,638 provide the capital needed to grow and expand. Plus, if you're looking for personal financing solutions like debt consolidation or personal loans, we have options tailored to fit your needs. At Michigan First in Ypsilanti (2010 Whittaker Rd), MI 48197, we're committed to supporting our community's financial well-being. For more details on our loan offerings or to discuss refinancing options and eligibility requirements tailored for you, give us a call at 800-664-3828. Our dedicated team is here to assist you during our operating hours Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,854,687 in used vehicle loans and $12,432,644 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find a plan that fits your budget.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,086,782, make buying or refinancing simple. We guide you through the process to help you secure the best rates possible and ensure you feel confident in your investment.

We also offer flexible terms on unsecured credit card loans, with a total of $51,755,952 in loans helping members manage their finances effectively. These cards come with benefits that allow you to make purchases without tying up your funds while offering rewards on spending.

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