MICHIGAN FIRST CREDIT UNION

Welcome to Michigan First, your trusted financial partner since 1926, located right at 16705 Fort St, Southgate, MI 48195. With a strong commitment to serving our community, we proudly support over 165,000 members and manage total assets of approximately $1.46 billion. At Michigan First, we understand that each member's financial journey is unique, which is why we offer tailored solutions from personal banking and auto loans to mortgage financing and business banking services. While you can visit us at our branch in Southgate, official correspondence should be directed to our mailing address: 16075 Fort St, Southgate, MI 48195. Our dedicated team, led by CEO Jennifer Borowy and Board President Linda Height, is here to ensure your experience with us is smooth and rewarding. We employ around 490 team members, all working diligently to provide you with exceptional service. Our commitment extends beyond just banking; we're invested in the community we serve. With total deposits amounting to $92,717,185 and a net worth of $215,571,682, we are financially sound and ready to assist you in achieving your financial goals. Whether you're looking for a new vehicle or need help with debt consolidation through personal loans, our total loan portfolio stands at an impressive 91,153 loans. We invite you to explore our offerings at michiganfirst.com or give us a call at 248-443-4600 during our lobby hours from Monday to Friday, 10 a.m. to 7 p.m., or Saturday from 10 a.m. to 3 p.m. Experience the difference that comes from being part of a credit union that truly cares about its members and community!

At Michigan First, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area surrounding our branch at 16705 Fort St Southgate Mi 48195, you're likely eligible to join us. We're here to help you take advantage of all the benefits that come with membership, including competitive rates on loans and savings accounts, personalized service, and a variety of financial products designed just for you. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is a straightforward process, so don't hesitate to reach out if you have questions! You can call us at (248) 443-4600 during our friendly operating hours: Monday through Friday from 10 a.m. to 7 p.m., and Saturday from 10 a.m. to 3 p.m. We're excited to welcome you into our Michigan First family!

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which reflects our commitment to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $6,460 in used auto loans and $1,047,613,488 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $13,071,474, allowing us to offer competitive loan rates and solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments amount to $2,206,793, while the total share accounts stand at 278,173, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 16705 Fort St Southgate Mi 48195 or call (248) 443-4600 to learn more about how we can help you achieve your financial goals.

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