Michigan First Credit Union Wyoming MI | Quick Personal Loans & Top Checking

Introduction

Welcome to Michigan First, your trusted partner in financial well-being, located at 355 54th St SW, Wyoming, MI 49548. Since our establishment in 1926, we have proudly served our community, fostering a spirit of togetherness and support. With a robust membership of over 165,000, we are dedicated to providing personalized financial services that cater to your unique needs. At Michigan First, we understand the importance of strong community ties. Our total assets now exceed $1.45 billion, allowing us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. In fact, our commitment to helping you achieve your financial goals is reflected in our impressive total deposits of $92,717,185 and total loans exceeding 91,153. Led by our experienced CEO, Jennifer Borowy, and Board President, Linda Height, our team is passionate about providing exceptional service with a personal touch. Whether you're looking for assistance with personal banking or need help with business financing, we are here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 355 54th St SW, Wyoming, MI 49548. If you have any questions or would like more information about our services, feel free to reach out at 800-664-3828. Join us today and experience the difference that comes from being part of a community-focused credit union. Explore what Michigan First can do for you by visiting our website at michiganfirst.com. We look forward to serving you!

Branch History & Mission

Our Journey

Michigan First began as a humble initiative aimed at improving the financial well-being of its members. From our early days, we focused on creating a welcoming environment where everyone could find support for their financial needs. As we evolved, our commitment to community service became a defining characteristic of who we are. Today, with total assets exceeding $1.4 billion, we continue to expand our offerings while maintaining the personal touch that our members appreciate. In addition to our robust financial products such as checking and savings accounts, auto loans, mortgages, and business banking services, we've embraced technology to enhance member experience. Our online and mobile banking platforms ensure that members can access their accounts conveniently and securely from anywhere.

Our Mission

At Michigan First, our mission is clear: to provide exceptional financial services while fostering community growth and development. We believe in putting people first our members, employees, and the communities we serve. This commitment drives us to create partnerships that uplift local organizations and support initiatives aimed at enhancing quality of life in Wyoming and beyond. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 10:00 AM to 7:00 PM and Saturday from 10:00 AM to 3:00 PM we encourage you to explore the many ways we can assist you both online and in-person. For any official correspondence, please direct it to our mailing address: 355 54th St SW, Wyoming, MI 49548. You can also reach us by phone at 800-664-3828. As part of our ongoing efforts to serve you better, we offer an ATM for easy cash access and various digital solutions like e-statements and mobile payments. Your convenience matters greatly to us! Join us at Michigan First today and experience firsthand how we're committed not just to your finances but also to nurturing the community spirit that makes Wyoming such a wonderful place to live and work. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Amenities

At our Wyoming branch, we prioritize accessibility for all our members. Our location is ADA compliant, featuring ramps and ample parking to ensure that everyone can visit us comfortably. Whether you're coming in for personal banking or business services, we strive to make your experience smooth and enjoyable.

Operating Hours

We understand that life can be busy, so we've designed our operating hours to fit your schedule. Visit us Monday through Friday from 10:00 a.m. to 7:00 p.m., or drop by on Saturdays from 10:00 a.m. to 3:00 p.m. If you have questions outside of these hours, feel free to give us a call at 800-664-3828.

Services Offered

Michigan First offers a wide range of services tailored just for you whether you need checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered! With ATM availability on-site, withdrawing cash is a breeze. However, please note that we do not have drive-thru service at this location. While members can visit us at 355 54Th St Sw Wyoming Mi 49548, official correspondence should be sent to 355 54th St SW, Wyoming, MI 49548.

Your Local Credit Union Awaits!

We invite you to stop by and discover how Michigan First can help you achieve your financial goals. Our team is eager to assist you with personalized service that makes banking simple and accessible. Come see us today!

Member Eligibility

Becoming a member of Michigan First means joining a community that truly cares about your financial well-being. We welcome individuals who live, work, or worship in the areas we serve. Whether you're a student, a new professional, or someone looking for better financial options, you can find a home here with us. If you have questions about eligibility or want to learn more about the benefits of membership, feel free to reach out to us at (800) 664-3828. You can also check out our eligibility details online at for the most current information. Opening an account with us is straightforward and designed to be as welcoming as possible. Simply visit us at our branch located at 355 54Th St Sw Wyoming Mi 49548, and our friendly team will guide you through the process. You'll discover a range of services tailored to meet your needs, from checking accounts to loans and beyond. We're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that help streamline your operations. From payment processing to online banking, our tools make it easy for you to manage your finances efficiently. Imagine being able to accept payments seamlessly while tracking your sales all in one place this is what we strive to provide. Located conveniently at 355 54Th St Sw Wyoming Mi 49548 in Wyoming, MI, we're here to help you take your business to the next level. Visit us today or give us a call at (800) 664-3828 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,803,638, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Financing

Thinking about getting a new vehicle? With our Auto Loans & Vehicle Financing, we help make that process smoother. Picture yourself cruising down the road in a car you've always wanted, all while enjoying competitive rates and personalized service from our knowledgeable team. We also provide options for refinancing existing loans, which can save you money each month.

