MICHIGAN FIRST CREDIT UNION

Welcome to Michigan First, your trusted partner in financial wellness since 1926! Located at 5057 Woodward Ave, Detroit, MI 48202, we are proud to serve our vibrant community with a range of banking solutions designed to meet your needs. With a total membership of 165,037 and assets exceeding $1.45 billion, we have built a strong foundation of trust and reliability over the years. At Michigan First, our commitment extends beyond just numbers. We believe in making a positive impact in the lives of our members and the communities we serve. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our dedicated team of 490 employees, led by CEO Jennifer Borowy and Board President Linda Height, is here to help you navigate your financial journey with confidence. While members can visit us at our branch for assistance, official correspondence should be directed to our mailing address at 5057 Woodward Ave., Detroit, MI 48202. We're also here for you via phone at 248-443-4291 during our lobby hours: Monday through Thursday from 8:30 a.m. to 5:00 p.m., and Friday until 6:00 p.m. Join us today and experience the difference that a member-focused credit union can make. Explore our services online at michiganfirst.com or stop by to see how we can support your financial goals!

Welcome to the Michigan First branch, a proud part of our community in Detroit, MI. Since opening our doors in 1926, we have built a rich legacy of serving our members with dedication and care. As we celebrate nearly a century of growth, we remain committed to providing high-quality financial services tailored to meet the needs of our diverse membership. Located at 5057 Woodward Ave, Detroit, MI 48202, our branch is not just a place for banking; it's a hub for community connection. Our address places us in the heart of Detroit, surrounded by vibrant neighborhoods and local landmarks that reflect the spirit of our city. At Michigan First, our mission is simple yet profound: to empower our members through exceptional financial services while supporting the communities we serve. With a total membership exceeding 165,000, we understand that each member's needs are unique. That's why we offer personalized solutions ranging from personal banking and auto loans to business banking and online services. Over the years, we have achieved significant milestones, including managing total assets of approximately $1.46 billion. This growth reflects our commitment to sound financial practices and our dedication to enhancing the lives of those we serve. We also prioritize accessibility; our branch features an ATM for convenient cash access, ensuring that your banking experience remains smooth and efficient. Our operating hours are designed with your schedule in mind: Monday to Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. This flexibility allows us to be available when you need us most. While members can visit us at 5057 Woodward Ave, official correspondence should be sent to the same address. We take pride in being more than just a financial institution; we actively engage in partnerships and outreach efforts aimed at strengthening our community ties. Our team works hard to support local initiatives and foster relationships that create lasting positive change. As technology advances, so do we. Our digital platforms offer secure online banking and mobile payment options, ensuring you can manage your finances anytime, anywhere. We are dedicated to making banking as accessible as possible while complying with ADA standards. Join us at Michigan First and experience the difference that a member-focused credit union can make in your financial journey. Together, let's build a stronger community one member at a time! For more information or assistance, feel free to call us at 248-443-4291 or visit our website at michiganfirst.com. We look forward to welcoming you into our family!

Becoming a member of Michigan First is like opening the door to a welcoming community that truly cares about your financial well-being. If you're looking to join us at our Detroit location, 5057 Woodward Ave, you'll find that eligibility is designed to be accessible and straightforward. Typically, anyone who lives, works, or worships in the area qualifies for membership. This means if you're part of our local community, you're likely eligible to enjoy all the benefits we have to offer. At Michigan First, membership opens up a world of opportunities from competitive rates on loans and savings accounts to personalized service that puts your needs first. It's easy to get started! For detailed eligibility criteria, feel free to check out more information at . If you're ready to take the next step or have any questions, don't hesitate to call us at (248) 443-4291. We can't wait to welcome you into our family!

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial wellbeing is reflected in our strong financial health, which allows us to offer better rates, lower fees, and enhanced member services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $215,571,682, we maintain robust financial health. This solid foundation enables us to support our members with competitive loan offerings and savings options. Additionally, our net worth ratio of 1480 demonstrates that we have a strong capital base, ensuring that we can continue providing loans and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs; with non-member deposits at $30,889,520, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks. With $161,095,537 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We also support our community with $1,047,613,488 in total loans and leases, including $64,460 in used auto loans, helping our members achieve their financial goals across various sectors. Our operational efficiency is highlighted by a net income of $13,071,474, which allows us to continue providing competitive products tailored for our members. We take pride in having 489 full-time employees and 1 part-time employee, ensuring our branches are always ready to assist you with a knowledgeable team. Total Share Accounts stand at 278,173, showcasing a strong and growing member base that trusts us with their finances. With available funds for lending and investments amounting to $2,206,793 in net shares, we're equipped to meet your financial needs head-on. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 5057 Woodward Ave Detroit MI 48202 or call 248-443-4291 to learn more about how we can help you achieve your financial goals.