Michigan First Credit Union Grand Rapids MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to Michigan First, your trusted partner in financial wellness located at 1815 Breton Rd SE, Grand Rapids, MI 49506. Since our establishment in 1926, we have dedicated ourselves to serving our vibrant community with integrity and commitment. With a proud membership of over 165,000, we strive to provide exceptional services tailored to the needs of every member. At Michigan First, we believe in building strong relationships and creating lasting impact. Our total assets amount to an impressive $1,456,336,933, which reflects our stability and ability to support you with various financial products. From personal banking solutions such as checking and savings accounts to auto loans and mortgage financing, we are here to help you achieve your financial goals. Led by our experienced CEO, Jennifer Borowy, and Board President Linda Height, our team of approximately 490 employees is always ready to assist you. We take pride in providing excellent customer service, ensuring that your banking experience is smooth and enjoyable. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1815 Breton Rd SE, Grand Rapids, MI 49506-4801. Whether you're looking for guidance on loans where we currently manage a total of 91,153 loans or need assistance with deposits that exceed $92,717,185, we are here for you. Feel free to reach out to us at (616) 456-8848 or explore more about our offerings on our website: michiganfirst.com. Join us today and discover how Michigan First can make a difference in your financial journey!

Branch History & Mission

Our Evolution

Since opening our doors, Michigan First has evolved significantly while maintaining our core mission: to provide exceptional financial services and support to our members and the community. Each milestone in our history reflects our commitment to growth and innovation. As we expanded our offerings from basic savings accounts to comprehensive personal and business banking solutions, we remained dedicated to understanding and meeting the diverse needs of those we serve. Our operating hours are convenient for busy schedules, open Monday through Friday from 8:30 AM to 5:00 PM. We also offer ATM services and drive-thru banking for added convenience, ensuring that accessing your funds is as easy as possible.

Our Mission

At Michigan First, our mission goes beyond just providing financial services. We strive to empower individuals and businesses by offering resources that foster financial literacy and stability. Our team believes in building lasting relationships with members by supporting their dreams whether it's buying a home, financing a vehicle, or starting a new business. We understand that financial wellness is essential for a thriving community. That's why we engage in various outreach programs designed to uplift those around us. Through partnerships with local organizations and initiatives aimed at improving economic opportunities, we make it a priority to give back. While you can visit us at 1815 Breton Rd Se Grand Rapids Mi 49506, official correspondence should be sent to 1815 Breton Rd SE, Grand Rapids, MI 49506-4801 if it differs. As part of our commitment to accessibility, we ensure that all members can enjoy an inclusive banking experience. Our digital advancements allow you to manage your finances anytime and anywhere with online banking and mobile payment options. We invite you to join Michigan First today! Experience firsthand the benefits of being part of a credit union that truly cares about its members' success and well-being. Give us a call at (616) 456-8848 or visit us at our Grand Rapids location to learn more about how we can help you achieve your financial goals.

Branch Location & Accessibility

Call to Action

For more information or assistance, feel free to give us a call at 616-456-8848. Our friendly team is eager to help you with any questions you may have about our products or services. We look forward to welcoming you into the Michigan First family!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it a breeze to stop by while running errands or enjoying a day out in the community. With ample parking available, you can easily access our services without any hassle. We prioritize accessibility for all members, ensuring that our facilities are ADA compliant with ramps and designated parking spaces.

Operating Hours and Services Offered

Michigan First is here for you Monday through Friday from 8:30 AM to 5:00 PM, providing ample time for you to visit us at your convenience. We offer a variety of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Need quick cash? Our drive-thru service makes deposits and withdrawals simple and speedy.