Business Banking Services

For entrepreneurs and small business owners, our Business Banking solutions include merchant services and business loans tailored to support growth. Whether you're starting a new venture or expanding an existing one, we're here to assist with customized financial solutions that meet your needs.

Convenient Access

Accessing your funds has never been easier! With our ATM & Cash Withdrawal Services available across multiple locations and basic ATM access for withdrawals and balance checks, you can manage your money whenever it's convenient for you. Plus, our dedicated customer service team is just a call away at 800-664-3828 should you have any questions or need assistance. In conclusion, at Michigan First, we strive to provide comprehensive financial services that empower our members in Wyoming and beyond. No matter what stage of life you're in or what financial goals you aim to achieve, we're here for you every step of the way. Ready to explore how we can assist with your banking needs? Visit us online at michiganfirst.com or stop by our branch today!

Credit Solutions

Managing debt is crucial for maintaining financial health. That's why we provide Personal Loans & Debt Consolidation options designed to help simplify your payments and possibly lower your interest rates. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you something back every time you swipe.

Mortgage Options

When it comes to buying a home, having the right mortgage can make all the difference. Our Mortgage Loans & Refinancing services are crafted to help you navigate the housing market confidently. We offer various mortgage products that suit different financial situations, enabling you to take that important step towards homeownership without added stress.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as checking and savings accounts tailored to fit different lifestyles. Imagine having easy access to your money through our Online & Mobile Banking platforms, where you can check balances, transfer funds, and even deposit checks from the comfort of your home. Our services are designed with you in mind, ensuring that you have the tools you need right at your fingertips.

Digital & Online Banking

Key Features

For those who prefer paperless options, we provide e-statements that keep your financial records organized and accessible without the clutter. And if you're looking for convenience in transactions, our mobile payments feature enables quick payments directly from your smartphone. You can also enjoy our mobile application, available for download on various platforms, ensuring your banking experience is always at your fingertips. Need to send money to friends or family? With our person-to-person transfer service, sharing funds is as simple as sending a text. Even better, there's no need for electronic signature authorization when using our services making everything even more straightforward for you.

Security and Support

We prioritize your security with robust protection measures that keep your information safe while you bank online. Our user-friendly interface makes navigating through features effortless, whether you're a tech-savvy user or new to online banking. In today's fast-paced world, having reliable banking options is essential. At Michigan First, we're here to ensure that managing your money is not just efficient but also enjoyable. Explore all that our digital services have to offer by visiting http://www.michiganfirst.com today!

Financial Strength

Growing Together

Total Share Accounts: 278,173, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,206,793. This growth underscores our commitment to you as we navigate together through various financial journeys. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 355 54Th St Sw Wyoming Mi 49548 or call (800) 664-3828 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,071,474 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being extends to our lending capacity; with $6,460 in used auto loans and $1,047,613,488 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $215,571,682, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,854,687 in used vehicle loans and $12,432,644 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $32,803,638 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our tailored solutions are designed to support your growth ambitions. In summary, whether you're looking for an auto loan, mortgage option, unsecured credit line, or commercial funding, Michigan First has you covered. For more information or assistance with applying for any of these loan products, feel free to reach out at (800) 664-3828 or visit us at 355 54Th St Sw Wyoming Mi 49548 in Wyoming, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step towards achieving your financial dreams!

Credit Lines & Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $51,755,952 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $622,143,331 provide an excellent resource for those needing extra cash flow for personal or business expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,086,782, make buying or refinancing simple. We aim to help you find a mortgage solution that fits your budget and lifestyle. If you're interested in refinancing, our team can guide you through the eligibility options available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the options presented are credible and reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will see all available options without any hidden agendas influencing what you view. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Instead of spending hours searching through various sites, users can find competitive rates in one place. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified sources, LendMesh eliminates the guesswork often associated with finding loans.

Michigan First