MICHIGAN FIRST CREDIT UNION

Welcome to Michigan First, your trusted partner in financial wellness located at 1815 Breton Rd SE, Grand Rapids, MI 49506. Since our establishment in 1926, we have dedicated ourselves to serving our vibrant community with integrity and commitment. With a proud membership of over 165,000, we strive to provide exceptional services tailored to the needs of every member. At Michigan First, we believe in building strong relationships and creating lasting impact. Our total assets amount to an impressive $1,456,336,933, which reflects our stability and ability to support you with various financial products. From personal banking solutions such as checking and savings accounts to auto loans and mortgage financing, we are here to help you achieve your financial goals. Led by our experienced CEO, Jennifer Borowy, and Board President Linda Height, our team of approximately 490 employees is always ready to assist you. We take pride in providing excellent customer service, ensuring that your banking experience is smooth and enjoyable. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1815 Breton Rd SE, Grand Rapids, MI 49506-4801. Whether you're looking for guidance on loans where we currently manage a total of 91,153 loans or need assistance with deposits that exceed $92,717,185, we are here for you. Feel free to reach out to us at (616) 456-8848 or explore more about our offerings on our website: michiganfirst.com. Join us today and discover how Michigan First can make a difference in your financial journey!

At Michigan First, we believe that becoming a member is about joining a caring community that supports your financial journey. If you're looking to be part of something special, membership is open to individuals who live, work, worship, or attend school in certain areas of Michigan. This means if you're part of our vibrant local community, you likely qualify! Plus, being a member comes with fantastic benefits like personalized service and access to a wide range of financial products tailored just for you. Getting started is simple! You can find all the details about eligibility on our website at . And when you're ready to open your account, it's just as easy reach out to us at (616) 456-8848 or visit us at our branch located at 1815 Breton Rd Se Grand Rapids Mi 49506. We're here Monday through Friday from 8:30 AM to 5:00 PM to assist you every step of the way. Join us and experience the advantages of being part of Michigan First!

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential for your peace of mind. That's why we are proud to share our robust financial strength with you. With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 489 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $161,095,537 in undivided earnings means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,460 in used auto loans and $1,047,613,488 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, our $13,071,474 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts stand at 278,173, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,206,793. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 1815 Breton Rd Se Grand Rapids Mi 49506 or call (616) 456-8848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.