MICHIGAN FIRST CREDIT UNION

Welcome to Michigan First, your trusted financial partner located at 3031 W Grand Blvd, Detroit, MI 48202. Since our establishment in 1926, we have proudly served our community with a commitment to helping our members achieve their financial goals. With a vibrant membership of over 165,000 and total assets exceeding $1.4 billion, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Michigan First, we understand that each member's journey is different. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $92,717,185, reflecting the trust our members place in us. We are also proud of our robust loan portfolio with 91,153 loans and leases, amounting to nearly $1 billion, ensuring that we can support you when you need it most. Our leadership team is passionate about serving you. Under the guidance of CEO Jennifer Borowy and Board President Linda Height, we work diligently to foster a culture of excellence and community impact. With a team of around 490 employees, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 3031 W Grand Blvd, Detroit, MI 48202. Whether you're looking for assistance with personal banking or business services, we're just a phone call away at 248-395-4194. Join us today and experience the difference that Michigan First can make in your financial life! Visit our website at michiganfirst.com for more information on how we can help you thrive financially.

At Michigan First, we take pride in our rich history and unwavering commitment to serving our community. Established in 1926, our branch has been a cornerstone of financial support for families and businesses in Detroit, MI. Located at 3031 W Grand Blvd, just a stone's throw from the iconic Motown Museum, we have witnessed the growth and evolution of this vibrant city over nearly a century. From our humble beginnings to becoming a trusted financial partner for over 165,000 members, Michigan First has always focused on providing exceptional service and fostering community growth. Our journey reflects not only our dedication to financial services but also our deep-rooted mission: to empower individuals through education and access to responsible financial products. Our total assets now exceed $1.4 billion, which allows us to offer a wide range of services tailored to meet the diverse needs of our members. We provide personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we support local businesses with specialized banking solutions designed to help them thrive. While members can visit us at 3031 W Grand Blvd, official correspondence should be sent to the same address. We believe that accessibility is crucial; that's why we offer ATM availability for your convenience. Although we do not have drive-thru service or shared service centers at this location, our focus remains on delivering quality service during our operating hours: Monday through Thursday from 8:30 a.m. to 5:00 p.m., and Friday until 6:00 p.m. Our mission extends beyond just banking; we actively engage in community outreach efforts that foster partnerships with local organizations aimed at enhancing the lives of those around us. By prioritizing financial literacy programs and supporting community events, we strive to make a meaningful impact where it matters most. As technology continues to advance, Michigan First remains committed to ensuring that all members have access to modern conveniences such as online banking and mobile applications. We're proud of our progress toward creating an inclusive environment that meets the needs of everyone in our diverse community. Join us today at Michigan First! Experience firsthand how we're dedicated not only to helping you achieve your financial goals but also to enriching the community we serve. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 248-395-4194.

Becoming a member of Michigan First is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or worship in the communities we serve, making it easy for you to connect with us. Our members enjoy personalized service and a range of products designed to meet their unique needs from checking and savings accounts to loans and credit cards. If you're interested in learning more about eligibility, you can visit our website at for the most current details. Opening an account is straightforward; feel free to reach out at (248) 395-4194 if you have any questions or want assistance with the process. At Michigan First, we're excited to support you on your financial journey!

At Michigan First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is essential. That's why we're proud to share our strong financial standing with you. With a net worth of $215,571,682, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $6,460 in used auto loans and a total of $1,047,613,488 in loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $13,071,474, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,206,793. Total Share and Deposit Accounts: 278,173, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 3031 W Grand Blvd Detroit Mi 48202 or call 248-395-4194 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.