Member Eligibility

At Michigan First, we believe that becoming a member is about joining a caring community that supports your financial journey. If you're looking to be part of something special, membership is open to individuals who live, work, worship, or attend school in certain areas of Michigan. This means if you're part of our vibrant local community, you likely qualify! Plus, being a member comes with fantastic benefits like personalized service and access to a wide range of financial products tailored just for you. Getting started is simple! You can find all the details about eligibility on our website. And when you're ready to open your account, it's just as easy reach out to us at (616) 456-8848 or visit us at our branch located at 1815 Breton Rd Se Grand Rapids Mi 49506. We're here Monday through Friday from 8:30 AM to 5:00 PM to assist you every step of the way. Join us and experience the advantages of being part of Michigan First!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,803,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while you focus on running your business. Our merchant services make transactions easier, allowing you to offer various payment options to your customers. This not only enhances customer satisfaction but also boosts your sales potential. From credit card processing to online payment solutions, we're here to ensure that your business operates smoothly. For more information about how our business banking and commercial services can help you reach your goals, visit us at 1815 Breton Rd Se Grand Rapids Mi 49506 or call us at (616) 456-8848. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For our business members, Michigan First provides essential banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique financial challenges businesses face. Our dedicated team is ready to assist you with tailored solutions that fit your business goals.

Customer Service

At Michigan First, we pride ourselves on exceptional customer service. Our lobby hours run from Monday through Friday, 8:30 AM to 5:00 PM, giving you plenty of time to visit us for any inquiries or transactions. We also provide basic drive-thru banking for deposits and withdrawals, ensuring that your banking experience is as smooth as possible. If you have questions or need assistance with any of our services, don't hesitate to reach out! Call us at 616-456-8848 today. Our friendly staff is eager to help you achieve your financial goals. At Michigan First, we're more than just a credit union; we're your partner in financial success!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime, anywhere through our user-friendly app or website. With features like person-to-person payments and mobile payments, transferring money has never been easier. Plus, enjoy ATM access for quick withdrawals and balance checks without any hassle.

Personal Banking

Our personal banking services are designed with you in mind. If you need a reliable checking or savings account, we've got you covered. Imagine having easy access to your funds while also earning interest on your savings. For those considering buying a car, our auto loans and vehicle financing options make it simple to drive away in your dream vehicle without breaking the bank. Thinking about purchasing a home? Our mortgage loans and refinancing options can help you navigate the process smoothly. We also offer personal loans for debt consolidation, giving you a chance to simplify your finances. And don't forget about our credit cards with rewards perfect for everyday purchases that can earn you cashback or points!

Digital & Online Banking

Key Features

Our services include E-Statements, allowing you to view your statements anytime without the clutter of paper. You can also enjoy mobile payments for quick transactions directly from your smartphone. Plus, our mobile application gives you all the features of online banking right in your pocket. Need to send money to friends or family? Our person-to-person transfer feature lets you do that easily and securely. And while we don't require electronic signature authorization for most transactions, rest assured that every step is designed with your security in mind. We believe that real-time account management should be accessible to everyone. With Michigan First, you have the tools you need to stay on top of your finances anytime, anywhere. Join us today and discover how easy banking can be!

Financial Strength

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential for your peace of mind. That's why we are proud to share our robust financial strength with you. With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 489 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $161,095,537 in undivided earnings means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,460 in used auto loans and $1,047,613,488 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, our $2,857,264 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts stand at 278,173, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,206,793. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 1815 Breton Rd Se Grand Rapids Mi 49506 or call (616) 456-8848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,854,687 in used vehicle loans and $12,432,644 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, our financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $32,803,638 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to providing financial support tailored to your specific needs. At Michigan First, we believe in empowering our members through tailored financial solutions. If you're considering refinancing or have questions about eligibility for any of our loan products, don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,086,782, make buying or refinancing simple. We aim to provide flexible solutions that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $51,755,952 in loans helping members manage their finances effectively. This product is ideal for those who want to maintain control over their spending without being tied down by collateral requirements.

Loan Aggregator

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MICHIGAN FIRST CREDIT UNION - Grand Rapids, MI

Type of Loan Offerings

Vehicle Loans

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Loan rates in Grand Rapids, MI (49506)